A Comfortable End: Is Hospice the Right Choice for Your Family?

Posted on February 19, 2021 by Cremation Advisor

Only you and your family can know whether it is the right time for a loved one to enter hospice, or even whether entering hospice is the right choice for your loved one. This article will explore the advantages and disadvantages of hospice and what legal arrangements should be made prior to hospice.

What is Hospice Care?

Hospice care is a residential medical service that is intended to maintain a resident’s quality of life and keep them comfortable when they suffer a life-limiting illness, disease, or condition.

Know that the term “hospice” is often used to refer to in-home, part-time end-of-life health care when the patient remains at home or with family and medical professionals visit periodically to administer medication or therapies or to assess the patient’s condition. This article is about residential hospice.

Who is Eligible for Hospice?

The following end-stage diagnoses generally qualify a patient for hospice:

Cancer
Acute or chronic renal failure
Cardiac disease
Pulmonary disease
Cerebrovascular accident (CVA) (stroke)
Amyotrophic lateral sclerosis (ALS)
Dementia
Parkinson’s disease
Multiple sclerosis
End-stage liver disease
End-stage AIDS

Whether a disease, illness, or condition is considered “end-stage” is for the patient’s physician to determine, considering whether one or some of the following are present:

Decreased appetite
Weight loss
Dysphagia
Increasing weakness or fatigue
Decline in cognitive status
Increasing pain
Increasing difficulty in controlling pain at home
Increasing dyspnea
Dependency on oxygen
Recurring infection
Ascites
Increased nausea and vomiting that is difficult to control

A physician also considers the wishes of the patient if the patient is still capable of expressing them. Many people enter hospice not because they are in cognitive decline, but because they decide they no longer want to go to the hospital periodically or they want to discontinue treatment such as dialysis or chemotherapy.

The Advantages of Hospice Care

A Resident Receives Comprehensive Care

The goal of residential hospice care is to provide medical, practical, social, and emotional support to residents near the end of life. All of a resident’s needs are attended to in hospice, inclusive of palliative medical treatment and personal care such as bathing and dressing. The goal is to alleviate the resident’s suffering while managing any disability such as dementia.

Care is Available 24 Hours a Day

Generally speaking, members of a resident’s care team are available around the clock to attend to their needs and address problems or emergencies as they arise. This is meant to ensure that a resident’s quality of life and comfort are maintained to the end.

Medicare, Medicaid, and Private Insurance Usually Covers Costs

Residential hospice care patients must qualify financially for hospice, and most do. Terminally-ill people who do not qualify to enter hospice generally have the financial means to pay for private end-of-life care.

The Disadvantages of Hospice Care

Medical Treatment is Limited

A hospice resident is not expected to improve, and very few do. Because hospice is considered an end-of-life care solution, some diagnostic tests and forms of treatment may not be available to a hospice resident. For example, Medicare only provides a flat rate of payment per day of hospice residence, which disincentivizes the hospice agency from approving expensive diagnostic tests that may not benefit the resident.

Know also that life-prolonging treatment will not be approved for a hospice patient, nor will hospitalization in most cases. It follows that experimental treatments and participation in clinical trials will not be allowed once someone enters hospice.

A patient and family should be fully informed of what procedures and treatments will and will not be available once they are admitted to hospice.

Legal Arrangements to Be Made Prior to Entering Hospice

Gather all of Your Loved One’s Legal Documents

These will include a will, life insurance policy, deeds to real property, titles to vehicles, documents related to bank accounts, investments, and retirement accounts. Having everything in one place will assist the person with power of attorney, called the “agent,” and expedite settling the estate when the time comes.

Establish Power of Attorney

This person will pay your loved one’s bills, make decisions regarding your loved one’s property and possessions while they are in hospice, and enforce your loved one’s decisions regarding end-of-life procedures. They will ensure that your loved one’s finances are in order and pay any life insurance premiums as they come due, avoiding life insurance not paying out for nonpayment of premiums.

“Durable power of attorney” remains in effect after your loved one becomes incapacitated, and is most useful when they enter hospice. In the alternative, while your loved one is still mentally sound, they might establish “springing durable power of attorney” which comes into effect once they become incapacitated. Your loved one might prefer to establish a “healthcare power of attorney” in someone other than the agent managing their financial matters.

Discuss Hospice with Your Loved One

While this can be a difficult conversation, it is important to broach the subject with your loved one then they are in the early stages of a terminal disease, illness, or condition, to ensure that their wishes are honored and that they are comfortable and retain their dignity to the end.

About the Author

Veronica Baxter is a writer, blogger, and legal assistant living and working in the great city of Philadelphia. She frequently works with and writes for Boonswang Law, a national life insurance attorney firm based in Philadelphia.

What if I should die whilst traveling away from home? Funeral Planning with Travel Protection?

Posted on November 9, 2020 by Sara Marsden

Did you know that 80% of Americans (over the age of 18) now travel 100 miles or more away from their home on trips that last one night or more? We have now become a nation that travels. Be this to relocate for education, employment, family or just to enjoy the adventures of traveling.

We are all increasingly becoming more mobile in our global society, but the alarming aspect of this is that not many of us make suitable provision for the ‘what if’s’ or the risk of incidents that can occur whilst we are traveling.

Health and travel insurance cover may cover incidental medical expenses, but are you adequately covered should you die away from home and wish to have your remains repatriated? The repatriation of mortal remains can be extremely costly. Read more to find out how you can protect yourself, and provide peace of mind for your family, for a one-time payment of $450.

