What is a cremation plan and why should you consider one?

The nation is shifting towards cremation as a preferred disposition method.  What do you need to know about preplanning a cremation?  We are being asked more frequently about a cremation plan, how to set up a plan, how much it costs, and what it entails, so here let’s try and answer some of those questions.

What is a cremation plan?

Cremation planningA cremation plan is simply a preplanned cremation option.  It is much like a funeral plan, you take the time to make final arrangements for yourself (or a loved one) and ensure the important documentation is prepared.

Many people still find it a bit undesirable to discuss death-care plans.  But planning ahead can save your loved ones from the stress and financial burden of making arrangements when the time comes.

How can you set up a cremation plan?

You can choose several ways to set up a cremation plan.  Just like preplanning a funeral, you can visit a local funeral services provider, discuss your requirements, and prepare the necessary documentation.  You can opt to preplan and pay for your cremation plan.  Funds for a preplanned cremation are generally either put into trust (as legally required in most states), or sometimes a plan can be funded by an insurance product that will cover your final costs.

However, it is also possible to plan for a cremation, without having to prepay.  This can be desirable if you wish to have the legal documentation in order, but do not want to prepay the funds.  This is more of a matter of laying out your wishes for cremation, and signing the required Cremation Authorization Form.  It is then possible to set aside funds in a POD account to cover the cremation cost.

A cremation cannot legally proceed unless a Cremation Authorization Form has been signed by the legal next of kin.  This can sometimes cause family disputes and delay a cremation proceeding.  If cremation is what you, or a family member, want…then it can make it easier for surviving family, and your next of kin, if this document has already been completed as part of a cremation plan.  It is possible to pre-authorize a cremation as part of a cremation plan in those states that allow it.

How much does it cost for a cremation plan?

The price for a cremation plan will differ.  It will depend on which service provider you select, and on the payment terms determined.  If you require a simple direct cremation plan, then the costs for this type of cremation plan are within the region of $1,200 to $3,000.  A direct cremation service (at-need) costs around $1,000 on average, but with a preplan there is a need to build in inflation costs.

Can I pay for a cremation plan in installments?

Some cremation providers do offer cremation plans that can be paid over an installment period.  So, you would agree your plan with the provider, who would determine the cost, and Saving on cremation costsoffer you the option to make payments over an agreed period.

This can help for those families that would like the option to plan and prepay, but do not want to make the payment all at once.

If anything should happen before the plan is paid in full, surviving family would be liable for the outstanding balance.

It is also VERY important to ensure your family know about your cremation plan, and have access to the documentation.  It is not unheard of that surviving family have already made funeral plans, or even gone ahead with a funeral, before finding out that their loved one actually had a cremation plan in place.

What do you need to do know about preplanning a cremation?

Cremation prearrangements ensure that your wishes are met.  Today, I meet with a lot of people who say, “I just want to be cremated”, along with ideas about what kind of memorialization they would like.  If you, or a loved one, has specific requests about cremation and your final disposition then preplanning helps ensure you are in control.  Losing a loved one is a very difficult time, and if the key decisions have already been itemized, it can make it so much easier emotionally for family.

Many of our senior population are realizing their children may not financially be in a position to unexpectedly pay out funeral costs.  Preplanning a cremation enables them to have peace of mind that their funeral wishes will be met, without burdening their children.

What are the advantages of setting up a cremation plan?

I have outlined below the key advantages of setting up a cremation plan:

Preplan cremation

Relieve family of the financial & emotional burden

By far, one of the main reasons people choose to preplan is to relieve their family of making these emotional decisions and bearing the burden of the financial cost.  Too often, grieving family make emotional decisions that can end up costing them even more on a funeral bill.

Instead of having to spend time, and answer questions, about arrangements, everyone can refer to the specifics of the cremation plan and wishes as they were set out.

Peace of mind

Unfortunately, we do not like to talk about death.  We especially are not fond of discussing this topic with our loved ones.  This can sometimes leave parents, or grandparents, worried about how they can communicate their wishes and how we will cope in the aftermath of their loss.  Taking the time to make a cremation plan can provide peace of mind, knowing that your loved ones will have a ‘plan’ to go to when the time comes.

Control of your final wishes

If you have decided that your final wish is to be cremated, it can help to have planned.  This ensures your wish will be honored.  As mentioned, there are legal requirements that MUST be met before a cremation can be conducted.  It is such a final disposition method, that these laws are in place to help protect families.

Personalization

We all embrace personalizes our lives these days….so why not choose how you wish to personalize your final passage?  Taking the time to make a cremation plan enables you to make specific personal requests.  Is there particular music you would like played?  A special place for a memorial service or an ash-scattering?  If you have not had chance, or it has been difficult, to discuss this with your family, then making a plan allows you to outline what your personal requests are.

