Did you know that 80% of Americans (over the age of 18) now travel 100 miles or more away from their home on trips that last one night or more? We have now become a nation that travels. Be this to relocate for education, employment, family or just to enjoy the adventures of traveling.
We are all increasingly becoming more mobile in our global society, but the alarming aspect of this is that not many of us make suitable provision for the ‘what if’s’ or the risk of incidents that can occur whilst we are traveling.
Health and travel insurance cover may cover incidental medical expenses, but are you adequately covered should you die away from home and wish to have your remains repatriated? The repatriation of mortal remains can be extremely costly. Read more to find out how you can protect yourself, and provide peace of mind for your family, for a one-time payment of $450.
Taking out a Travel Protection Plan is the ideal way to ensure your funeral needs can be met, wherever you are, without the expensive cost of repatriation of remains. The plan covers the repatriation of the deceased to a local funeral home, and funeral or cremation arrangements.
Do you travel away from your main residence?
If you are a frequent traveler, be it for business or as a retiree, and you regularly travel over 100 miles from your home, you should consider taking out an inexpensive Travel Protection Plan (TPP).
A travel protection assurance plan will give you peace of mind that should anything happen to you whilst you are away, your plan will cover the repatriation of your remains, or funeral services at the place of death.
Are you a retiree, or snowbird, who winters in another state or country?
Over 50% of international travel is carried out by seniors today. Our baby boomer generation has always been adventurous and has carried this passion into their retirement by embracing the opportunity to travel overseas in their retirement.
Aside from overseas travelers, many retirees are choosing to winter in the southern states and enjoy a warmer winter climate. This means there are a greater number of seniors spending considerable time away from their primary residence.
Due to the nature of more affordable medical treatments in some neighboring countries, people are even traveling to obtain medical and surgical procedures not covered by their medical health insurance.
So, whether you travel for pleasure, business, or medical reasons, it is well worth checking what coverage you have in the event that something should happen overseas.
An unexpected death can be very upsetting and overwhelming to deal with, but in the event, that it should happen whilst you are traveling and away from home and family, it can be even more daunting to try and make the necessary arrangements.
What is a Travel Protection Plan?
The Travel Protection Plan offered through DFS Memorials LLC is a travel assurance policy specifically aimed at covering death whilst traveling and the repatriation of mortal remains. The policy offers either the repatriation of remains from the place of death to a local funeral home or a cremation performed at the place of death and then the cremated remains returned to the family.
It is a simple and inexpensive ‘protection’ policy that covers something many of us do not really want to think about or can find ourselves inadequately covered for.
How are you covered by a travel assurance plan?
The TPP is an assurance product. The policy is purchased with a one-time fee for the policy of $450. The reason this coverage is inexpensive is that although many people will invest in this type of assurance policy, a very small number ever find themselves needing to use it, so it can be offered at a very reasonable cost. Once you take out a policy, you have a unique policy number and a credit-card-sized membership card is issued with contact information.
You should carry this plastic membership with you when you travel, as it has your policy number and the contact information to enact your policy. It is also advisable to ensure your legal next of kin as aware of your TPP and have a copy of the details.
What is covered by a travel assurance plan?
The travel assurance plan covers the policyholder in the event of death occurring whilst traveling. The death must occur 75+ miles away from the policy-holder’s legal residence in the U.S. or Canada. It provides an affordable ‘peace of mind’ for the policyholder, and family, that in the event an unexpected death may occur whilst the policyholder is not residing in their main residence, all costs associated with the repatriation of the remains and/or cremation, will be taken care of. For one low lifetime fee of $450, this policy covers against potential repatriation of remains costs that can reach $10,000-$20,000.
How would I benefit from purchasing a Travel Protection Plan?
As mentioned above, if you travel frequently, or spend some considerable time away from your main residence, you will benefit from the ‘peace of mind’ this policy will give you and your family.
Repatriation of mortal remains is much more expensive than people realize. Returning mortal remains domestically can cost upwards of $3,600 and international repatriation of remains can cost as much as $20,000. This simple Travel Protection Plan at the low cost of $450 could save your family thousands on the cost of returning remains home.
Even, if at the time of death family opt for a cremation at the place of death, this can still amount to a few thousand dollars.
You also have the support of a team of dedicated staff familiar with the complicated legal aspects of transporting mortal remains, and/or planning arrangements with funeral homes in another state or country.
Many travel insurance or medical insurance plans will provide coverage for repatriation for medivac in the event of a medical emergency overseas, but repatriation coverage for mortal remains is often an ‘add on’ aspect at an additional cost.
How much can I save by ensuring I have a Travel Protection Plan?
You can save thousands of dollars. For a one-time payment of $450 you give your family protection for your lifetime in the event, something unforeseen or tragic should happen whilst you are traveling or spending time away from your home. A couple’s plan is available for a fee of $875.
How do I purchase the Travel Protection Plan?
Any age can apply for a TPP. Visit our dedicated enrollment page below.
We will send you an electronic version of the policy document for you to sign and a link to make payment. Once you submit your signed form and one-time payment, your policy will be issued. There are NO further payments at all.
Your policy will be issued and a membership card and paperwork mailed to your US legal residence.