Taking out a Travel Protection Plan is the ideal way to ensure your funeral needs can be met, wherever you are, without the expensive cost of repatriation of remains. The plan covers the repatriation of the deceased to a local funeral home, and funeral or cremation arrangements.

Do you travel away from your main residence?

If you are a frequent traveler, be it for business or as a retiree, and you regularly travel over 100 miles from your home, you should consider taking out an inexpensive Travel Protection Plan (TPP).

A travel protection assurance plan will give you peace of mind that should anything happen to you whilst you are away, your plan will cover the repatriation of your remains, or funeral services at the place of death.

Are you a retiree, or snowbird, who winters in another state or country?

Over 50% of international travel is carried out by seniors today. Our baby boomer generation has always been adventurous and has carried this passion into their retirement by embracing the opportunity to travel overseas in their retirement.

Aside from overseas travelers, many retirees are choosing to winter in the southern states and enjoy a warmer winter climate. This means there are a greater number of seniors spending considerable time away from their primary residence.

Due to the nature of more affordable medical treatments in some neighboring countries, people are even traveling to obtain medical and surgical procedures not covered by their medical health insurance.

So, whether you travel for pleasure, business, or medical reasons, it is well worth checking what coverage you have in the event that something should happen overseas.

An unexpected death can be very upsetting and overwhelming to deal with, but in the event, that it should happen whilst you are traveling and away from home and family, it can be even more daunting to try and make the necessary arrangements.

What is a Travel Protection Plan?

The Travel Protection Plan offered through DFS Memorials LLC is a travel assurance policy specifically aimed at covering death whilst traveling and the repatriation of mortal remains. The policy offers either the repatriation of remains from the place of death to a local funeral home or a cremation performed at the place of death and then the cremated remains returned to the family.

It is a simple and inexpensive ‘protection’ policy that covers something many of us do not really want to think about or can find ourselves inadequately covered for.

How are you covered by a travel assurance plan?

The TPP is an assurance product. The policy is purchased with a one-time fee for the policy of $450. The reason this coverage is inexpensive is that although many people will invest in this type of assurance policy, a very small number ever find themselves needing to use it, so it can be offered at a very reasonable cost. Once you take out a policy, you have a unique policy number and a credit-card-sized membership card is issued with contact information.

You should carry this plastic membership with you when you travel, as it has your policy number and the contact information to enact your policy. It is also advisable to ensure your legal next of kin as aware of your TPP and have a copy of the details.

What is covered by a travel assurance plan?

The travel assurance plan covers the policyholder in the event of death occurring whilst traveling. The death must occur 75+ miles away from the policy-holder’s legal residence in the U.S. or Canada. It provides an affordable ‘peace of mind’ for the policyholder, and family, that in the event an unexpected death may occur whilst the policyholder is not residing in their main residence, all costs associated with the repatriation of the remains and/or cremation, will be taken care of. For one low lifetime fee of $450, this policy covers against potential repatriation of remains costs that can reach $10,000-$20,000.

How would I benefit from purchasing a Travel Protection Plan?

As mentioned above, if you travel frequently, or spend some considerable time away from your main residence, you will benefit from the ‘peace of mind’ this policy will give you and your family.

Repatriation of mortal remains is much more expensive than people realize. Returning mortal remains domestically can cost upwards of $3,600 and international repatriation of remains can cost as much as $20,000. This simple Travel Protection Plan at the low cost of $450 could save your family thousands on the cost of returning remains home.

Even, if at the time of death family opt for a cremation at the place of death, this can still amount to a few thousand dollars.

You also have the support of a team of dedicated staff familiar with the complicated legal aspects of transporting mortal remains, and/or planning arrangements with funeral homes in another state or country.

Many travel insurance or medical insurance plans will provide coverage for repatriation for medivac in the event of a medical emergency overseas, but repatriation coverage for mortal remains is often an ‘add on’ aspect at an additional cost.

How much can I save by ensuring I have a Travel Protection Plan?

You can save thousands of dollars. For a one-time payment of $450 you give your family protection for your lifetime in the event, something unforeseen or tragic should happen whilst you are traveling or spending time away from your home. A couple’s plan is available for a fee of $875.

How do I purchase the Travel Protection Plan?

Any age can apply for a TPP. Visit our dedicated enrollment page below.

We will send you an electronic version of the policy document for you to sign and a link to make payment. Once you submit your signed form and one-time payment, your policy will be issued. There are NO further payments at all.

Your policy will be issued and a membership card and paperwork mailed to your US legal residence.

Guide to Affordable Cremation in Wheaton, IL – $1,165 direct cremation

Posted on October 31, 2020 by N. G Pelling

Do you need to save money on funeral costs? If you are looking for a simple and inexpensive alternative to the expense of burial, then consider arranging a simple cremation in Wheaton for just $1,165.

More families are opting to conduct a simple, no-fuss direct cremation and then perform their own memorial service at a venue of their choosing. This all saves thousands of dollars on funeral expenses!

How funeral care is changing and economic reasons for choosing cremation

Making the decision to bury or cremate is a personal choice. For some families, the decision is dictated by the budget they have for a funeral and a cremation service will cost less than a traditional burial funeral. On average a cremation service is going to save you at least 40% on the cost of a burial, sometimes you can save as much as 60% on the cost of a burial service. More families are choosing cremation as it does offer greater flexibility. The funeral service does not have to go ahead immediately. Instead, a cremation can be performed and the immediate disposition of the body dealt with, and then a service held at a later date convenient to the family.