Discussing death is still somewhat of a taboo subject.  But times are changing and with over 54% of Americans now opting for cremation as a final disposition, it becomes more important than ever to make plans.

How to arrange direct cremation services in Elgin, IL – $995

Simple cremation service Elgin ILThe shift to cremation is sweeping across the nation as families demand more affordable death care alternatives.

Cremation is now fast becoming a disposition choice for many families in Illinois.  For those families who do not want to overspend on a funeral, or simply do not have the funds for a costly funeral, cremation is a low-cost alternative.

What is the average cost of a funeral in Elgin?

These days we are discerning consumers, very mindful of costs, and people now feel the same way about purchasing funeral services.  Why should we not ask how much it costs?  The average cost of a traditional funeral in Elgin is $6,103*

So how do cremation costs compare in Elgin?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.

No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

The average price for a cremation funeral service in Elgin is $3,225*.

Direct cremation services in Elgin, IL

Direct cremation is the industry term for a ‘simple cremation’.  Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home.  The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower cost funeral services and more control over the time and type of memorial ceremonial services they desire.  A memorial service can be held in a place of worship, a community venue or even outdoors.  The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Elgin for $995, although the average price for a direct cremation is $1,475.   To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $995.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $975.

Call now on (815) 216-4601 now to arrange a low-cost cremation

Questions about cremationAre there are additional fees to the $995 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county.  At present there is no charge for this.  Death certificates are an additional cost, as these are issued by the county, and are a third-party expense.  Death certificates cost $24 for the first certificate and $4 for each additional copy issued.

How do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation.  Strict laws govern the cremation of human remains and identity checks must be made all along the way.  The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you.  Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it.  A Cremation Authorization Formmust be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

Cremation Memorial ServiceWhat can you do with the cremated remains?

The options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular.  You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home.  Keepsake urns even enable you to disperse the ashes between several family members, or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service.  This is generally funded through an insurance product that will cover this cost when the need arises.  All monies are secured in a trust fund.

How quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork and schedule the cremation.  However, expedited services can be arranged if required.  In Illinois there is a mandatory 24 hour wait period after death before a cremation can be conducted.

What do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs.   What is available is constantly changing due to budget constraints, and varies by county.  Some counties do have a provision to assist needy or low-income families.  Contact Cook county DFCS to find out what may be available to you locally.

118 N. Clark Street Chicago, IL 60602 Phone: (312) 443-5500

There is also a $255 lump sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this.  So you may find that a low-cost cremation at $995 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (815) 216-4601 and we will be happy to try and help you.

*funeral prices obtained from online funeral price survey website August 2018

Cremation Memorial Service Ideas

Cremation offers versatility in memorialization.  If a family member has been cremated, and you are planning a cremation memorial service, this guide can help you discover everything you need to know about how to creatively memorialize a loved one.

beach memorial servicesIf a family member preplanned a cremation, he or she may have planned some ideas about what kind of memorial service they wanted.  However, very often it is left to surviving family members to decide on, and plan, a memorial service.  It can seem a daunting task to be responsible for arranging a memorial service, but the information below should help you honor a lost loved one and create a befitting tribute.

When should you hold a cremation memorial service?

The flexibility of holding a memorial service, as the deceased’s body is not present, means it can be held at any time after the death.  A cremation memorial can be held immediately after the cremation, or a period of time can elapse.  Sometimes families find it be easier to plan for, and have time to grieve, before holding a memorial service.

Being able to take time, and coordinate gathering together those you wish to invite, can lead to a more meaningful service.

Where can you hold a cremation memorial service?

A memorial service can be held wherever you choose, or feel was significant to the deceased.  It can be at a place of worship, or a graveside service.  Alternatively, you can be imaginative and host a service somewhere more unconventional.  Some families conduct a memorial service as part of an ash-scattering, and therefore opt to have the memorial service outdoors.

What elements make up a memorial service?

Cremation optionsI would dare to say there is no set format to how a memorial service should be conducted.  However, it is considered customary to deliver a eulogy, pay tribute to the life of the deceased, and conduct some form of final disposition of the remains.

There are many other elements that can form part of a memorial service, including photo boards, slideshows, video, and music.  These days families are also choosing to hold memorial services that are Life Celebration events that can involve dove, lantern or butterfly releases as a final tribute and metaphorical symbol.  Guests can all be asked to wear something, or a color, that was special to the deceased.

Tips on how to prepare a tribute for a memorial

Planning is the cornerstone of any successful event, and a memorial service is no different.  Sometimes, this is why a family prefers to employ a funeral director or life celebrant to help plan and host a memorial service, as these professionals have skills and experience.  However, some families choose to prepare and hold a service themselves.  This just requires some preparation.

