Category Archives: How to Save Money on Funerals

Guide to Affordable Cremation in Wheaton, IL – $995 direct cremation

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Direct Cremation in Wheaton, ILDo you need to save money on funeral costs?  If you are looking for a simple and inexpensive alternative to the expense of burial, then consider arranging a simple cremation in Wheaton for just $995.

More families are opting to conduct a simple, no-fuss direct cremation and then perform their own memorial service at a venue of their choosing. This all saves thousands of dollars on funeral expenses!

How funeral care is changing and economic reasons for choosing cremation

Making the decision to bury or cremate is a personal choice.  For some families, the decision is dictated by the budget they have for a funeral and a cremation service will cost less than a traditional burial funeral.  On average a cremation service is going to save you at least 40% on the cost of a burial, sometimes you can save as much as 60% on the cost of a burial service.  More families are choosing cremation as it does offer greater flexibility. The funeral service does not have to go ahead immediately.  Instead, a cremation can be performed and the immediate disposition of the body dealt with and then a service held at a later date convenient to the family.

The economy has definitely impacted on how we are changing our approach to death care today.  Many families simply cannot, or do not, want to spend unnecessarily on funeral costs. A cremation provides a simple, efficient and economical means to conduct a disposition.

How much does a funeral cost in Wheaton?

This is not a simple question to answer as funeral costs can range significantly depending on the type of services and products selected, and the funeral services provider used.  The average cost of a funeral in Wheaton is $7,670*.

How much does a cremation cost in Wheaton?

Firstly, a cremation WILL save you on funeral costs.  There is no requirement for a casket, cemetery plot or burial vault, which alone saves thousands of dollars.  Generally, embalming is not required when a cremation is performed, so all-in-all you can save on many funeral expenses, meaning that a cremation will cost at least half, if not less, than the full cost of a burial funeral.

It is important to state that cremation prices in Wheaton DO vary quite considerably between funeral homes, and depending on what type of cremation service you opt for.  Not all funeral homes have their own crematory but will use the services of a local crematory.  The average cost of a cremation memorial is $4,870*, however, it is possible to find much lower-priced cremation services in Wheaton.

Cremation Memorial ServiceHow much is a direct cremation in Wheaton, IL?

A basic cremation can be conducted in Wheaton for as little as $995 complete.  This is what is known as a “direct cremation”.  No services are performed, the deceased is collected, transported to the funeral facility, prepared for cremation and the cremation is conducted.  The cremated remains are returned to the family in a temporary plastic urn.  If desired the family can arrange a brief final goodbye viewing at the funeral home.

Call DFS Memorials now on (815) 216-4601 to arrange a low-cost cremation for $995

What type of cremation services are available?

You can select from a range of cremation services and packages.  These will start with a basic cremation without any additional services, which is the cheapest type of cremation package.  You can have a full-service funeral that is followed by the cremation, a cremation followed by a memorial service, or just a viewing followed by a cremation.  Cremation does offer versatility in what options you have, and when and where any services can be held.

How to compare cremation costs in Wheaton, IL

As mentioned the cost of a cremation can vary enormously – for the exact same service – but from different cremation service providers.   Ensure that you compare like-for-like services.  Some cremation service providers include crematory fees and cremation container costs in a direct cremation package, and others do not always include these fees.  Death certificate fees and cremation permits are often additional ‘cash advance’ items.

What does a cremation cost?How do I know that the cremated remains I get back are my loved one’s remains?

This is probably the most common cremation question we are asked.  Strict laws govern the cremation of human remains and identity checks have to be made along the way.  The cremation retort has to be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements, etc) and then ground into the fine ‘dust’ that is returned as cremation ashes.

Understanding the legal requirements for cremation in Wheaton

As mentioned above, there are laws in place regarding the cremation of human remains. A cremation cannot be performed until a cremation permit is issued by the medical examiner’s office.  The legal next of kin must sign a Cremation Authorization Form.  There is a mandatory wait period of 24 after death in Illinois before the cremation can proceed.

It is not necessary to embalm a body for cremation and refrigerated storage is used to preserve the body until the cremation is performed.  The funeral home will generally store the body for up to 5 days in refrigerated storage at no extra charge.  If the cremation does not go ahead within 5 days, an additional fee for storage may be incurred.

What can we do with the cremated remains?

Cremation offers some greater flexibility in what you can do with the cremated remains once you have them returned.  You can, of course, inter them in a grave plot or niche.  However, you can choose to store them in an urn at home or scatter the cremated remains.  There are also options such as having cremation artifacts made from cremated remains such as cremation diamonds, glass jewelry, garden stones, and paintings.

Preplanning an affordable cremation service

If you wish to preplan a simple cremation you can lock in a low cost cremation price. This may depend upon your age at the time of setting up a prepaid cremation plan.  A cremation plan can be set up using an insurance policy where the funds are put into a trust.  You can also opt to preplan your cremation service without prepaying.  This ensures that your surviving family can proceed with arrangements at the time of need, without having to worry about completing the paperwork or making difficult decisions.  The money to pay for the cremation can be put aside in a POD account (Payable on Death) which your beneficiary can draw out upon death immediately without probate.

Cremation LawsThe deceased had no life insurance – is there any help with cremation costs?

It is sadly a reality that more folks are passing without leaving the means to pay for their funeral.

If you are faced with this situation, you need to explore what help may be available to you.  Social Security pay out a $255 lump sum death benefit (if you qualify) and your funeral director can assist you with this.

The support for indigent burials differs so much by state and county. Some counties do offer some financial assistance to low-income families, whereas in other counties only county indigent dispositions are conducted.  To find out what may be available you should contact DuPage County Human Services Department at:

Jack T. Knuepfer Bldg. 421 N. County Farm Road Wheaton, IL 60187 Phone: (630) 407-6300

The deceased is at the Medical Examiner’s Office.  What do I do?

If the deceased was the victim of a crime, or there were unusual circumstances surrounding the death, the deceased’s body may be taken into the care of the coroner for an examination to determine the cause of death.  You will need to employ the services of a funeral director as soon as possible to coordinate the release of your loved one from the ME’s office.

A deceased person can only be released into the care of a licensed funeral director. Many funeral homes are familiar with the process to liaise with the ME to have the body released as quickly as possible.  You may also find that a simple, direct cremation can be arranged at a very low cost when the deceased is in the Coroner’s morgue as all the paperwork can be expedited quickly and the process to transfer the deceased to the funeral facility is simplified.

Address of county coroner’s office: 414 N County Farm Rd, Wheaton, IL 60187

We hope this short guide has helped answer some of your immediate questions and provided some help in understanding how you can arrange an affordable funeral or cremation service in Wheaton, IL.  If you need to research more information on funeral-planning, please visit the Library section on US Funerals Online.

