What if I should die whilst traveling away from home? Funeral Planning with Travel Protection?

Did you know that 80% of Americans (over the age of 18) now travel 100 miles or more away from their home on trips that last one night or more?  We have now become a nation that travels.  Be this to relocate for education, employment, family or just to enjoy the adventures of traveling.

We are all increasingly becoming more mobile in our global society, but the alarming aspect of this is that not many of us make suitable provision for the ‘what if’s’ or the risk of incidents that can occur whilst we are traveling.

Health and travel insurance cover may cover incidental medical expenses, but are you adequately covered should you die away from home and wish to have your remains repatriated?  The repatriation of mortal remains can be extremely costly.  Read more to find out how you can protect yourself, and provide peace of mind for your family, for a one-time payment of $450.

Taking out a Travel Protection Plan is the ideal way to ensure your funeral needs can be met, wherever you are, without the expensive cost of repatriation of remains.  The plan covers the repatriation of the deceased to a local funeral home, and funeral or cremation arrangements.

Do you travel away from your main residence?

If you are a frequent traveler, be it for business or as a retiree, and you regularly travel over 100 miles from your home, you should consider taking out an inexpensive Travel Protection Plan (TPP).

A travel protection assurance plan will give you peace of mind that should anything happen to you whilst you are away, your plan will cover the repatriation of your remains, or funeral services at the place of death.

Are you a retiree, or snowbird, who winters in another state or country?

Over 50% of international travel is carried out by seniors today.  Our baby boomer generation have always been adventurous and have carried this passion into their retirement by embracing the opportunity to travel overseas in their retirement.

Aside from the overseas travelers, many retirees are choosing to winter in the southern states and enjoy a warmer winter climate.  This means there are a greater number of seniors spending considerable time away from their primary residence.

Due to the nature of more affordable medical treatments in some neighboring countries, people are even traveling to obtain medical and surgical procedures not covered by their medical health insurance.

So, whether you travel for pleasure, business or medical reasons, it is well worth checking what coverage you have in the event that something should happen overseas.

An unexpected death can be very upsetting and overwhelming to deal with, but in the event, that it should happen whilst you are traveling and away from home and family, it can be even more daunting to try and make the necessary arrangements.

What is a Travel Protection Plan?

The Travel Protection Plan offered through DFS Memorials LLC is a travel assurance policy specifically aimed at covering death whilst traveling and the repatriation of mortal remains.  The policy offers either the repatriation of remains from the place of death to a local funeral home, or a cremation performed at the place of death and then the cremated remains returned to the family.

It is a simple and inexpensive ‘protection’ policy that covers something many of us do not really want to think about, or can find ourselves inadequately covered for.

How are you covered by a travel assurance plan?

The TPP is an assurance product. The policy is purchased with a one-time fee for the policy of $450.  The reason this coverage is inexpensive is that although many people will invest in this type of assurance policy, a very small number ever find themselves needing to use it, so it can be offered at a very reasonable cost. Once you take out a policy, you have a unique policy number and a credit-card sized membership card is issued with contact information.

You should carry this plastic membership with you when you travel, as it has your policy number and the contact information to enact your policy.  It is also advisable to ensure your legal next of kin as aware of your TPP and have a copy of the details.

What is covered by a travel assurance plan?

The travel assurance plan covers the policy holder in the event of death occurring whilst traveling.  The death must occur 100+ miles away from the policy-holder’s legal residence in the U.S. or Canada.  It provides an affordable ‘peace of mind’ for the policy holder, and family, that in the event an unexpected death may occur whilst the policy holder in not residing in their main residence, all costs associated with repatriation of the remains and/or cremation, will be taken care of.  For one low lifetime fee of $450, this policy covers against potential repatriation of remains costs that can reach $10,000-$20,000.

How would I benefit from purchasing a Travel Protection Plan?

As mentioned above, if you travel frequently, or spend some considerable time away from your main residence, you will benefit from the ‘peace of mind’ this policy will give you and your family.

Repatriation of mortal remains is much more expensive than people realize.  Returning mortal remains domestically can cost upwards of $3,600 and international repatriation of remains can cost as much as $20,000.  This simple Travel Protection Plan at the low cost of $450 could save your family thousands on the cost of returning remains home.

Even, if at the time of death family opt for a cremation at the place of death, this can still amount to a few thousand dollars.

You also have the support of a team of dedicated staff familiar with the complicated legal aspects of transporting mortal remains, and/or planning arrangements with funeral homes in another state or country.