Cremation Memorial Service

The cremation urn:

  • Will the urn be present at the memorial service? And if so, do you need to set up an urn arrangement or altar?
  • If a scattering is to be conducted as part of the memorial service, think about the techniques for scattering cremated remains safely.

Eulogy:

  • Decide who is going to be responsible for delivering the eulogy or final words at the service.
  • Ensure that he or she has had time to prepare, and that the context of their eulogy meets the audience and the tone of the memorial service.

Location:

  • Think about a suitable location.
  • Is it somewhere sentimental to the deceased?
  • Is it easily accessible for all guests?

Tributes:

  • Do you want to have flowers or other memorial tributes? Or donations to a cause close to the deceased’s heart?
  • Will a presentation be made by slideshow or video? Do you want music playing? And is there a suitable power point?
  • If you want to have a memory book for everyone to sign, is there somewhere suitable to locate it?

A cremation memorial service can be as short, or as long, as you wish for it to be, and as appropriate.  Memorializing after cremation does present so many more options than holding a traditional funeral service.  We are becoming more embracing of the unconventional and contemporary in our funeral rituals, so being creative and personalizing a memorial service, can make it so much more meaningful for all those who attend to say their final goodbyes.

What is a direct burial? Your most inexpensive burial option

There is a lot of talk around the death-care industry about direct cremation.  More families are seeking out direct cremation services when they want a simple and affordable funeral alternative.  But what about the option for a direct burial?  A direct burial is similarly a simple and affordable burial alternative.

A direct cremation service offering is on every funeral home’s General Price List (GPL), but usually towards the end of their listing of services.  It is the most minimal cremation offering available, and therefore also their least expensive funeral service option.  It is possible (in most metro areas) to be able to arrange a direct cremation for around $1,000. [The price range varies between $695 to $1,395].

However, although some families are searching for affordability and simplicity, cremation is not the choice for everyone.  There are still around 46% of Americans choosing burial services.  A funeral home also has, as standard, a direct burial service package offering.  This is also often located at the bottom of their GPL.

What if you want something, simple and inexpensive but still want a burial service?

Then a direct burial might be the solution.

What does a direct burial entail?

Direct burial serviceA direct burial is a similar direct disposition to a direct cremation.  There is no formal funeral service conducted at the funeral home, and many of the traditional products and services associated with the cost of a traditional burial are eliminated.

The deceased is taken directly to the cemetery for burial in the days following the death, once the legal paperwork has been completed.  Often a simple wooden casket is used to help to keep the costs down and keep the whole service simple and affordable.

As there is no viewing, visitation or funeral ceremony, the deceased does not need to be embalmed.

There is the option to hold a simple graveside interment service, if so wished, for an additional cost. Or a memorial service can be conducted at a later date. But we should be clear that a direct burial service is generally different to a graveside burial service on a GPL.

How is a direct burial service different to a green burial service?

In many cases a direct burial can be the same as a green burial.  If there is no embalming and a simple eco-friendly casket, such as wood, reinforced cardboard or wicker, this is a natural or green burial.  It will then depend upon the cemetery, whether a green burial plot is chosen.

How much does a direct burial cost?

A direct burial is the funeral director’s least expensive burial option.  The cost will range depending on the funeral home, but it is fair to say that a direct burial can be arranged for in the region of $1,200 to $1,600.  The cost of the casket can make a difference to the final cost of the funeral.  This does not include the cemetery fees either.

A direct burial can be an inexpensive funeral option, and suitable if the deceased already has a cemetery plot purchased or a family plot for burial.

Affordable cremation services in Staten Island, NY – $495 direct cremation

Americans are demanding more affordable death care options.  With the high cost of traditional funerals and especially burial plot costs in NYC, cremation is proving an alternative disposition choice that is more affordable.

Simple cremation Staten Island NYWhy is cremation more affordable?

In simple terms, a cremation eliminates several services and funeral products that usually have a high price-tag.  You do not need a casket for a cremation service.  Although some funeral homes offer rental caskets if you wish to have a funeral service prior to the cremation.  You do not need a burial vault or cemetery plot, and embalming is not required for cremation.  Eliminating these few things can reduce the cost by between $3,000 – $8,000.

Cemetery plots in NYC are expensive due to the shortage in space.  A typical plot can cost around $14,000.  This adds a huge cost to a funeral bill.

What does a cremation cost in Staten Island?

The price for a cremation varies.  Firstly, it depends what type of cremation service you select.  A cremation funeral is very like a traditional funeral, but the deceased is cremated after the service, so now burial plot is required.  A cremation funeral will generally cost from around $3,600 depending on the type of ceremony, the purchase of a casket, and the funeral home selected.

A cremation memorial is where the deceased is cremated prior to holding a memorial service with the cremation urn.  This type of cremation service is usually less than a cremation funeral.

What is a direct cremation?