*Funeral prices obtained from Parting funeral price comparison survey 2019

Arranging an affordable cremation service in Plano, TX – Just $755

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Direct Cremation in Plano, TXDo you need to find out how to arrange an affordable cremation in Plano? We have put together this guide to help you understand how you can save thousands of dollars when arranging a funeral.  In fact, you can arrange a simple, basic cremation for just $755!

The average cost of a traditional funeral in Plano is $7,912*, and this does not include cemetery costs, so it is understandable that many families today are looking to more affordable alternatives.  Cremation is now becoming the preferred, more affordable option to conduct a dignified, yet simple funeral service at a fraction of the full cost of a traditional funeral.

Why choose cremation services?

Cremation offers an inexpensive and flexible alternative to a burial service.  Choosing cremation services can save you 40% to 60% (or sometimes more) on the cost of traditional burial services.  This is because a casket is not required, or embalming (unless required) and there is no immediate need for a cemetery plot or burial vault.  Eliminating these just these few products and services saves thousands of dollars alone.

A cremation can offer a more flexible alternative that can accommodate families who have moved from their home state, or when a funeral cannot be held straight away.  Cremation also offers a greater range of personalization options with a whole array of ash-scattering ceremony possibilities, and various cremation artifact products.

What different cremation alternatives do I have?

There are 3 main types of cremation service options.  A cremation funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service.  A cremation memorial – where the cremation is conducted before a memorial service is held.  This can be with, or without, the cremated remains present and can often take the form of an ash scattering ceremony.  Or there is a direct cremation – this is where the deceased is cremated with no services, and the remains are given back to the family.  There are some variances around these 3 main options, such as a private viewing before the cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Plano?

The cost of a cremation can vary considerably.  This will depend upon the type of cremation service you opt for and the cremation services provider you select.  The average cost of a cremation memorial service is $4,490, depending upon the length of service held and what kind of casket you purchase or rent.  The average cost of a direct cremation is $1,922*, although a direct cremation can be conducted for just $755 with DFS Memorials.

Direct cremation services in Plano, TX

If you are working on a budget for your funeral expenses, you may wish to consider a direct cremation.  A direct cremation is the cheapest cremation option.  The funeral services provider does everything to take care of the immediate disposition of the deceased but no viewing or services are held.  The deceased is cremated in a simple cremation container and then the cremated remains are made available for the family or collect (or if requested delivered/mailed).  A direct cremation can be arranged online or by phone without any need for you to visit a funeral home.  For your best price on a direct cremation contact your DFS Memorials provider in Plano on (972) 332-0414 who offers a complete direct cremation package for just $755.

How do I choose a cremation services provider?

This can sometimes be a daunting task when there are several funeral homes to choose between.  It may help to set yourself some clear criteria to help you select the provider that best suits your needs.  Which funeral services provider you select can be influenced by what facilities and services they offer, or what budget you have.

As we have highlighted, costs can vary quite significantly between funeral homes in Plano for the exact same service.  For this reason, we would recommend you compare some costs before making a decision.

Cremation costs in Plano TXComparing cremation costs in Plano, TX

All funeral homes have a general price list (GPL) and this should itemize all services and charges.  Legally a funeral home must provide you with a copy of their GPL if you request cremation price information, either in person or by phone.

According to funeral price research surveys in Plano, the average cost of a direct cremation is $1,922, although a direct cremation can be arranged for less than this with some cremation providers.  DFS Memorials offer a direct cremation service for $755.

When comparing costs and services check what IS included, especially with a budget direct cremation package.  Is a copy of the death certificate included?  Is the cremation permit an additional cash advance item or included?  What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after 48-hours?  Death certificates cost $21.00 for the first certificate and $4 for each additional death certificate required.  You should also note that the county coroner may charge a fee if they are required to sign the death certificate.

What legally do I need to know about arranging a cremation in Plano?

There are a few legal requirements that you need to be aware of if you are considering cremation. Firstly, the legal next-of-kin must all sign the ‘Cremation Authorization Form’ before a cremation can proceed.

In Texas, there is a mandatory 48-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate.  The deceased will be refrigerated during this period, and longer if required, however you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Death certificates and permits are considered ‘cash advance’ items and not generally included in a quoted cremation price.  The funeral director will generally obtain the death certificates on your behalf.

Can I preplan a cremation?

Yes, you can prearrange a cremation.  Advance planning can help to ensure you get the most appropriate services provider for your needs and can save the surviving family the financial and emotional burden at the time of death.  There are various options open to you to plan ahead so consult with your preferred services provider.  A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family does not have the burden of worrying about funeral costs.

What can we do with the cremated remains?

As I mentioned earlier there is a versatility on what you can do with cremated remains.  You can inter a cremation urn in a cemetery plot or niche, keep an urn at home, scatter the remains or create a cremation artifact such as a cremation diamond, glass paperweight, bird bath or memorial reef ball to name but a few!

direct cremation planoThe deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs.  Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent.  Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county.  You would need to make inquiries with Collin County Human Services Department at  210 South McDonald Street, McKinney TX 75069 Phone: (972)424-1460 to find out if any assistance is available to you.  In these cases often the most basic of funeral services will be supported, with limited control over what happens.  A low-cost direct cremation from DFS Memorials can be arranged for $755.

What is “no-cost cremation”?

Some funeral homes now offer this option in Plano.  This is referring to whole body donation whereby after the donation is complete the remains are cremated (free of charge) and then returned to the family or scattered.   Generally, funeral homes can get a referral fee from the whole body donation organization, plus they sometimes charge a transportation fee.  So all-in-all they do still recoup their costs.  As we all know, there really is nothing that is truly free!

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at: 2300 Bloomdale Road £2104 McKinney, TX 75071 Phone: (972) 548-4185

What happens if the deceased is taken to the Coroner’s Office?

If there were circumstances surrounding the death that led to the deceased being taken to the County Coroner’s office, you will need to employ the services of a funeral director as soon as possible to liaise with the Coroner to have the body released into their care.  Only a licensed funeral director can collect a body from the Coroner’s morgue.

Collin County Medical Examiner & Coroner 700 Wilmeth Road McKinney TX 75069 (972)-548-3775

Hopefully, this short guide to arranging an affordable cremation service in Plano has answered some of your questions and helped you understand how to save costs on a cremation.  If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2019

Cremation Costs in 2020: How cremation is disrupting the Funeral Industry

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How much should you expect to pay for a cremation service in 2020?