The economy has definitely impacted how we are changing our approach to death care today. Many families simply cannot, or do not, want to spend unnecessarily on funeral costs. A cremation provides a simple, efficient, and economical means to conduct a disposition.

How much does a funeral cost in Wheaton?

This is not a simple question to answer as funeral costs can range significantly depending on the type of services and products selected, and the funeral services provider used. The average cost of a funeral in Wheaton is $7,670*.

How much does a cremation cost in Wheaton?

Firstly, a cremation WILL save you on funeral costs. There is no requirement for a casket, cemetery plot, or burial vault, which alone saves thousands of dollars. Generally, embalming is not required when a cremation is performed, so all-in-all you can save on many funeral expenses, meaning that a cremation will cost at least half, if not less, than the full cost of a burial funeral.

It is important to state that cremation prices in Wheaton DO vary quite considerably between funeral homes, and depending on what type of cremation service you opt for. Not all funeral homes have their own crematory but will use the services of a local crematory. The average cost of a cremation memorial is $4,870*, however, it is possible to find much lower-priced cremation services in Wheaton.

How much is a direct cremation in Wheaton, IL?

A basic cremation can be conducted in Wheaton for as little as $1,165 complete. This is what is known as a “direct cremation”. No services are performed, the deceased is collected, transported to the funeral facility, prepared for cremation and the cremation is conducted. The cremated remains are returned to the family in a temporary plastic urn. If desired the family can arrange a brief final goodbye viewing at the funeral home.

Call DFS Memorials now on (815) 216-4601 to arrange a low-cost cremation for $1,165

What type of cremation services are available?

You can select from a range of cremation services and packages. These will start with a basic cremation without any additional services, which is the cheapest type of cremation package. You can have a full-service funeral that is followed by the cremation, a cremation followed by a memorial service, or just a viewing followed by a cremation. Cremation does offer versatility in what options you have, and when and where any services can be held.

How to compare cremation costs in Wheaton, IL

As mentioned the cost of a cremation can vary enormously – for the exact same service – but from different cremation service providers. Ensure that you compare like-for-like services. Some cremation service providers include crematory fees and cremation container costs in a direct cremation package, and others do not always include these fees. Death certificate fees and cremation permits are often additional ‘cash advance’ items.

How do I know that the cremated remains I get back are my loved one’s remains?

This is probably the most common cremation question we are asked. Strict laws govern the cremation of human remains and identity checks have to be made along the way. The cremation retort has to be completely cleared following a cremation and only one cremation can be performed at a time. The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements, etc) and then ground into the fine ‘dust’ that is returned as cremation ashes.

Understanding the legal requirements for cremation in Wheaton

As mentioned above, there are laws in place regarding the cremation of human remains. A cremation cannot be performed until a cremation permit is issued by the medical examiner’s office. The legal next of kin must sign a Cremation Authorization Form. There is a mandatory wait period of 24 after death in Illinois before the cremation can proceed.

It is not necessary to embalm a body for cremation and refrigerated storage is used to preserve the body until the cremation is performed. The funeral home will generally store the body for up to 5 days in refrigerated storage at no extra charge. If the cremation does not go ahead within 5 days, an additional fee for storage may be incurred.

What can we do with the cremated remains?

Cremation offers some greater flexibility in what you can do with the cremated remains once you have them returned. You can, of course, inter them in a grave plot or niche. However, you can choose to store them in an urn at home or scatter the cremated remains. There are also options such as having cremation artifacts made from cremated remains such as cremation diamonds, glass jewelry, garden stones, and paintings.

Preplanning an affordable cremation service

If you wish to preplan a simple cremation you can lock in a low-cost cremation price. This may depend upon your age at the time of setting up a prepaid cremation plan. A cremation plan can be set up using an insurance policy where the funds are put into a trust. You can also opt to preplan your cremation service without prepaying. This ensures that your surviving family can proceed with arrangements at the time of need, without having to worry about completing the paperwork or making difficult decisions. The money to pay for the cremation can be put aside in a POD account (Payable on Death) which your beneficiary can draw out upon death immediately without probate.

The deceased had no life insurance – is there any help with cremation costs?

It is sadly a reality that more folks are passing without leaving the means to pay for their funeral.

If you are faced with this situation, you need to explore what help may be available to you. Social Security payout a $255 lump sum death benefit (if you qualify) and your funeral director can assist you with this.

The support for indigent burials differs so much by state and county. Some counties do offer some financial assistance to low-income families, whereas in other counties only county indigent dispositions are conducted. To find out what may be available you should contact DuPage County Human Services Department at:

Jack T. Knuepfer Bldg. 421 N. County Farm Road Wheaton, IL 60187 Phone: (630) 407-6300

The deceased is at the Medical Examiner’s Office. What do I do?

If the deceased was the victim of a crime, or there were unusual circumstances surrounding the death, the deceased’s body may be taken into the care of the coroner for an examination to determine the cause of death. You will need to employ the services of a funeral director as soon as possible to coordinate the release of your loved one from the ME’s office.

A deceased person can only be released into the care of a licensed funeral director. Many funeral homes are familiar with the process to liaise with the ME to have the body released as quickly as possible. You may also find that a simple, direct cremation can be arranged at a very low cost when the deceased is in the Coroner’s morgue as all the paperwork can be expedited quickly and the process to transfer the deceased to the funeral facility is simplified.

Address of county coroner’s office: 414 N County Farm Rd, Wheaton, IL 60187

We hope this short guide has helped answer some of your immediate questions and provided some help in understanding how you can arrange an affordable funeral or cremation service in Wheaton, IL. If you need to research more information on funeral-planning, please visit the Library section on US Funerals Online.