A direct cremation is the industry term for a simple cremation with no ceremony or services.  This is the least expensive cremation option.  The price for a direct cremation in Staten Island differs from different funeral homes, but you can arrange a direct cremation for as little as $495.

Why is the crematory fee added to a funeral home’s direct cremation service fee?

cremation servicesIn NY, a funeral home is not allowed to own and operate a crematory.  All crematories are not-for-profit operations.  This means that a funeral director has to pay the crematory fee as a ‘third-party’ fee, and therefore must charge the fee separate to his basic service funeral charge.

There are several crematories operating throughout NYC and NJ that funeral homes use, and the prices vary for the crematory fee.  The best value crematory fee is $140, but the price can be as much as $408, depending on the crematory used.

What additional fees are there to pay for a direct cremation in Staten Island?

There is a $40 NYC cremation permit charge, and the cost for the death certificate at $15.  If the deceased passed away at home, there is an additional charge for a residential collection, as this requires an additional person.  The additional fee is $150.

The other additional fee can be the mailing of cremated remains.  The cost to mail the ashes is $40 to mail cremated remains within NYC, and $75 to mail outside of the boroughs.

What are the legal requirements for a cremation to proceed?

As cremation is a very final disposition method, there are strict laws that govern the practice. The legal next of kin must sign a ‘Cremation Authorization Form’ before a cremation can proceed.  The funeral director will file for the death certificate and permit to cremate.  Once all this paperwork is in order, the cremation can be scheduled.

What can you do with the cremated remains after the direct cremation?

ash scatteringThe cremated remains are returned immediately to the family after a direct cremation.  The family can choose to hold their own memorial service, or ash-scattering service is so desired.  The ashes can be kept at home, or interred in a cremation niche, or family cemetery plot.

A scattering at sea in Staten Island can be added to a direct cremation package for an additional $290.

For more options about what to do with cremated remains and how to memorialize, check out our Memorialization and What to do with Cremation Ashes section on the blog.

What if the deceased is at the Medical Examiners?

If the deceased was transferred to the ME, you need the services of a funeral director to collect the deceased and transfer them to the crematory.  This can sometimes be an expedited service as the FD can collect all the permits and paperwork as he or she collects the deceased.

Is there any help with cremation costs in Staten Island?

Unfortunately, more families are finding themselves struggling with funeral expenses these days.  NYC does offer a burial assistance program to NYC residents on low-income.  You can download the form from the link here.

There is also the $255 Social Security lump-sum death benefit payment (if the deceased qualified).

Lowering the cost of a funeral: How much should you pay for a funeral in 2018?

Funerals today are expensive.  The National Funeral Directors Association (NFDA) recently reported that the average price for a funeral in 2017 was $8,755.  This included a burial vault but no cemetery fees.  So, it is fair to say that the total cost of the average funeral service, when adding a cemetery plot is likely to cost in excess of $10,000.

Now, not many folks have $10,000 available to pay for a funeral these days, especially if the deceased had not made a funeral plan or had no life insurance.

So, what options do you have to lower funeral costs?

Find a lower-priced funeral services provider

low cost cremationFuneral prices can vary tremendously, depending on the funeral home, and the type of funeral service selected.  It is important to compare funeral prices from a funeral home’s General Price List (GPL) or Funeral Service Packages, before deciding.  You will find that even the same funeral package service can range in price between different funeral service locations.

Typically, corporate funeral companies and full-service funeral locations with high overhead have higher funeral pricing.  If they have share-holders, expansive premises to up-keep and a large fleet of vehicles, they need to charge funeral fees commensurate with maintaining a certain revenue.

Often smaller, family owned and operated funeral homes can afford to offer funeral service packages at a lower cost.  There are independent funeral locations that are very focused on their role in their community, and in offering affordable funeral packages.

All funeral service providers are required by FTC legislation to disclose pricing from their GPL when a consumer makes an inquiry about funeral costs either online, by phone or in person.  This is known as the ‘funeral rule’ but despite this legislation being in place to protect funeral consumers, many funeral locations still will not openly disclose prices.  Some funeral home websites will include pricing information or have a copy of their GPL for you to download.  However, there are still far too many funeral home websites that disclose nothing about their prices.  And many funeral homes seem unable to openly disclose funeral prices by phone either, especially when their objective is to get you in person into their funeral establishment to better complete a ‘sale’.

So, choose a few funeral homes and call around and compare funeral prices. If they will not openly discuss pricing, then that is probably an alarm bell.

If you locate a lower-priced funeral services provider, he or she will generally be very happy to discuss pricing with you.

Eliminate some of the more expensive funeral services and products

Everything adds up for a traditional funeral service.  The funeral director’s basic service fee may not seem too expensive, but then everything becomes itemized.  A few funeral products can really hike up your overall bill.  It can seem overwhelming when you have to make so many decisions about the funeral, choosing a casket, memorial pamphlets, whether to hold a visitation, for how long, what type of funeral service to hold, how many funeral vehicles are required.  This is also how your overall funeral bill can expand, and having to make all these decisions when you are feeling distressed can mean you do not make the best decisions!