Some of the most frequent questions we are asked these days are about cremation prices.  Now cremation has become mainstream and more Americans are considering cremation.  The Internet has also disrupted a service industry that once relied upon ‘traditional’ families, who would not even ask about funeral prices.  Five years ago, it was extremely rare to see a funeral home website disclose any cremation prices, now there is not only a growing number displaying cremation packages and prices online, but we also have funeral homes Google-advertising price-competitively.

So, what should you expect to pay for a cremation service as we come towards the end of 2019?  Are cremation prices going to go down in 2020 as more funeral homes install crematories?  A simple cremation service costs between $800 and $3,000 today.  The disparity in this price range is largely due to which cremation service provider you select.  All funeral homes have a basic cremation [direct cremation] on their General Price List (GPL).  The price differs by the provider, often based upon their overhead and profit margins.

Most of the states where the cremation rate is higher have funeral service providers offering lower-cost cremation services.  The table below gives some examples of median direct cremation costs in November 2019 in a selection of states and cities.

State City Direct Cremation Cost
California Los Angeles $625
San Francisco $698
Sacramento $695
Washington State-wide $600
Arizona Phoenix $639
Tucson $455
Florida Miami $696
SWFL $895
Orlando $895
Texas Austin $595
San Antonio $595
Houston $640
Dallas/Fort Worth $755
New York New York City $485
Illinois Chicago $995
Pennsylvania Pittsburgh $695
Ohio Columbus $599
Indiana Indianapolis $650

As you can see some of the most populated cities have the lowest cremation prices.  Prices tend to increase in rural areas, or where the cremation rate is lower than the national average. Find your nearest DFS Memorials provider to locate cremation costs.

What is the most popular cremation service?

The cremation rate nationally reached almost 55% last year and is forecast to grow to nearly 80% by 2040.  What is not disclosed is what percent of cremation families select full-service cremation services or just a simple cremation.  There has been a steady growth of interest in “just cremation” services, or what the industry refers to as a ‘direct cremation’.

Projected cremation and burial ratesA direct cremation is a basic cremation without any funeral ceremony performed by the funeral home.  The deceased is collected, cremated and the cremated remains returned directly to the family.  This is also the most economical disposition option available.  It is what families are asking for when they say “I just want a simple cremation…no fuss.”

From our survey with our DFS Memorials network of cremation providers, it is reported that 80% of cremations conducted are direct cremations in 2020.  Time magazine reported on how ‘Cremation Is Now Outpacing Traditional Burial’ with a case study from a funeral home in Boise, Idaho.  Robert Boetticher, Jr., of Cloverdale Funeral Home, shared how when in mortuary school in the 1980s cremation was barely mentioned, and now the cases at his funeral home in Boise are 60% cremation cases.

According to Barbara Kemmis, CANA’s executive director “Cremation has become the new tradition. It’s a seismic shift in the profession.”

So, although the funeral profession does not want to embrace it, it seems that direct cremation services are the popular cremation choice for families today.

How is the cremation trend impacting on cremation costs in 2020?

I have been observing the cremation trend and changes in cremation prices nationally for the last few years now. I would propose we are witnessing an impact on cremation pricing driven by the demand for low-cost direct cremation.  Cremation ‘price wars’ have been instigated in some areas.  With the decline in expensive traditional burials and the growth of simple cremation services, funeral homes’ profit-margins are significantly down.  This has resulted in closures, acquisitions, extended service area coverage and competition on pricing.

Are you happy to make cremation arrangements online?

In order to be able to offer cremation at the most affordable price, some funeral homes have set up a separate cremation business, where they seek to increase volume while reducing overhead.  Some of these cremation businesses offer an ‘online arrangement’ cremation price, as by enabling the consumer to complete all the information and payment online, this saves manpower for the cremation company.

Many of these online portals offer a 4-step process:

  1. Arrange online
  2. Collection of the deceased
  3. Registering the death & conducting the cremation
  4. Returning the cremated remains – by mail or in person.

Direct cremation onlineCremation costs and The Economy in 2020

There have been numerous reports and surveys on the rising cremation trend over the last 10 years.  The majority of these reports conclusively summarize that price has been the driving factor in the shift towards the more affordable alternative of cremation.  One could say that the funeral industry has brought this on themselves with their practice of gauging families with high funeral prices.  Since the economic downturn of 2008, we have seen slow but steady growth in the cremation rate.

CNBC reported in July this year that ‘Many Americans who can’t afford a $400 emergency blame debt’, quoting that 40% of Americans would struggle to raise $400 for an unexpected bill.  Sadly, we are on the brink of what I believe could be an era of funeral poverty.  Counties are struggling with their budgets for indigent funeral requests, as a growing number of low-income families find themselves faced with an unexpected funeral expense.  More counties are allocating their indigent burial budgets to direct cremation instead of burial services to cut costs.

Clearly, there is an intrinsic link between the state of the economy, the rise in the cremation rate and cremation costs.

Memorialization after cremation

There are two fundamental elements to the death care process: disposition of the body and memorialization.  For decades these two elements have been held solely in the domain of the funeral home.  However, cremation has allowed us to separate these two elements.  The disposition of the deceased can be handled clinically by the funeral director.  Cremation has enabled this to handled in a timely manner while removing the need to rush to arrange funeral services.  A memorial service can be held after the cremation, and therefore there is no rush to arrange a ceremony immediately.  This has dis-empowered funeral homes who often felt that we needed their memorialization services in order to grieve.

The rise of Personalization and Cremation

‘Personalization’ has become the new industry buzz word in recent years related especially to cremation services.  Once the cremation is performed and the family has the cremated remains, there are so many options of how to create a personalized memorial.  Families are embracing the flexibility this offers them, and how much money they can save by personally choosing how to commemorate a loved one.

Cremation Memorial ServiceSimple Cremation and baby boomers

There is a lot of talk about how the baby boomers are going to have an impact over the next 10-20 years on the death care industry.  They have re-invented life’s rituals and customs through each era of their lives, and now as they embark on the final journey, it is expected they will lead a re-invention of their final passage.  From surveys conducted with baby boomers, there is definitely an interest in simple cremation.

So, another year of flux for the funeral industry.  It seems on a whole they have finally accepted that cremation is not a passing trend but here to stay.  However, as more funeral businesses try to stay profitable with the expected lower cost of cremation services, I am sure there are more changes on the horizon.