*Funeral prices obtained from Parting funeral price comparison survey 2020

How to arrange a direct cremation service in Peoria, AZ for $725

Posted on July 1, 2020 by N. G Pelling

The shift to cremation is sweeping across the nation as families demand more affordable death care alternatives. The lower cost of cremation can make funeral costs significantly lower.

Cremation is now fast becoming a disposition choice for many families in Arizona. For those families who do not want to overspend on a funeral, or simply do not have the funds for a costly funeral, cremation is a low-cost alternative.

What is the average cost of a funeral in Peoria?

These days we are discerning consumers, very mindful of costs, and people now feel the same way about purchasing funeral services. Why should we not ask how much it costs? The average cost of a traditional funeral in Peoria is $5,517*

So, how do cremation costs compare in Peoria?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs. No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

However, the price for a direct cremation will vary. Prices differ between different cremation service providers in Peoria, so it is important to be aware of this and consider doing some price-shopping.

The average price for a cremation funeral service in Peoria is $2,657*.

Direct cremation services in Peoria, AZ

A direct cremation is the industry term for a ‘simple cremation’. Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home. The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower-cost funeral services and more control over the time and type of memorial ceremonial services they desire. A memorial service can be held in a place of worship, a community venue, or even outdoors. The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Peoria for $725, although the average price for a direct cremation is $1,440*. To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $725.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $725.

Call now on (602) 638-1151 now to arrange a low-cost cremation

Are there are additional fees to the $725 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county. At present, there is no charge for this. Death certificates are an additional cost, as these are issued by the county, and are a third-party expense. Death certificates cost $20 for the first certificate and $20 for each additional copy issued.

How do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation. Strict laws govern the cremation of human remains and identity checks must be made all along the way. The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time. The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you. Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it. A Cremation Authorization Form must be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with the cremated remains?

The options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular. You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home. Keepsake urns even enable you to disperse the ashes between several family members or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service. This is generally funded through an insurance product that will cover this cost when the need arises. All monies are secured in a trust fund.

How quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork, and schedule the cremation. However, expedited services can be arranged if required. In Arizona, there is a mandatory 24 hour wait period after death before a cremation can be conducted.

What do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs. What is available is constantly changing due to budget constraints, and varies by county. Some counties do have a provision to assist needy or low-income families. Contact Maricopa county DFCS to find out what may be available to you locally. Phone: (602) 506-5911

There is also a $255 lump-sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this. So you may find that a low-cost cremation at $725 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (602) 638-1151 and we will be happy to try and help you.

*Funeral prices obtained from online funeral price survey website September 2018

Simple cremation service in Owensboro, KY – Just $975

Posted on June 20, 2020 by N. G Pelling

Do you need to know how to arrange a dignified funeral at an affordable cost? We have put together this short guide to help you understand how you can save thousands of dollars arranging a funeral. In fact, you can arrange a simple, basic cremation for just $975.

A funeral can be expensive. Indeed the average cost of a traditional funeral in Owensboro is $7,451*. This does not include cemetery costs. So it is understandable that many families today are looking for more affordable alternatives. Cremation is fast becoming the preferred, more affordable option to conduct a dignified yet simple, funeral service at a fraction of the full cost of a traditional funeral.

Why choose cremation services?

Price:

Cremation can be a personal choice. Or the only choice if finances for a disposition are very limited. Opting for cremation WILL save you $$$. A cremation is likely to cost at least half the cost of a full-service burial. A direct cremation is the most economical cremation option. In most areas, a simple direct cremation can be conducted for under $1,000.

Flexibility:

Arranging an immediate cremation can alleviate the need to rush to try and arrange a funeral service. If families are dispersed, a direct cremation can be conducted without next of kin having to travel to make arrangements. Memorial services can be held at any date after the death.

What different cremation alternatives do I have?

There are 3 basic types of cremation options. Cremation funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service. Cremation memorial – the cremation is conducted before a memorial service is held. This can be with, or without, the cremated remains present. Or direct cremation – this is where the deceased is cremated with no services, and the remains are given back to the family. There are some variances around these 3 main options, such as a private viewing before the cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Owensboro?

The cost of a cremation can vary considerably. This will depend upon the type of cremation service you opt for and the cremation services provider you select. The average cost of a cremation memorial service is $4,325, depending upon the length of service held and what kind of casket you purchase or rent. The average cost of a direct cremation is $2,410*, although a direct cremation package can be conducted for just $975 with DFS Memorials.

How do I choose a cremation services provider?

This can sometimes be a daunting task when there are several funeral homes to choose between. It may help to set yourself some clear criteria to help you select the provider that best suits your needs. Which funeral services provider you select can be influenced by what facilities and services they offer, or what budget you have.

As we have highlighted, costs can vary quite significantly between funeral homes for the exact same service. For this reason, we would recommend you compare some costs before making a decision.

Comparing cremation costs in Owensboro, KY

All funeral homes have a general price list (GPL) and this should itemize all services and charges. Legally a funeral home must provide you with a copy of their GPL if you request cremation price information, either in person or by phone.

If comparing costs and services check what IS included, especially with a budget direct cremation package. Is a copy of the death certificate included? Is the cremation permit an additional cash advance item or included? What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after 48-hours? Death certificates cost $6.00 for the first certificate and $6 for each additional death certificate required. You should also note that the county coroner may charge a fee if they are required to sign the death certificate.

What legally do I need to know about arranging a cremation in Owensboro?

There are a few legal requirements that you need to be aware of if you are considering cremation. Firstly, the legal next-of-kin must all sign the ‘Cremation Authorization Form’ before a cremation can proceed.