Consider choosing cremation instead of burial

Cremation now accounts for almost 54% of dispositions in the U.S.  It has overtaken burial as the preferred funeral option for Americans.  One of the main reasons why Americans are now choosing cremation is cost.  Choosing a cremation service can provide a much lower-priced funeral alternative to burial.

As I have mentioned, eliminating some of the main costs associated with a burial can have a big impact on the funeral price.   Opting for a cremation means that these services and products are not required anyway.

Cremation can eliminate the need for embalming, a casket, a burial vault and a cemetery plot.  On the whole, a cremation service can cost at least half the cost of a burial service.

Lowest-price funeral option: Choose direct cremation

How to save money on a funeralIf you need to trim the cost of a funeral down as much as possible due to very limited resources, then a direct cremation is the least expensive cremation option.

A direct cremation is where the funeral home or crematory only handle the cremation of the deceased and then return the remains to the family.  It is also called a cremation without ceremony, or a simple cremation.

A direct cremation can take care of the immediate need to conduct a dignified disposition of the body at an affordable cost.  The price of a direct cremation varies between funeral service providers, but it is possible (in most metro areas) to arrange a direct cremation for between $795 and $1,495 with a funeral home that offers affordable options.  However, do be mindful that some funeral homes still charge in the region of $2,000 to $3,000 for a direct cremation.  Again, it is important to check the cremation pricing from more than one provider.

If you need immediate assistance, and do not want to make numerous phone calls to cremation providers, DFS Memorials has undertaken this task.  Our aim was to be able to connect you with an independent affordable direct cremation provider near you.  Use the state links to on this page to find your state and city and locate a provider near you and their price for a direct cremation service.

Affordable direct cremation service in Long Island, NY

Simple cremation Long Island NYDirect cremation offers families a simple and affordable alternative to the costs associated with a traditional funeral.  This guide should help you understand what options you have for a cremation service in Nassau county, how choosing cremation can save you on funeral costs, and answer some other questions about cremation.

If you have the immediate need of a low-cost cremation service, call your local DFS Memorials provider on (516) 406-8141.  Direct cremation service packages start at $695.

Why choose a cremation service?

The key reason more families are choosing a cremation service is cost.  A cremation service costs significantly less than a traditional burial.  There is no requirement for embalming, and a casket, burial vault and cemetery plot are not needed.  All of which reduce your overall cost for a funeral by at least half, if not two-thirds.

In addition to this, a cremation service offers greater flexibility as a service does not have to be held immediately, or remains can be transported back to a different state if necessary.

Can you still have a funeral service if you choose cremation?

Yes, a cremation funeral is just the same as a traditional funeral, only the deceased is cremated following the service instead of interred.  If you opt to have a cremation conducted immediately, you can have a service after the cremation with the cremation urn present.  This is known as a Cremation Memorial.

If you opt for a direct cremation, you can choose to arrange your own memorial service, after the cremated remains are returned to the family.  A direct cremation service is a cremation without a ceremony.  The funeral services provider simply conducts everything to take care of the cremation disposition, and then returns your loved one’s ashes directly to you.

Questions about cremationWhat does a cremation cost?

This is not a simple question to answer.  The first thing to say is that the cost for a cremation will vary.  It will vary by cremation provider, by what type of cremation service option you select, and prices even vary by area. In NY state a funeral service provider is not allowed to operate a crematory, so the crematory fee is always considered a ‘third-party’ fee and will be added to your funeral home charge for a cremation.

To give you an idea of cremation costs, I can tell you that the average cost for a direct cremation in Nassau county will range from $695 to $2,800, depending on the funeral home you choose.

What legally do you need to know about cremation?

For a cremation to be legally conducted it must be authorized by the immediate next of kin.  The funeral director will ask the next of kin to sign a Cremation Authorization Form.  There is generally a 24-72 hour wait period after the death occurred before the cremation can go ahead, although this is mandated differently in different states.  The funeral director will need to obtain permission to cremate from the county coroner, and obtain a cremation permit.  Once the wait period has expired, the cremation authorization form is correctly signed and notarized by the next of kin, and the coroner has issued the cremation permit, the cremation can be scheduled.

It will usually take 7-10 days to arrange a cremation, and the deceased will be sheltered in the funeral home or crematory in refrigerated storage.  If there are delays completing all the legal paperwork, it can take a little longer.  If the immediate next of kin are siblings (and there is more than one sibling), then all siblings need to sign the authorization form for a cremation to proceed.  This tends to be one of the main reasons that a cremation gets delayed, as there is disagreement between siblings on authorizing the cremation.