1.Deathcare Services – Statistics & Facts. https://www.statista.com/topics/4731/death-care-services-in-the-us/ Published by E. Mazareanu, Jul 10, 2019

2. The United States Death Care Market Report 2018-2023: Market is Estimated to Reach Revenues of Around $68 Billion

In 2019 there were 19,177 funeral homes in the U.S.  The Provision of funeral homes and cemetery services generated combined revenue of $21 billion USD in 2019.  The main corporate funeral entities have the following shares of the market: SCI 1.9 billion, StoneMor Partners 261.94 million, Carriage Services. 210.7 million.

How much does a cremation cost in Cleveland, OH? $895

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Direct cremation Cleveland OHThe cremation trend is changing the way we think about arranging a funeral. Although the cremation rate in Ohio has typically been below the national rate, the demand for low cost funeral alternatives is changing the way many families today approach death care.

Changing death care rituals and economic reasons for choosing cremation

Deciding whether to bury or cremate is very much a personal choice. For some families, the decision is dictated by the budget they have for a funeral. A cremation service will cost much less than a traditional burial funeral. On average a cremation service is going to save you at least 40% on the cost of a burial, sometimes you can save as much as 60% on the cost of a burial service. More families are leaning towards cremation as it does offer greater flexibility. The funeral service does not have to go ahead immediately. A cremation can be performed and then a service held at a later date convenient to the family.

The economy has certainly impacted on how we manage death care today. Many families simply cannot, or do not, want to spend unnecessarily on funeral costs. A cremation provides a simple, efficient and economical means to conduct a disposition.

So how much does a cremation cost in Cleveland?

Firstly it is important to state that cremation prices in Cleveland DO vary quite considerably between funeral homes, and depending on what type of cremation service you opt for. Not all funeral homes have their own crematory but will use the services of a local crematory. The Cremation Association of North America (CANA) quotes the average cost of cremation at $3,200, however, it is possible to find much lower-priced cremation services in Cleveland.

A direct cremation can be conducted in Cleveland for as little as $895. This is what is known as a “direct cremation”. No services are performed, the deceased is collected, transported to the funeral facility, prepared for cremation and the cremation is conducted. The cremated remains are returned to the family in a temporary plastic urn. If desired the family can arrange a brief final goodbye viewing at the funeral home.

What type of cremation services are available?

direct-cremationYou can select from a range of cremation services and packages. These will start with a basic cremation without any additional services, which is the cheapest type of cremation package. You can have a full-service funeral that is followed by the cremation, a cremation followed by a memorial service, or just a viewing followed by a cremation. The change in the funeral industry today is the move towards ‘personalization’ and making a funeral service that fits the needs of the family, whatever they are.

Comparing cremation costs in Cleveland, OH

As mentioned the cost of a cremation can vary enormously – for the exact same service – but from different Cleveland cremation service providers. Ensure that you compare like-for-like services. Some cremation service providers include crematory fees and cremation container costs in a direct cremation package, and others do not always include these fees. Death certificate fees and cremation permits are often additional ‘cash advance’ items.

How do I know that the cremated remains I get back are my loved one’s remains?

This is probably the most common cremation question we are asked. Strict laws govern the cremation of human remains and identity checks have to be made along the way. The cremation retort has to be completely cleared following a cremation and only one cremation can be performed at a time. The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements, etc) and then ground into the fine ‘dust’ that is returned as cremation ashes.

Understanding the legal requirements for cremation in Cleveland

As mentioned above, there are laws in place regarding the cremation of human remains. A cremation cannot be performed until a cremation permit is issued by the medical examiner’s office. The legal next of kin must sign a Cremation Authorization Form. It is not necessary to embalm a body for cremation and refrigerated storage is used to preserve the body until the cremation is performed. The funeral home will generally store the body for up to 5 days in refrigerated storage at no extra charge. If the cremation does not go ahead within 5 days, an additional fee for storage may be incurred.

ash-scattering-ohio-lake-erieWhat can we do with the cremated remains?

Cremation offers some greater flexibility in what you can do with the cremated remains once you have them returned. You can, of course, inter them in a grave plot or niche. However, you can choose to store them in an urn at home or scatter the cremated remains. There are also options such as having cremation artifacts made from cremated remains such as cremation diamonds, glass jewelry, birdbaths, and paintings.

Preplanning an affordable cremation service in Cleveland

If you wish to preplan a simple cremation you can lock in a low-cost cremation price now. This may depend upon your age at the time of setting up a prepaid cremation plan. A cremation plan can be set up using an insurance policy where the funds are put into a trust. You can also opt to preplan your cremation service without prepaying. This ensures that your surviving family can proceed with arrangements at the time of need, without having to worry about completing the paperwork or make difficult decisions. The money to pay for the cremation can be put aside in a POD account (Payable on Death) which your beneficiary can draw out upon death immediately without probate.

The deceased had no life insurance – is there any help with cremation costs?

It is sadly a reality that more folks are passing without leaving the means to pay for their funeral. If you are faced with this situation, you need to explore what help may be available to you. Social Security pay out a $255 lump sum death benefit (if you qualify) and your funeral director can assist you with this.

The support for indigent burials differs so much by state and county. To find out what may be available you should contact your County Human Services Department.

If the deceased is at the Cuyahoga County Medical Examiner, you will need to employ the services of a funeral director to collect your loved one and take him or her into their care for funeral services.  Only a licensed funeral director can collect a body from the Medical Examiners’ office, once the deceased body is ready to be released by the coroner.

The ME for Cuyahoga County is located at 11001 Cedar Avenue, Cleveland, OH 44106
Phone (216) 721-5610

DFS Memorials’ low-cost cremation services are available to residents of Cleveland Heights, Detroit-Shoreway, Kamm’s Corners, Lakewood, Little Italy, Ohio City, Shaker Square & Larchmere, Tremont, University Circle and Cuyahoga County, Geauga County, Lake County, Lorain County, and Medina County.

Understanding funeral & cremation costs in Los Angeles, CA – $625 direct cremation

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Funeral costs are a concern for many families today.  Not only can many of us not afford an elaborate and expensive funeral, but more people are deciding that they want something more simple and affordable.  It can seem overwhelming trying to work out exactly what a funeral will cost in Los Angeles, and work out your options, especially if you have just lost a loved one.  So we have put together this guide to help you understand funeral costs in Los Angeles and, more importantly, how to save money arranging a funeral or cremation.

Cremation cost Los Angeles CAHow much does a funeral cost in Los Angeles?

This is a question that funeral directors often seem to side-step answering!  Instead, they like to regale you with stories of how many generations they have been in business, or how excellent they are at providing ‘special’ ceremonies.  I have no doubt that this is true BUT this still does not always justify their pricing.  If a funeral director cannot simply answer a question about price…it should ring alarm bells!