Many travel insurance or medical insurance plans will provide coverage for repatriation for medivac in the event of a medical emergency overseas, but repatriation coverage for mortal remains is often an ‘add on’ aspect at an additional cost.

How much can I save by ensuring I have a Travel Protection Plan?

You can save thousands of dollars.  For a one-time payment of $450 you give your family protection for your lifetime in the event something unforeseen or tragic should happen whilst you are traveling or spending time away from your home.  Couples plan are available for a fee of $875.

How do I purchase the Travel Protection Plan?

Simply fill out the form below with your personal details and submit it to us.  Any age can apply for a TPP.

We will send you an electronic version of the policy document for you to sign and a link to make payment.  Once you submit your signed form and one-time payment, your policy will be issued.  There are NO further payments at all.

Your policy will be issued and a membership card and paperwork mailed to your US legal residence.

Arranging an affordable cremation service in Des Plaines

Direct Cremation in Des PlainesAre you interested in affordable cremation options?  Do you want to save thousands on funeral costs?  This article aims to explain funeral and cremation costs, and how to save money on death care expenses.

The average cost of a traditional funeral in Des Plaines is $8,520*, (and this does not include cemetery costs), so it is understandable that many families today are looking to more affordable alternatives.  Cremation is now becoming the preferred, more affordable option to conduct a dignified, yet simple funeral service at a fraction of the full cost of a traditional funeral.

Why choose a cremation service?

Cremation offers a less expensive and more flexible alternative to a burial service. And by choosing a cremation service you can save between 40% to 60% (or sometimes more) on the cost of traditional burial services. This is because a casket is not required, or embalming (unless required) and there is no immediate need for a cemetery plot or burial vault.  Eliminating these just these few products and services saves thousands of dollars alone.

Cremation can offer a more flexible death care option that can accommodate families who have moved from their home state, or when a funeral cannot be held straight away. Cremation also offers a greater range of personalization options with a whole array of ash-scattering ceremony possibilities, and various cremation artifact products.

What kind of cremation alternatives do I have?

There are 3 main types of cremation service options.  A cremation funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service.  A cremation memorial – where the cremation is conducted before a memorial service is held.  This can be with, or without, the cremated remains present and can often take the form of an ash-scattering ceremony.  Or there is a direct cremation – this is where the deceased is cremated with no services, and the remains given back to the family.  There are some variances around these 3 main options, such as a private viewing before cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Des Plaines?

The cost of a cremation can vary considerably.  This will depend upon the type of cremation service you opt for and the cremation services provider you select.  The average cost of a cremation memorial service is $5,098*, depending upon the length of service held and what kind of casket you purchase or rent.  The average cost of a direct cremation is $3,285*, although a direct cremation package can be conducted for just $995 with DFS Memorials.

Direct cremation services in Des Plaines, IL

If you are working to a budget for your funeral expenses, you may wish to consider a direct cremation.  A direct cremation is the cheapest cremation option.  The funeral services provider does everything to take care of the immediate disposition of the deceased but no viewing or services are held.  The deceased is cremated in a simple cremation container and then the cremated remains are made available for the family or collect (or if requested delivered/mailed).  A direct cremation can be arranged online or by phone without any need for you to visit a funeral home.  For your best price on a direct cremation contact your DFS Memorials provider in Des Plaines on (773) 901-1564 who offers a complete direct cremation package for just $995.

How do I choose a cremation services provider?

It can be an overwhelming task when there are several funeral homes to choose between.  It may help to set yourself some clear criteria to help you select the provider that best suits your needs.  Which funeral services provider you select can be influenced by what facilities and services they offer, or what budget you have.

As we have highlighted, costs can vary quite significantly between funeral homes for the exact same service.  For this reason we would recommend you compare some costs before making a decision.

Cremation Service Des Plaines ILComparing cremation costs in Des Plaines, IL

All funeral homes have a general price list (GPL) and this should itemize all services and charges.  Legally a funeral home must provide you with a copy of their GPL if you request cremation price information, either in person or by phone.

According to funeral price research surveys in Des Plaines, the average cost of a direct cremation is $3,285, although a direct cremation can be arranged for less than this with some cremation providers.  DFS Memorials offer a direct cremation service for $995.

When comparing costs and services check what IS included, especially with a budget direct cremation package.  Is a copy of the death certificate included?  Is the cremation permit an additional cash advance item or included?  What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after 48-hours?  Death certificates cost $19.00 for the first certificate and $4 for each additional death certificate required.  You should also note that the county coroner may charge a fee if they are required to sign the death certificate.

What legally do I need to know about arranging a cremation in Des Plaines?