In Kentucky, there is a mandatory 48-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate. The deceased will be refrigerated during this period, and longer if required, however, you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Death certificates and permits are considered ‘cash advance’ items and not generally included in a quoted cremation price. The funeral director will generally obtain the death certificates on your behalf.

Can I preplan a cremation?

Yes, you can prearrange a cremation. Advance planning can help to ensure you get the most appropriate services provider for your needs and can save the surviving family the financial and emotional burden at the time of death. There are various options open to you to plan ahead so consult with your preferred services provider. A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family does not have the burden of worrying about funeral costs.

What can we do with the cremated remains?

As I mentioned earlier there is a versatility on what you can do with cremated remains. You can inter a cremation urn in a cemetery plot or niche, keep an urn at home, scatter the remains or create a cremation artifact such as a cremation diamond, glass paperweight, bird bath or memorial reef ball to name but a few!

The deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs. Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent. Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county. You would need to make inquiries with Daviess County Human Services Department at: (270) 685-8424 to find out if any assistance is available to you. In these cases often the most basic of funeral services will be supported, with limited control over what happens.

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at 212 St. Ann Street, Rm 105 Owensboro, KY 42302-0389 (270) 685-8434

What happens if the deceased is taken to the Coroner’s Office?

If there were circumstances surrounding the death that led to the deceased being taken to the County Coroner’s office, you will need to employ the services of a funeral director as soon as possible to liaise with the Coroner to have the body released into their care. Only a licensed funeral director can collect a body from the Coroner’s morgue.

Daviess County Coroner, 212 St Ann St # 204, Owensboro, KY 42303 Phone: 270-685-8428

Hopefully, this short guide to arranging an affordable cremation service in Owensboro has answered some of your questions and helped you understand how to save costs on a cremation. If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2019

Arrange Direct Cremation Services in Evanston, IL

Posted on June 14, 2020 by N. G Pelling

Direct cremation is the most simple and economical cremation offering. No ceremony or service is provided by the funeral home or cremation company. So this makes it a ‘no fuss’ simple disposition solution for those who do not want a funeral service or want to economize on funeral expenses.

DFS Memorials can help you arrange a direct cremation in Evanston for just $1,165.

What is the average cost of a funeral in Evanston?

Today we are discerning consumers, very mindful of costs, and people now feel the same way about purchasing funeral services. Why should we not ask how much it costs? A funeral can be a major purchase when you consider the full cost of funeral services. The average cost of a traditional funeral in Evanston is $5,800*

So how do cremation costs compare in Evanston?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.

No casket, cemetery plot, or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

The average price for a cremation funeral service in Evanston is $2,850*.

Direct cremation services in Evanston, IL

A basic direct cremation is available in Evanston for $1,165, although the average price for a direct cremation is $2,049. To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $995.

Call now on (773) 901-1564 now to arrange a low-cost cremation

Are there are additional fees to the $995 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county. At present, there is no charge for this. Death certificates are an additional cost, as these are issued by the county, and are a third-party expense. Death certificates cost $19 for the first certificate and $4 for each additional copy issued. This $1,165 direct cremation package includes a death certificate and a simple wooden cremation urn.

How do I know that I am getting the remains of my loved one back?

What if I am not sure about cremation, or the family cannot agree about cremation?

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with cremated remains?

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

How long does it take after cremation to get the ashes?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork, and schedule the cremation. However, expedited services can be arranged if required. In Illinois, there is a mandatory 24 hour wait period after death before a cremation can be conducted. On average it can take 7-10 days from the deceased being collected to the ashes being ready.

What do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs. What is available is constantly changing due to budget constraints, and varies by county. Some counties do have a provision to assist needy or low-income families. Contact Cook County DFCS to find out what may be available to you locally. 118 N. Clark Street Chicago, IL 60602 (312) 443-5500

There is also a $255 lump-sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this. So you may find that a low-cost cremation at $995 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (773) 901-1564 and we will be happy to try and help you.

*Funeral prices obtained from online funeral price survey website May 2020

Arranging an affordable cremation service in Chicago, IL

Posted on February 17, 2020 by N. G Pelling

Do you need to know how to arrange a dignified funeral at an affordable cost? We have put together this guide to help you understand how you can save thousands by arranging a funeral. In fact, you can arrange a simple, basic cremation for just $1,165!

The average cost of a traditional funeral in Chicago is $6,964*, and this does not include cemetery costs, so it is understandable that many families today are looking for more affordable alternatives. Cremation is now becoming the preferred, more affordable option to conduct a dignified, yet simple funeral service at a fraction of the full cost of a traditional funeral.

Why choose cremation services?

Cremation offers an inexpensive and flexible alternative to a burial service. Choosing cremation services can save you 40% to 60% (or sometimes more) on the cost of traditional burial services. This is because a casket is not required, or embalming (unless required) and there is no immediate need for a cemetery plot or burial vault. Eliminating these just these few products and services saves thousands of dollars alone.

A cremation can offer a more flexible alternative that can accommodate families who have moved from their home state, or when a funeral cannot be held straight away. Cremation also offers a greater range of personalization options with a whole array of ash-scattering ceremony possibilities, and various cremation artifact products.

What different cremation alternatives do I have?

There are 3 main types of cremation service options:

Cremation Funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service.

Cremation Memorial – where the cremation is conducted before a memorial service is held. This can be with, or without, the cremated remains present and can often take the form of an ash-scattering ceremony.