The average cost of a funeral is $7,360 (according to the National Association of Funeral Directors 2017), and this does not include any cemetery costs.  So a traditional funeral is likely to cost you somewhere in the region of $6,000 to $10,000.  Today when 78% of families are living paycheck to paycheck (CNBC Jan 2019), it is hardly surprising that paying out this amount for a funeral can seem insurmountable.

So how can you save money by arranging a cremation?

A cremation is likely to save you at least half the cost of a traditional burial funeral.  You immediately save on some of the largest outlays associated with a funeral.  With cremation, there is no need for a casket, embalming, a burial vault, cemetery plot or full-size grave marker.  Eliminating these funeral merchandise items alone can save you a few thousand dollars!  Another way that cremation can save money is that it is possible to hold a memorial service (with the cremated remains present) without having to go ahead with a funeral ceremony immediately.  This can allow families time to make decisions.  Often this can mean that money-saving options can be more thoroughly explored.  Some families even choose to conduct their own memorial service, which can save on venue and staff costs, plus it also makes a service so much more personalized.

What is the average cost of a cremation in Los Angeles?

It is important to understand that cremation prices do differ quite considerably between different funeral homes in Los Angeles.  For this reason an ‘average’ cremation cost has to be put into the perspective on what kind of cremation services are being assessed.  The average cost of a cremation is $2,250 [CANA] for a cremation with a ceremony and a mid-range urn.    However, cheaper cremation options are available as outlined below, and you can arrange a cremation in Los Angeles for as little as $625 complete.

Choosing a Cremation Package

A funeral home must have a general price list (GPL) outlining their service charges but many funeral homes also offer cremation packages, where a price is offered for a complete cremation service.  In comparing costs and services between funeral homes, it is important to ensure you are comparing like-for-like services, especially when it is a quoted cremation package price.  Not all cremation providers quote a fully inclusive price when quoting a cremation package.  There are generally 3 main types of cremation options – a direct cremation (a basic minimal cremation), a cremation with a funeral service, or a cremation with a memorial service.  The difference is that with a direct cremation there is NO service or ceremony conducted by the funeral provider, although you can conduct your own memorial services afterward.  A cremation with a funeral service is generally where the deceased is present and the cremation is conducted after the service.  A cremation with a memorial service is where the cremation is conducted first and a memorial service held with the cremation urn present.

cost-of-a-cremation-los-angelesArranging a direct cremation in Los Angeles

A direct cremation is the least expensive cremation option.  It is sometimes referred to as simple or basic cremation or called an immediate cremation.  It means that just a basic disposition service is offered.  The deceased is collected, prepared for cremation, all the necessary documentation completed, the cremation process goes ahead and then the cremated remains are returned to the family (generally in a temporary urn).

How do I choose a cremation provider in Los Angeles?

Choosing a cremation provider can depend upon what kind of cremation services you require.  If you are looking for a cremation with a ceremony or interment committal, then you will need a funeral home that offers the facilities for a ceremony and that is in a good location for your family.

If you have decided upon a simple direct cremation at the most affordable price, then you may consider the services of a provider who specifically offers a direct cremation at a low cost.  The locale of the funeral home is not as essential if no services are being held.  And many funeral homes have extended their service area for direct cremation services.

The DFS Memorials provider for Los Angeles is an established funeral home with facilities for ceremonies.  DFS Memorials offers families a low-cost alternative in Los Angeles.

DFS Memorials LOS ANGELES  (323) 798-9055 Call with any questions you may have

Direct Cremation $625 complete  – – Immediate Burial $950

How do cremation providers compare in Los Angeles

It is always wise to shop around and compare services and costs.  We do it in any other large purchase we make – so why not when purchasing end of life services?  You will no doubt be surprised by how much the cost of funeral services can vary between funeral homes in Los Angeles.  At DFS Memorials we conducted research to find the best cremation prices in Los Angeles to save you the task of phoning round to compare prices.  This way we can save you the hassle when you are emotionally fragile.  We have included a selection of direct cremation prices from funeral homes in Los Angeles so you can see how much costs vary.

Low cost cremation in Los Angeles

Disclaimer: This cremation cost information was obtained from providers in January 2014. Prices are posted to help families make informed decisions. However, periodically providers change their prices. We make every effort to ensure the prices are accurate, but prices must be verified directly with the listed funeral home.

What if the deceased had no life insurance? Is there any help with cremation costs in Los Angeles?

An individual passing without any insurance, and family struggling to meet funeral costs is becoming a more regular occurrence.  Public aid can be a little patchy depending upon where you are but you can consult your local county human services or social services to find out if there is any financial assistance near you.   The state will meet indigent burials for those that become the responsibility of the State but there are general eligibility requirements for any state funding for funeral expenses.

There is also the $255 Social Security lump-sum death benefit for those that qualify, and various union, faith, and charitable organizations may offer some support to families to assist with covering funeral costs.

DFS Memorials Los Angeles serves families throughout the Greater Los Angeles area and including Los Angeles County, Orange County, Riverside County, San Bernardino County, and Ventura County.

Arranging a simple cremation service for $945 – Tulsa, OK

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Direct cremation Tulsa OKIf you need to arrange a simple and affordable funeral, you may be considering a cremation service.  More families today are choosing cremation as a funeral option.

You may have questions about cremation services and costs, so we have put together this short guide to give you an overview of cremation services in Tulsa.

If you have the immediate need for a low-cost direct cremation, call your local DFS Memorials provider now on (918) 205-2141.

Why choose cremation?

We are hearing the phrase “we just want a simple cremation” so often today.  Simplicity is a key aspect.  The notion of traditional funeral rituals is diminishing.  Families are choosing cremation because it is much more affordable than a traditional burial service.  You can save thousands of dollars.  No cemetery plot, burial vault or casket is required.  There is no need (or requirement) for embalming.  So, eliminating these products and services saves you around $5,000.

Cremation can also offer more flexibility in arranging funeral services.  Instead of a funeral having to go ahead immediately, a cremation can be conducted, and a memorial service held at a later date (and place).

Also, as people have become more mobile, some family members can pass away from their home state, and it may be easier (and more affordable) to conduct a cremation service at the place of death.  Transportation can then be arranged for the cremated remains.

What do you need to know about the legal aspect of cremation?

If you choose cremation, there are some legal requirements that must be complied with. Before cremation can proceed, the legal next of kin must sign a ‘Cremation Authorization Form’.  If the deceased had made pre-arrangements he or she may have already authorized a cremation disposition.

If there is any disagreement between siblings or legal next of kin, this may prevent a cremation from going ahead.

You will also be asked to fill out a Personal Information Form for the deceased.  This provides the information for the death certificate.  It is important to double-check all the information is correct, as once issued, it is very difficult to have a death certificate amended.