What can you do with the cremated remains?

There is a whole realm of options for how to memorialize with cremated remains.  You can, of course, inter the remains in a cemetery plot or cremation niche…. similar to a burial interment. Other options include: keeping the cremation urn at home, performing an ash-scattering or having a cremation tribute made from some of the remains.  DFS Memorials offers an optional sea scattering with a direct cremation service for an additional $290.00.

A benefit of cremation, is that you do not need to make an immediate decision about the final disposition.  Sometimes it can be easier to hold onto the urn for a while whilst you have time to reflect and consider what is the most befitting disposition.

Is there any financial help for families who cannot afford a funeral?

Sadly, there is little financial support for those families who find themselves in the unfortunate position of losing a loved one and having no funds for a funeral.  What may be available varies so much by area.  You would need to consult with Nassau county Social Services department.  Therefore, a direct cremation can offer a simple and affordable solution to handling the unexpected disposition of a family member if finances are an issue.

A dignified direct cremation can be conducted for $1,135 (with all fees included), and then the family can arrange to hold their own memorial service.

There is the $255 lump-sum Social Services death benefit payment, if the deceased qualified, which can help towards the cremation cost.

If you need further assistance, check our our DFS Memorials Cremation Blog for more articles on cremation.  If you need to arrange a simple and affordable direct cremation, contact DFS Memorials on (516) 406-8141.

Finding an affordable direct cremation service in Metairie, LA

Cremation Services Metairie, LACremation is now offering families a simple and affordable alternative to the costs associated with a traditional funeral.  This short guide should help you understand what options you have for a cremation service, how choosing cremation can save you on funeral costs, and answer some other questions about cremation.

If you have the immediate need of a low-cost cremation service, call your local DFS Memorials provider on (504) 215-8264.  Direct cremation service packages start at $1,550.

Why choose a cremation service?

The key reason more families are choosing a cremation service is cost.  A cremation service costs significantly less than a traditional burial.  There is no requirement for embalming, and a casket, burial vault and cemetery plot are not needed.  All of which reduce your overall cost for a funeral by at least half, if not two-thirds.

In addition to this, a cremation service offers greater flexibility as a service does not have to be held immediately, or remains can be transported back to a different state if necessary.

Can you still have a funeral service if you choose cremation?

Questions about cremationYes, a cremation funeral is just the same as a traditional funeral, only the deceased is cremated following the service instead of interred.

If you opt to have a cremation conducted immediately, you can have a service after the cremation with the cremation urn present.  This is known as a Cremation Memorial.

If you opt for a direct cremation, you can choose to arrange your own memorial service, after the cremated remains are returned to the family.  A direct cremation service is a cremation without a ceremony.  The funeral services provider simply conducts everything to take care of the cremation disposition, and then returns your loved one’s ashes directly to you.

What does a cremation cost?

This is the ‘million-dollar’ question, and what many people are using the Internet to establish right now.  The first thing to say is that the cost for a cremation will vary.  It will vary by cremation provider, by what type of cremation service option you select, and prices even vary by area.

To give you an idea of cremation costs, I can tell you that the average cost for a cremation memorial in Metairie is $5,546*, and the average cost for a direct cremation is $2,728*.

Cremation costs in Metairie, LAThe chart below gives some examples of direct cremation costs from a selection of funeral homes in Metairie.

Funeral Home or Cremation Services Provider Direct cremation Price
DFS Memorials LLC $1,550
Tharp-Sontheimer Funeral Home $2,595
Leitz-Eagan Funeral Home $2,745
Garden of Memories Funeral Home & Crematory $2,845

 

What legally do you need to know about cremation?

For a cremation to be legally conducted it must be authorized by the immediate next of kin.  The funeral director will ask the next of kin to sign a Cremation Authorization Form.

There is generally a 24-72 hour wait period after the death occurred before the cremation can go Cremation Lawsahead, although this is mandated differently in different states.  The funeral director will need to obtain permission to cremate from the Jefferson Parish coroner, and obtain a cremation permit.

Once the wait period has expired, the cremation authorization form is correctly signed and notarized by the next of kin, and the coroner has issued the cremation permit, the cremation can be scheduled.

It will usually take 7-10 days to arrange a cremation, and the deceased will be sheltered in the funeral home in refrigerated storage.  If there are delays completing all the legal paperwork, it can take a little longer.  If the immediate next of kin are siblings (and there is more than one sibling), then all siblings need to sign the authorization form for a cremation to proceed.  This tends to be one of the main reasons that a cremation gets delayed, as there is disagreement between siblings on authorizing the cremation.

What can you do with the cremated remains?

There is a whole realm of options for how to memorialize with cremated remains.  You can, of course, inter the remains in a cemetery plot or cremation niche…. similar to a burial interment. Other options include: keeping the cremation urn at home, performing an ash-scattering or having a cremation tribute made from some of the remains.