Direct Cremation – This is where the deceased is cremated with no services, and the remains given back to the family. There are some variances around these 3 main options, such as a private viewing before cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Chicago?

The cost of a cremation can vary considerably. This will depend upon the type of cremation service you opt for and the cremation services provider you select. The average cost of a cremation memorial service is $3,948*, depending upon the length of service held and what kind of casket you purchase or rent. The average cost of a direct cremation is $1,949*, although a direct cremation package can be conducted for just $1,165 with DFS Memorials.

Direct cremation services in Chicago, IL

If you are working to a budget for your funeral expenses, you may wish to consider a direct cremation. A direct cremation is the cheapest cremation option. The funeral services provider does everything to take care of the immediate disposition of the deceased but no viewing or services are held. The deceased is cremated in a simple cremation container and then the cremated remains are made available for the family or collect (or if requested delivered/mailed). A direct cremation can be arranged online or by phone without any need for you to visit a funeral home. For your best price on a direct cremation contact your DFS Memorials provider in Chicago on (773) 901-1564 who offers a complete direct cremation package for just $1,165.

How do I choose a cremation services provider?

As we have highlighted, costs can vary quite significantly between funeral homes for the exact same service. For this reason we would recommend you compare some costs before making a decision.

Comparing cremation costs in Chicago, IL

According to funeral price research surveys in Chicago, the average cost of a direct cremation is $1,949, although a direct cremation can be arranged for less than this with some cremation providers. DFS Memorials offer a direct cremation service for $1,165.

When comparing costs and services check what IS included, especially with a budget direct cremation package. Is a copy of the death certificate included? Is the cremation permit an additional cash advance item or included? What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after 48-hours? Death certificates cost $19.00 for the first certificate and $4 for each additional death certificate required. You should also note that the county coroner may charge a fee if they are required to sign the death certificate.

What legally do I need to know about arranging a cremation in Chicago?

In Illinois there is a mandatory 24-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate. The deceased will be refrigerated during this period, and longer if required, however you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Can I preplan a cremation?

Yes, you can prearrange a cremation. Advance planning can help to ensure you get the most appropriate services provider for your needs, and can save surviving family the financial and emotional burden at the time of death. There are various options open to you to plan ahead so consult with your preferred services provider. A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family do not have the burden about worrying about funeral costs.

What can we do with the cremated remains?

The deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs. Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent. Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county. You would need to make inquiries with Cook County Human Services Department at 118 N. Clark Street Chicago, IL 60602 Phone: (312) 443-5500 to find out if any assistance is available to you. In these cases often the most basic of funeral services will be supported, with limited control over what happens. A low-cost direct cremation from DFS Memorials can be arranged for $1,165.

What is “no-cost cremation”?

Some funeral homes now offer this option in Chicago. This is referring to whole body donation whereby after the donation is complete the remains are cremated (free of charge) and then returned to the family or scattered. Generally funeral homes can get a referral fee from the whole body donation organization, plus they sometimes charge a transportation fee. So all-in-all they do still recoup their costs. As we all know, there really is nothing that is truly free!

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at Cook County Clerk 69 W. Washington, Suite 500 Chicago, IL 60602

What happens if the deceased is taken to the Coroner’s Office?

Hopefully this short guide to arranging an affordable cremation service in Chicago has answered some of your questions, and helped you understand how to save costs on a cremation. If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2019

Arranging an affordable cremation service in Daphne, AL – Just $1,195

Posted on December 21, 2019 by N. G Pelling

If you need to arrange a simple and affordable cremation, we have put together this guide to help you. In fact, you can arrange a simple, basic cremation for just $1,195!

The average cost of a traditional funeral in Daphne is $6,930*, and this does not include cemetery costs, so it is understandable that many families today are looking to more affordable alternatives.

Cremation is now becoming the preferred, more affordable option to conduct a dignified, yet simple funeral service at a fraction of the full cost of a traditional funeral.

Why choose cremation services?

Cremation offers an inexpensive and flexible alternative to a burial service. Choosing cremation services can save you 40% to 60% (or sometimes more) on the cost of traditional burial services. This is because a casket is not required, or embalming (unless required) and there is no immediate need for a cemetery plot or burial vault. Eliminating these just these few products and services saves thousands of dollars alone.

What different cremation alternatives do I have?

There are 3 main types of cremation service options. A cremation funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service. A cremation memorial – where the cremation is conducted before a memorial service is held. This can be with, or without, the cremated remains present and can often take the form of an ash scattering ceremony. Or there is a direct cremation – this is where the deceased is cremated with no services, and the remains are given back to the family. There are some variances around these 3 main options, such as a private viewing before the cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Daphne?

The cost of a cremation can vary considerably. This will depend upon the type of cremation service you opt for and the cremation services provider you select. The average cost of a cremation memorial service is $3,817, depending upon the length of service held and what kind of casket you purchase or rent. Although a direct cremation package can be conducted for just $1,195 with DFS Memorials.

Direct cremation services in Daphne, AL

If you are working to a budget for your funeral expenses, you may wish to consider a direct cremation. A direct cremation is the cheapest cremation option. The funeral services provider does everything to take care of the immediate disposition of the deceased but no viewing or services are held. The deceased is cremated in a simple cremation container and then the cremated remains are made available for the family or collect (or if requested delivered/mailed). A direct cremation can be arranged online or by phone without any need for you to visit a funeral home. For your best price on a direct cremation contact your DFS Memorials provider in Daphne on (251) 206-5572 who offers a complete direct cremation package for just $1,195.

How do I choose a cremation services provider?