The death certificate is obtained by the funeral director, and you can request additional copies if required.   Once all the authorizations are complete, the cremation permit will be issued by Tulsa County.

How much does a cremation cost?

Cremation costs in Tulsa OK

Credit: Parting.com

This is a question we are all asking now, but funeral directors will often avoid giving a definitive answer to it.  There are different types of cremation services.  A funeral cremation with a ceremony held at the funeral home is going to cost more than a simple direct cremation service.  The average price for a cremation memorial in Tulsa is priced at $2,855.  This is when the cremation is performed first and a memorial service held with the cremated remains.

A direct cremation is the least expensive, and simplest cremation option.  The cremation is carried out, but no ceremony or services are provided by the funeral home.  The deceased is collected, sheltered, the paperwork is completed and then the cremation is conducted.  The cremated remains are returned directly to the family.

A memorial service can be held by the family at a later date.  The best price for a direct cremation in Tulsa is $945.

Cremation LawsWhat if the deceased is at the Medical Examiners?

If your loved one was taken into the care of the Medical Examiner and you wish to arrange a cremation, you will still need to employ the services of a funeral director.

Only a licensed funeral director can collect a body from the coroner.  You may need to visit the ME’s office to identify the body.  Once the Medical Examiner has signed-off of the cause of death, the death certificate and cremation permit will be issued.

The Office of the Medical Examiner is located at 1115 W 17th Street, Tulsa, OK 74107.  Phone (918) 295-3400.

What if we have no money for a funeral?

Unfortunately, more families are finding themselves struggling with unexpected funeral expenses these days.  According to CNBC (July 2019) “many Americans can’t afford a $400 emergency” without going into debt (or further debt).  There is limited financial help for families.  Medicaid can offer some support, and Tulsa County Social Services has a program to assist with indigent burials.  The department can be reached on (918) 596-5560.

Tulsa County Social Services, 2401 Charles Page Blvd, Tulsa, Oklahoma 74127

If you have further questions about cremation services in Tulsa, check out this Oklahoma Guide to Funeral Planning, or feel free to contact us.

How much does a direct cremation cost?

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Cremation Memorial ServiceThe price for a direct cremation ranges between $399 and $3,000.  Yes, I know that seems a staggering disparity of price for the same service, but a direct cremation can significantly range in price depending upon whom you employ to deliver a direct cremation.  Where the cremation rate is higher (certainly on the West Coast and Pacific), the competition for the cremation market has driven down the price for direct cremation, and some companies can even operate as Direct Disposers, reducing their overhead to such a minimum that they can reduce their price offering to their customers.  With no expensive funeral home, staff, vehicles and embalming equipment to maintain – operational costs are much lower.

In parts of Nevada, you can purchase a direct cremation for as little as $399 complete.  In most states and metro areas of the U.S. a direct cremation will cost between $700 and $1,000, so still, a very reasonable cost to arrange a complete disposition.  In some areas such as the Southeast and New England, a direct cremation tends to be nearer to the $1,500 price mark.

Visit this article on Cremation Costs in 2019 that has a direct cremation price comparison of a direct cremation in the top 20 U.S. cities.

Are there any hidden extras for a direct cremation package?

If you are purchasing a “complete direct cremation package” then there should generally only be cash disbursements that may be an extra cost.  Cash disbursements that the funeral home will ask you to pay separately for will include such things as the death certificate and cremation permits.  These vary in price by state and county.  A death certificate can be anything between $6 and $30, and a cremation permit can be charged at anything from $10 to $300, so it is important to establish this when you speak to the funeral home about direct cremation.

Average cremation costs 2018Disclosure of direct cremation prices

The funeral industry has long resisted openly disclosing prices.  Some claim it is because “no two funerals are the same”, but it is also generally accepted that this is because the funeral business can be BIG business with large profits. It has been reported by the industry that they can up-sell to 60% of families that request a ‘simple cremation’.  This means that when you approach a funeral home and say that you desire a ‘simple cremation’ they will often aim to encourage you to select incremental products or services to maximize their revenue.

Direct cremation should be listed on the General Price List (GPL)

The Federal Trade Commission’s Funeral Rule means that a funeral home MUST disclose prices.  They must have a GPL and provide this to you on request.  A direct cremation is usually listed towards the end of the GPL, almost as the ‘poor cousin’ of funeral services.

Some progressive funeral homes and cremation providers are recognizing the demand, if need, to deliver to customers what they want.  They will openly display cremation prices and offer a simple and transparent direct cremation package.

If you come across a funeral home that is openly disclosing their prices, this will generally mean they understand the demand for affordability and transparency.  If a funeral home does not disclose prices on their website or advertising, and may not openly share a cremation price over the phone, this should probably ring alarm bells and signify that they have to justify their service charges.

Comparing like-for-like in direct cremation servicesArrange a cremation online

It is important to stipulate that what is considered a ‘complete’ direct cremation charge can vary.

You MUST ensure that you compare like-for-like direct cremation packages and prices.    As I mentioned above the price for a direct cremation can vary significantly, so you must check EXACTLY what is included in any direct cremation price.

Some funeral homes quote a direct cremation price which seems fair but they have excluded the crematory fee, especially if they do not have their own crematory and consider the crematory fee as a separate cash disbursement.  It has also been known for funeral homes to exclude the fee for the ‘alternative container’ required for the cremation, and this can be added as an extra for between $50 and $300.  It is quite typical for death certificates and cremation permits to be an additional cash disbursement cost, although funeral homes sometimes include one death certificate in a direct cremation package cost.

Do be aware that economies of scale do not seem to work the same in the funeral industry as they do with most corporate models.  The corporate-owned funeral establishments generally offer the more expensive direct cremations.  Therefore, it is very wise to compare prices for a direct cremation between several cremation service providers before signing a contract.

Understanding Direct Cremation – Part 3 : Comparing direct cremation costs and reviewing cremation providers

Cremation costs in 2019: How much should you pay for a direct cremation service?

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Over 55% of Americans now choose cremation as their ‘preferred’ disposition and death care option.  This shift from traditional burial to cremation is having a huge impact on the funeral industry.  Because, while cremation means that funerals are becoming more affordable for families, it means that funeral homes’ revenue is declining.  What we are starting to witness in 2019 is the impact of cremation in terms of pricing.

Cremation saves on funeral costs

Often families think of cremation as a way to save costs.  And, although there are different reasons why a family chooses cremation, the lower cost of a cremation funeral is by far the primary reason.  A cremation service is generally at least half the cost of a burial service, if not more.  But, direct cremation is what is revolutionizing the funeral industry at present.  A direct cremation is the most economical cremation option.  And, what the industry is not telling us, is that direct cremation is now accounting for around 70% of all cremations performed.