A benefit of cremation, is that you do not need to make an immediate decision about the final disposition.  Sometimes it can be easier to hold onto the urn for a while whilst you have time to reflect and consider what is the most befitting disposition.

Is there any financial help for families who cannot afford a funeral?

Sadly, there is little financial support for those families who find themselves in the unfortunate position of losing a loved one and having no funds for a funeral.  What may be available varies so much by area.  You would need to consult with Jefferson Parish Social Services department.  Therefore, a direct cremation can offer a simple and affordable solution to handling the unexpected disposition of a family member if finances are an issue.

A dignified direct cremation can be conducted for $1,550 and then the family can arrange to hold their own memorial service.

There is the $255 lump-sum Social Services death benefit payment, if the deceased qualified, which can help towards the cremation cost.

For more information on cremation and what to do with cremated remains, check out the sections in our blog.

*Prices from Parting Funeral Survey 2018

How to arrange direct Cremation Services in Peoria, AZ – $639

Direct Cremation in Peoria, AZCremation is now fast becoming a disposition choice for many families in Arizona.  Here we answer some questions about cremation services and cremation costs in Peoria.

If you have the immediate need for a low-cost direct cremation service, please call your local DFS Memorials provider on (602) 638-1151 and he can assist you with making arrangements.

What is the average cost of a funeral in Peoria?

These days we are discerning consumers, very mindful of costs, and people now feel the same way about purchasing funeral services.  Why should we not ask how much it costs?  The average cost of a traditional funeral in Athens is $5,517*.

So how do cremation costs compare in Peoria?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.

No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

The average price for a cremation funeral service in Peoria is $2,657*.

Direct cremation services in Peoria, AZ

Direct cremation is the industry term for a ‘simple cremation’.  Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home.  The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower cost funeral services and more control over the time and type of memorial ceremonial services they desire.  A memorial service can be held in a place of worship, a community venue or even outdoors.  The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Peoria for $639, although the average price for a direct cremation is $1,440. To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $639.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $639

Call now on (602) 638-1151 now to arrange a low-cost cremation

Are there are additional fees to the $639 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county.  At present there is no charge for this.  Death certificates are an additional cost, as these are issued by the county, and are a third-party expense.  Death certificates cost $20 for the first certificate and $20 for each additional copy issued.

How do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation.  Strict laws govern the cremation of human remains and identity checks must be made all along the way.  The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you.  Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it.  A Cremation Authorization Formmust be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with the cremated remains?

The options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular.  You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home.  Keepsake urns even enable you to disperse the ashes between several family members, or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service.  This is generally funded through an insurance product that will cover this cost when the need arises.  All monies are secured in a trust fund.

How quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork and schedule the cremation.  However, expedited services can be arranged if required.  In Arizona there is a mandatory 24 hour wait period after death before a cremation can be conducted.

What do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs.   What is available is constantly changing due to budget constraints, and varies by county.  Some counties do have a provision to assist needy or low-income families.  Contact Maricopa county DFCS to find out what may be available to you locally.  Maricopa County DFCS, 234 N. Central Ave. 3rd Floor, Phoenix, AZ 85004 Phone: (602) 506-5911

There is also a $255 lump sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this.  So you may find that a low-cost cremation at $639 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (602) 638-1151 and we will be happy to try and help you.

*funeral prices obtained from online funeral price survey website May 2018

Arranging an affordable cremation service in Chicago, IL – Just $995

Simple cremation Chicago ILDo you need to know how to arrange a dignified funeral at an affordable cost? We have put together this guide to help you understand how you can save thousands arranging a funeral.  In fact, you can arrange a simple, basic cremation for just $995!

The average cost of a traditional funeral in Chicago is $6,964*, and this does not include cemetery costs, so it is understandable that many families today are looking to more affordable alternatives.  Cremation is now becoming the preferred, more affordable option to conduct a dignified, yet simple funeral service at a fraction of the full cost of a traditional funeral.

Why choose cremation services?

Cremation offers an inexpensive and flexible alternative to a burial service. Choosing cremation services can save you 40% to 60% (or sometimes more) on the cost of traditional burial services. This is because a casket is not required, or embalming (unless required) and there is no immediate need for a cemetery plot or burial vault.  Eliminating these just these few products and services saves thousands of dollars alone.

A cremation can offer a more flexible alternative that can accommodate families who have moved from their home state, or when a funeral cannot be held straight away. Cremation also offers a greater range of personalization options with a whole array of ash-scattering ceremony possibilities, and various cremation artifact products.

Cremation optionsWhat different cremation alternatives do I have?

There are 3 main types of cremation service options:

Cremation Funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service.