As we have highlighted, costs can vary quite significantly between funeral homes for the exact same service. For this reason, we would recommend you compare some costs before making a decision.

Comparing cremation costs in Daphne, AL

When comparing costs and services, check what IS included, especially with a budget direct cremation package. Is a copy of the death certificate included? Is the cremation permit an additional cash advance item or included? What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after in a given time-frame? Death certificates cost $15.00 for the first certificate and $6 for each additional death certificate required. You should also note that the county coroner may charge a fee if they are required to sign the death certificate.

What legally do I need to know about arranging a cremation in Daphne?

In Alabama, there is a mandatory 24-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate. The deceased will be refrigerated during this period, and longer if required, however, you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Can I preplan a cremation?

Yes, you can prearrange a cremation. Advance planning can help to ensure you get the most appropriate services provider for your needs, and can save the surviving family the financial and emotional burden at the time of death. There are various options open to you to plan ahead so consult with your preferred services provider. A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family does not have the burden of worrying about funeral costs.

What can we do with the cremated remains?

The deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs. Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent. Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county. You would need to make inquiries with Baldwin County Human Services Department at 22259 Palmer Street, Robertsdale, AL 36567 to find out if any assistance is available to you. In these cases often the most basic of funeral services will be supported, with limited control over what happens. A low -ost direct cremation from DFS Memorials can be arranged for $1,195.

What is “no-cost cremation”?

Some funeral homes now offer this option in Daphne. This is referring to whole body donation whereby after the donation is complete the remains are cremated (free of charge) and then returned to the family or scattered. Generally, funeral homes can get a referral fee from the whole body donation organization, plus they sometimes charge a transportation fee. So all-in-all they do still recoup their costs. As we all know, there really is nothing that is truly free!

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at: 22251 Palmer Street, P.O Drawer 369, Robertsdale, Alabama, 36567 Phone: (251) 947-3618

What happens if the deceased is taken to the Coroner’s Office?

Baldwin County Coroner 18126 County Rd 54, Robertsdale, AL 36567

Hopefully, this short guide to arranging an affordable cremation service in Daphne has answered some of your questions and helped you understand how to save costs on a cremation. If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2018

How to arrange a low cost cremation in Vancouver, BC

Posted on October 23, 2019 by Cremation Advisor

Do you need to arrange a low-cost cremation in Vancouver? Worried about the expense of arranging a funeral? And looking for more alternative options?

At DFS Memorials we can help you save on funeral costs, whilst still ensuring you are dealing with a local, family-owned funeral business. We offer an affordable ‘no-fuss’ direct cremation at one of the lowest prices in Vancouver.

How much should I expect to pay for a cremation?

More families are using the Internet to research cremation prices these days. However, it can still be confusing as there is either a lack of pricing information from funeral homes or confusing information where prices seem different.

A direct cremation is the most simple and affordable cremation service. This is cremation with no ceremony before cremation. The deceased is cremated and the cremation ashes returned directly to the family. A direct cremation can be arranged for as little as $845 in Vancouver. Call now on (778) 608-2808 if you need immediate (or imminent) assistance with a low-cost direct cremation.

Comparing the cost of cremation in vancouver

We compared the price for a direct cremation from a number of funeral service providers in Vancouver. As you can see from the chart below, the costs do range considerably. The most expensive direct cremation service we found was with Forest lawn Funeral Home at $4,120.

Compare direct cremation prices in Vancouver

Funeral Home or Cremation Service Provider	Direct Cremation cost
DFS Memorials	$845
A Basic Cremation	$920
Affordable Cremation & Burial	$1,067
Oliveiera Funeral Home	$1,350
Koru Cremation	$1,685
McKenzie Funeral Services	$1,705
Vancouver Memorial Services & Crematorium	$2,015
Mount Pleasant Universal Funeral Home	$2,780

Understanding the laws for arranging a cremation in BC

Because cremation is such a final disposition of human remains, certain provincial laws dictate how and when a cremation can proceed. B.C. law requires that at least 48-hours transpire after the death before a cremation can take place.

Who can authorize a cremation?

The legal next of kin must have all (if more than one) signed & notarized a document to authorize cremation. If pre-arranging a cremation, you can sign and authorize your wishes ahead of time.

Who is responsible for paying for a cremation funeral?

The responsibility for funeral expenses rests with the legal next of kin unless the deceased had a pre-paid funeral plan.

Do you need a casket for a cremation service?

The body does need to be contained in a suitable, rigid, leak-proof container for sanitary purposes. However, a casket is NOT required. Generally, for cremation, a wooden or reinforced cardboard container is used.

What can you do with the cremated remains in Vancouver?

Cremated remains are sterile, organic matter and there are many versatile options on what you can do with the remains. Cremation ashes can be interred in a cremation niche, or existing grave plot. Or you can choose to keep the cremation urn at home or scatter the remains in a place of your choosing. Due to the versatility of cremation, and how cremated remains can be mingled into products, there is also a range of cremation artifacts you can purchase to memorialize a loved one. Anything from jewellry, birdbaths, glassware, and paintings!

What if the deceased is in the care of the Coroner in Vancouver, BC?

If your loved one died unattended or was in an accident, the death will fall under the jurisdiction of the Office of the Chief Coroner. Once the Coroner has signed off on the cause of death, the body will be released to a funeral home, and cremation can be arranged.

The Regional Director of the OCM is based at Metrotower II Suite 800, 4720 Kingsway, Burnaby, BC V5H 4N2

I have no money for a funeral. What can I do? Funeral assistance for families in Vancouver.