What does a cremation cost?What is a direct cremation?  And why is this challenging the funeral industry?

A direct cremation, is where a simple cremation is conducted, without any ceremony or services.  This means the funeral establishment (or crematory) simply handle the collection of the deceased, complete the required legal administration, and perform the cremation.  The cremated remains are then returned directly to the family.  What this means is that it can be delivered at a much-reduced cost.  The demand for direct cremation is challenging an industry that once did not even feel a need to provide up-front funeral pricing.  Now, cremation consumers are shopping around to compare cremation prices, and seeking out the most affordable direct cremation service they can find.  As within other consumer sectors, why would you opt to pay hundreds (if not thousands) of dollars more, for the exact same product or service?

How much should you expect to pay for a direct cremation?

A direct cremation ranges in cost in any one area.  If you conduct a simple comparison between 5 funeral homes and cremation providers, asking for the cost of a direct cremation from their General Price List, you will see a difference in price.  Especially if you select a range of different providers from the small funeral home to large corporate funeral home.  In most major cities, a direct cremation can be conducted for between $595 to $995.  Rural areas tend to be more expensive, as there is less competition for the cremation market.

Comparing cremation prices

The chart below highlights the comparison between a DFS Memorials independent low-cost cremation provider and the average cost for a direct cremation in a city.

AREA DFS Provider direct cremation price Average direct cremation price*
New York City NY $485 $1,969
Los Angeles CA $625 $1,524
Houston TX $640 $2,173
Chicago IL $995 $1,949
Philadelphia PA $1,095 $1,798
Phoenix AZ $639 $1,337
San Antonio TX $595 $1,856
San Diego CA $600 $1,358
Jacksonville FL $695 $1,648
Dallas-Fort Worth TX $755 $1,944
Indianapolis IN $650 $2,261
Seattle WA $600 $1,519
Detroit MI $845 $1,199
Boston MA $1,395 $2,332
Memphis TN $995 $2,060
Oklahoma City OK $945 $1,914
Las Vegas NV $695 $1,526
Louisville KY $650 $1,880
Denver CO $995 $1,791

*Average direct cremation price 2019 obtained from Parting Funeral Home Comparison website

Are cremation prices likely to rise in 2019?

Cremation planningThe market for cremation services will continue to become more competitive.  Cremation has continued to disrupt the funeral industry in 2020 as this article explains.

Most funeral businesses need to increase their volume of cremation business to sustain their revenue.  This is already leading to cremation ‘price wars’ in some cities, where funeral homes are reducing their direct cremation price to increase their volume of cases.

However, at the same time, we are also witnessing an aggressive approach from corporate funeral entities, who need to acquire their own share of cremation business.  Corporate death care companies, such as Dignity Memorial and The Neptune Society, can afford to enlist the expertise of professional marketing services and ‘dominate’ in the domain of online advertising and direct mail.  Corporate and privately-owned funeral entities across the U.S. are acquiring successful independent cremation businesses to dominate a cremation market in a specific area.

We observed an example of this recently with Foundation Partners (a privately-owned funeral business with 80 locations in 17 states) acquiring a longstanding family business in Tucson.  The family business had offered the lowest cost direct cremation to families in Tucson and continues to operate under the existing funeral home name.  I would anticipate that once these large funeral entities position themselves to dominate a market, we are likely to see cremation prices rise again.

Pre-arranging cremation services

Taking out a pre-arrangement cremation plan today could potentially save you on the possibility of rising cremation costs.  A direct cremation plan can be funded by an insurance product or a trust and ensures you lock in today’s prices.  The terms will differ, depending on your state legislation on funeral plans, and your personal circumstances for making payment.

Pre-arrange cremation serviceAn important aspect of pre-arranging a cremation is to pre-authorize the cremation.  For a cremation to proceed, the legal next-of-kin must sign a Cremation Authorization Form.

But, when pre-arranging, you can pre-authorize your wish for cremation.  Saving the surviving family from the decision when the time comes.  Typically, a direct cremation that costs $650 today at-need, would cost approximately $1,200 to pre-plan and pre-pay over 24 months.

Alternatively, you can pre-plan by doing some research to determine an affordable cremation services provider near you, and put aside the required funds for an ‘at-need’ direct cremation in a POD (Payable on Death) account at your bank.  Many funeral service providers are happy to prepare the necessary paperwork for cremation and keep it on file for when the need arises.  This allows you to retain control of your funds for cremation, while having made the proper provision for your surviving family. Read more about pre-planning a cremation or funeral with a POD account.

So, the key ‘take-aways’ from this article are that you should ensure you compare cremation costs before deciding on a cremation service provider and be aware that the cremation market is likely to change over the coming years.

Funeral and Burial Resources for low-income and uninsured families

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Funeral resources for low-income or uninsured

If you are in immediate need of the lowest cost funeral available, you need to consider arranging a simple direct cremation service.

Call your local DFS Memorials provider by selecting your state and then city from the state list, which is either to the right or below. 

DFS Memorials does NOT offer any financial assistance, but we can help you connect with a local, low-cost cremation or funeral provider, offering packages starting from $596.

With very limited financial resources and support offered by a state or county, you may find yourself faced with the stress of arranging a funeral with very little money.  If this is the case then you may need to consider arranging a simple, low-cost direct cremation service.

The DFS Memorials network offers direct cremation service packages at a very low cost.  Prices vary by state and city, but direct cremation prices start at $596.  Use the state links on this page to find your nearest provider and their direct cremation service price.

If you are faced with the task and responsibility of arranging a funeral for a family member who has just died, and you are concerned about how you can afford the cost of the funeral, this guide can hopefully support you.

Today 76% of Americans coping paycheck to paycheck (CNN) and 25% below the poverty line, so there are many families who find themselves in the unfortunate position of having either no funds, or very limited means, by which to pay for a funeral. Especially if the death of a family member was unexpected and sudden.

What low cost funeral alternatives are there?

If you find yourself responsible for making funeral arrangements with no life insurance or burial insurance policy to help cover the costs, and you have little means to pay for a funeral, then you need to seek out the lowest cost funeral option.

There are significant ways that you can save on the expected cost for a full funeral service.  And there are also various resources that may help you reduce your funeral costs, or help contribute towards the overall funeral expenses.

What is the cheapest funeral alternative?

Cremation is certainly a lot cheaper than a burial, and direct cremation (otherwise referred to as an immediate cremation or basic cremation) is the least expensive disposition method.