Cremation Memorial – where the cremation is conducted before a memorial service is held.  This can be with, or without, the cremated remains present and can often take the form of an ash-scattering ceremony.

Direct Cremation – this is where the deceased is cremated with no services, and the remains given back to the family.  There are some variances around these 3 main options, such as a private viewing before cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Chicago?

The cost of a cremation can vary considerably.  This will depend upon the type of cremation service you opt for and the cremation services provider you select.  The average cost of a cremation memorial service is $3,948*, depending upon the length of service held and what kind of casket you purchase or rent.  The average cost of a direct cremation is $1,949*, although a direct cremation package can be conducted for just $995 with DFS Memorials.

Direct cremation services in Chicago, IL

If you are working to a budget for your funeral expenses, you may wish to consider a direct cremation.  A direct cremation is the cheapest cremation option.  The funeral services provider does everything to take care of the immediate disposition of the deceased but no viewing or services are held.  The deceased is cremated in a simple cremation container and then the cremated remains are made available for the family or collect (or if requested delivered/mailed).  A direct cremation can be arranged online or by phone without any need for you to visit a funeral home.  For your best price on a direct cremation contact your DFS Memorials provider in Chicago on (773) 901-1564 who offers a complete direct cremation package for just $995.

How do I choose a cremation services provider?

This can sometimes be a daunting task when there are several funeral homes to choose between.  It may help to set yourself some clear criteria to help you select the provider that best suits your needs.  Which funeral services provider you select can be influenced by what facilities and services they offer, or what budget you have.

As we have highlighted, costs can vary quite significantly between funeral homes for the exact same service.  For this reason we would recommend you compare some costs before making a decision.

Comparing cremation costs in Chicago, IL

All funeral homes have a general price list (GPL) and this should itemize all services and charges.  Legally a funeral home must provide you with a copy of their GPL if you request cremation price information, either in person or by phone.

According to funeral price research surveys in Chicago, the average cost of a direct cremation is $1,949, although a direct cremation can be arranged for less than this with some cremation providers.  DFS Memorials offer a direct cremation service for $995.

When comparing costs and services check what IS included, especially with a budget direct cremation package.  Is a copy of the death certificate included?  Is the cremation permit an additional cash advance item or included?  What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after 48-hours?  Death certificates cost $19.00 for the first certificate and $4 for each additional death certificate required.  You should also note that the county coroner may charge a fee if they are required to sign the death certificate.

What legally do I need to know about arranging a cremation in Chicago?

There are a few legal requirements that you need to be aware of if you are considering cremation. Firstly, the legal next-of-kin must all sign the ‘Cremation Authorization Form’ before a cremation can proceed.

In Illinois there is a mandatory 24-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate.  The deceased will be refrigerated during this period, and longer if required, however you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Death certificates and permits are considered ‘cash advance’ items and not generally included in a quoted cremation price.  The funeral director will generally obtain the death certificates on your behalf.

Can I preplan a cremation?

Yes you can prearrange a cremation.  Advance planning can help to ensure you get the most appropriate services provider for your needs, and can save surviving family the financial and emotional burden at the time of death.  There are various options open to you to plan ahead so consult with your preferred services provider.  A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family do not have the burden about worrying about funeral costs.

What can we do with the cremated remains?

As I mentioned earlier there is a versatility on what you can do with cremated remains.  You can inter a cremation urn in a cemetery plot or niche, keep an urn at home, scatter the remains or create a cremation artifact such as a cremation diamond, glass paperweight, bird bath or memorial reef ball to name but a few!

The deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs.  Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent.  Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county.  You would need to make inquiries with Cook County Human Services Department at 118 N. Clark Street Chicago, IL 60602 Phone: (312) 443-5500 to find out if any assistance is available to you.  In these cases often the most basic of funeral services will be supported, with limited control over what happens.  A low cost direct cremation from DFS Memorials can be arranged for $995.

What is “no-cost cremation”?

Some funeral homes now offer this option in Chicago.  This is referring to whole body donation whereby after the donation is complete the remains are cremated (free of charge) and then returned to the family or scattered.   Generally funeral homes can get a referral fee from the whole body donation organization, plus they sometimes charge a transportation fee.  So all-in-all they do still recoup their costs.  As we all know, there really is nothing that is truly free!

Cremation Chicago, ILHow do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at: Cook County Clerk 69 W. Washington, Suite 500 Chicago, IL 60602 

What happens if the deceased is taken to the Coroner’s Office?

If there were circumstances surrounding the death that led to the deceased being taken to the County Coroner’s office, you will need to employ the services of a funeral director as soon as possible to liaise with the Coroner to have the body released into their care.  Only a licensed funeral director can collect a body from the Coroner’s morgue.

Hopefully this short guide to arranging an affordable cremation service in Chicago has answered some of your questions, and helped you understand how to save costs on a cremation.  If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2018