In British Columbia, there is some assistance to help families cover necessary funeral costs if there are no resources in the deceased’s estate or from any of the ‘responsible’ next of kin. Co-funding may also be available if the resources from the deceased’s estate cannot meet the full funeral expenses. There is not a requirement to be recipients of BC Employment and Assistance. Full information about eligibility and claiming can be found here on the official website of the Government of British Columbia on Funeral Costs. You may be able to claim the basic cost of a cremation in Vancouver.

Medical Assistance in Dying (MAiD) and cremation services

British Columbia permits medical assistance to end intolerable suffering for those patients who wish to go ahead with physician-assisted euthanasia. Vancouver Coastal Health Authority has a designated person to assist individuals and their families. If cremation is requested, this can be pre-arranged in conjunction with arrangements with the health authority, to ensure your loved one is immediately transferred into the care of the funeral home.

A complete basic cremation package costs just $845

To ask any questions or to start making arrangements call now on (778) 608-2808

DFS Memorials complete cremation at $845 is available to all residents of the Greater Vancouver area including Abbotsford, Burnaby, Chilliwack, Coquitlam, Delta, Kamloops, Kelowna, Langley, Maple Ridge, Nanaimo, New Westminster, North Vancouver, Port Coquitlam Prince, George, Richmond, Saanich, Surrey, and Victoria.

Arbor Memorial is the largest corporate death company in Canada with several locations in and around the Greater Vancouver Metro area. Arbor Memorial also operates some cremation brands, as does Service Corporation International with Cremation Direct Canada.

How to arrange a green burial in Atlanta, GA for $1,895

Posted on October 22, 2019 by Cremation Advisor

Are you considering a greener alternative for your end-of-life wishes? It seems more of us are now engaged with the environment and are looking for eco-friendlier options in many life choices. This article can explain how to arrange a green burial in Atlanta.

According to the National Funeral Directors Association (NFDA), a recent survey indicated that 54% of Americans would consider a green funeral. By all accounts, there has been a shift in funeral trends over the last decade. A move away from expensive, traditional funerals and a move towards greener, simpler and more affordable funeral alternatives.

A traditional funeral would cost (on average) around $7,365 (NFDA) without any cemetery costs included. More families are struggling financially to meet funeral expenses in today’s economic climate, and cremation has gained popularity in the last 10 years. Cremation was considered to offer a ‘greener’ alternative to traditional burial. And it is way more affordable. A typical direct cremation service costs between $995 and $3,000 in and around Atlanta.

Why opt for a green funeral or natural burial?

But why this changing shift towards natural burial options? The environment and the climate crisis has been a growing concern in society, especially over the last few years. The big shift towards cremation has, I believe, been positioned to us by the funeral industry as it still gave them some power and control over our death-care options. We needed a cheaper alternative to expensive traditional funerals.

But now more Americans are considering the carbon footprint of a cremation. And if there is a more natural, and less detrimental option for disposition, we are open to consider it.

In 2017, a study conducted at the request of the City of Paris found that traditional burials generate, on average, 833 kilograms (or almost 1 ton) of carbon dioxide, nearly the equivalent of a round-trip flight between Paris and New York. Cremation produces an average of 233 kilograms (500 pounds). A natural ‘green’ burial can eliminate the majority of any emissions, and if combined with replanting trees and natural vegetation, can even help to reverse greenhouse gases.

What is considered a green funeral or natural burial?

The concept of a natural burial is to lay the body to rest returning to the earth in a natural state of recomposing. No embalming fluids are used in preserving the body. After death, the deceased can be kept on dry ice, or in refrigerated storage, until the burial can proceed.

The body is buried in a simple wicker casket that is bio-degradable, a simple pine box (with no metal) or even just a burial shroud. There are no concrete vaults. A burial plot is dug and the body laid to rest.

Some green burial sites are nature preserves where trees or local shrubs are planted to help regenerate and conserve. The natural burial sites and conservation burial sites are offering the ‘true’ future of natural organic death-care. Although, many existing traditional cemeteries in Georgia have added a green division to their grounds to appeal to the growing demand for green burial. These are what are known as hybrid cemeteries.

To learn more about green burial sites and memorializing a natural burial, visit the guide to green funerals on US Funerals Online.

Natural burial vs. Cremation

Direct cremation will cost you around $1,000 and a green funeral starts at around $2,000. If you employ the services of a funeral director, there will also be their professional service charge to add to the natural burial plot fee. However, as Georgia allows families to conduct their own home funeral or DIY funeral care, you do not necessarily need to employ a funeral director.

How much does a green burial cost in Atlanta, GA?

A green burial can save you money on funeral costs. Typically a green burial will save you 40% on the cost of a traditional burial. Our affiliate green funeral provider in Atlanta charges $1,895 for a green burial service. This does not include the burial container, but a range of biodegradable caskets and shrouds are available.

If you have questions about arranging a green burial,

please call us on (470) 206-0404 and we will be happy to assist you.

Where can I have a green burial in Atlanta?

There are two bespoke Natural Burial sites around Atlanta. Milton Fields in Milton and Honey Creek Woodlands in Conyers. There is also Eco-Eternity Forest north of Atlanta in Dahlonega but only cremated remains can be interred in the forest.

Milton Woods was established in 1984 by Jim Bell on 17 acres. There is a capacity for 4,000 burial plots on the meadowland. Burial plot prices start at around $1,695.

Honey Creek Woodlands is a 2,300-acre nature preserve in Conyers operated by a Monastery. A burial plot here costs $2,500.

You can pre-purchase a burial plot at either green burial site with a small down-payment.