This is where the cremation is conducted with no viewing, services or ceremony and the cremated remains are immediately returned to the family.  A simple cardboard cremation container is used, and the ashes are returned in a temporary container, unless a cremation urn is selected.

You can arrange a direct cremation service in many areas of the United States for under $1,000, in fact in many metro areas the price can be as low as $500 – $700.  Check out your nearest DFS Memorials provider to find out the lowest direct cremation cost near you.

Is there Public Aid for a Funeral?

Whilst some states do provide some financial support with funeral expenses for families on low income, disability or SSI, this is NOT consistent across all states.  Budgets for public aid funerals have also unfortunately been cut back by municipalities where budget spend requiring constraining.

To find out if there is any financial support in your area, you would need to inquire with your local county human services or social services department.  I have noted below the states that DO offer some financial support and the links to further information.

What is Indigent Burial Assistance?

The state is, of course, obligated to attend to indigent dispositions.  That is generally for those unfortunates who become the responsibility of the state and/or institutionalized.  Traditionally the state would arrange simple pauper burials in a designated area of a municipal cemetery.  Today these indigent burial assistance programs tend to offer direct cremation as a low-cost solution to dispose of these unclaimed dead.

Are there any Social Security Death Benefits to help cover the cost of a funeral?

There is a $255 lump sum Social Security death benefit that those who qualify can claim.  A funeral director can generally assist you make a claim.  This one-off payment of $255 is made to a surviving spouse or child. Monthly benefits may be available if one meets eligibility requirements.  You can contact Social Security on 1-800-772-1213   www.socialsecurity.gov

Do Veteran’s receive benefits to assist with funeral costs?

A veteran is entitled to free burial in a national cemetery. This includes gravesite, opening and closing of the grave and perpetual care for an honorably discharged veteran, spouse, or dependent child and a free headstone or grave marker.

Contact the Veteran’s Affairs Office on 1-800-827-1000 for more information.

Is there help for victims of crime to cover funeral expenses?

In each state, there is a fund set up to financially assist the victims of crime to cover funeral expenses.

Contact your local Crime Victim Compensation Program to find out what help you can get.

What about Funeral financing?

Whilst we do not advocate that anyone should have to incur a debt to pay for a funeral, this is sadly an option that is being peddled to many families today.  Of course, as with any other financing, you must pass the credit check requirements.

There are generally two ways funeral finance is offered – firstly a funeral home may work with a funeral loan company and offer your finance terms, or there are a few finance companies that will work directly with a family to finance a funeral.

Finance for a funeral is NOT easy to come by, largely as it is not an appealing product/service for a finance house to offer credit on.  Once a funeral is complete, there is quite a high chance of families defaulting on their loan and it is not that easy to repossess a corpse!

Help from Charity Organizations to pay for a funeral

There are some charitable trusts that make offer a grant or some financial help with funeral expenses.  You can check this resource for searching a charity grants database.

Help from Trade Union Organizations to cover funeral expenses

Some Trade Union organizations will offer a financial contribution to assist a former member, or the spouse of a member, some assistance with meeting funeral expenses.  If you, or you spouse, was a member of a union, it would be well worth investigating if you can claim any assistance.

cremation-helpHow Fund-raising can help pay for funeral expenses

Fund-raising events to help a family pay for a funeral have long been a community way to rally together and help an unfortunate family pay to bury their lost loved one.  However, as more families have suffered hardship in recent years, there has not been as much disposable money to go around, even when families want to help out.

There are now a few online fund-raiser web sites that will allow you to start a fund-raising campaign for a funeral.

Hopefully the advice we have briefly outlined in this article will provide useful resources to help you find some help paying for a funeral.

State Assistance:  Contact departments

CT – Dept of Social Services

DC – Dept of Human Services

MA – The Commonwealth of MA

MD – Dept of Human Resources

ME – ME General Assistance Program

NH – NH Welfare Dept

NJ – Dept of Human Services

NY – Human Resources Dept

PA – Dept of Public Welfare

RI – RI General Public Assistance

VA – Health & Human Services

VT – Agency of Human Services

WV – Dept of Health & Human Resources

Understanding Direct Cremation: What is a direct cremation?

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We are all becoming more familiar with cremation these days as the cremation rate increases in the U.S. and more people opt for cremation as a disposition alternative to a burial.  But people are not yet familiar with the term ‘direct cremation’.

What is a Direct Cremation?

A direct cremation sometimes referred to as an immediate cremation, is when a cremation is performed with minimal services from a funeral home and no service is conducted.  It is what is known in the funeral trade as a very basic cremation disposition.

The deceased is collected directly from the place of death and transported to the funeral home and/or crematory, the necessary documentation is completed, the mandatory waiting period passes and the deceased is cremated.  The cremated remains are returned to the family within 3-7 days.

Many funeral homes package a direct cremation offering and glamorize it with such names as A Simple Tribute, A Family Farewell, A Simple Goodbye, The Legacy Farewell, & Simply Farewell.  These names all symbolize a minimal service, minimal fuss disposition package – something many of us are opting for today!

Saving money on the cost of a casket

direct-cremation-costFor the purposes of the cremation, a basic cremation container is used to house the deceased’s body.  This is all that is legally required and a suitable “rigid, combustible” container is most often a sturdy cardboard container.  This means that no casket is required and eliminates the expense of purchasing a casket.  This alone saves around $1,000 – $4,000 in basic costs for the disposition.

If you did wish to have a brief family viewing before the cremation process, a funeral home can usually facilitate this using a rental casket or even a bed laid out in a viewing room.

The most affordable funeral option

A direct cremation can be considered one of the most inexpensive and affordable cremation options.  As only the minimal services of a funeral director are required and substitute funeral merchandise can be used, costs can be kept lower.  The cremated remains are generally returned to the family in a temporary cremation container, which can be a cardboard or plastic urn.  Of course, the family can opt to upgrade and select a wooden or ceramic urn if desired for an additional cost.   Some funeral homes serving families with direct cremations even offer to carry out an ash scattering or sea scattering these days for a small nominal fee.

What documentation must be completed legally before a cremation can be performed?

In order for any cremation to be performed a ‘Cremation Authorization Form‘ must be completed and signed by the legal next of kin.  A cremation permit must be obtained from the local county, and in some states, the coroner must sign the cremation permit.  This is largely to ensure there is no suspect reason why a body should not be cremated destroying all physical evidence.

There is a mandatory waiting period in all states before a cremation can be performed.  In most states this is 24-hours, but there are a number of states where a 48-hour mandatory waiting period must be observed.

Part 2 : How much does a direct cremation cost?