There are a few legal requirements that you need to be aware of if you are considering cremation. Firstly, the legal next-of-kin must all sign the ‘Cremation Authorization Form’ before a cremation can proceed.

In Illinois there is a mandatory 24-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate.  The deceased will be refrigerated during this period, and longer if required, however you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Death certificates and permits are considered ‘cash advance’ items and not generally included in a quoted cremation price.  The funeral director will generally obtain the death certificates on your behalf.

Can I preplan a cremation?

Yes you can prearrange a cremation.  Advance planning can help to ensure you get the most appropriate services provider for your needs, and can save surviving family the financial and emotional burden at the time of death.  There are various options open to you to plan ahead so consult with your preferred services provider.  A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family do not have the burden about worrying about funeral costs.

What can we do with the cremated remains?

Cremation offers more versatility on what you can do with cremated remains.  You can inter a cremation urn in a cemetery plot or niche, keep an urn at home, scatter the remains or create a cremation artifact such as a cremation diamond, glass paperweight, bird bath or memorial reef ball to name but a few!

The deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs.  Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent.  Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county.  You would need to make inquiries with Cook County Human Services Department at 118 N. Clark Street Chicago, IL 60602 to find out if any assistance is available to you.  In these cases often the most basic of funeral services will be supported, with limited control over what happens.  A low cost direct cremation from DFS Memorials can be arranged for $995.

Cremation planWhat is “no-cost cremation”?

Some funeral homes now offer this option in Des Plaines.  This is referring to whole body donation whereby after the donation is complete the remains are cremated (free of charge) and then returned to the family or scattered.   Generally funeral homes can get a referral fee from the whole body donation organization, plus they sometimes charge a transportation fee.  So all-in-all they do still recoup their costs.  As we all know, there really is nothing that is truly free!

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at: 69 W Washington St, Chicago, IL 60602 Phone: (312) 603-7790

What happens if the deceased is taken to the Coroner’s Office?

If there were circumstances surrounding the death that led to the deceased being taken to the County Coroner’s office, you will need to employ the services of a funeral director as soon as possible to liaise with the Coroner to have the body released into their care.  Only a licensed funeral director can collect a body from the Coroner’s morgue.

Cook County Coroner, 2121 W Harrison St, Chicago, IL 60612, USA

Hopefully this short guide to arranging an affordable cremation service in Des Plaines has answered some of your questions, and helped you understand how to save costs on a cremation.  If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2018

 

How to arrange an affordable cremation service in Joliet, IL

Direct Cremation in Joliet, ILFunerals need not be as expensive as many of us have been led to believe.  The National Funeral Directors Association (NFDA) surveyed the average cost of a cremation funeral at $6,260 in 2017, and this is without any cemetery fees included.

For many families today spending close to $7,000 on funeral expenses is not always affordable.  Therefore, if you need to arrange a more affordable cremation service in Joliet, this guide should help you understand how to save on your funeral expenses.

How much should you expect to pay for a cremation funeral service in Joliet?

Funerals prices can vary quite significantly.  It will depend upon the type of funeral service you select and the funeral service provider chosen.  If you do research with local funeral homes you will discover that the price for a funeral package will vary from different providers, even for the exact same services!  Although the NFDA can quote the average cost of a cremation funeral at $6,260, it is possible to arrange a funeral for considerably less than this.

How much does a basic cremation cost in Joliet?

The average direct cremation service price in Joliet is $1,996*, but a direct cremation package price of $995 is offered by DFS Memorials.

How do I select a funeral services provider?

If you have no prior experience with a funeral services provider this can seem an overwhelming task. Consult with friends and associates and seek recommendations.  If you are using the Internet to research funeral services and prices in Joliet, be sure to check the ownership of who you are dealing with.  Some funeral companies have set up online budget cremation businesses, and some corporate groups also trade as low-cost cremation companies.  If you are in doubt, ask if they are independently-owned.  DFS Memorials only work with a reputable, licensed and independently-owned funeral home.

How can I save money when arranging a funeral or cremation?

These days many of us are concerned about having the necessary funds to conduct funeral services for a loved one if no provision was made.  Let’s face it…not many folks can just produce thousands of dollars at the drop of a hat!  There are ways that you can ensure you keep your funeral expenses to a minimum.

Generally a cremation will work out less expensive than a burial, namely as no immediate cemetery fees are required for a cremation.  However, a dignified burial can be achieved at a very affordable cost.

Opting for cremation means that there is no need for a casket, burial vault or cemetery plot.  And eliminating these costs alone can save you several thousand dollars.

Comparing cremation prices in Joliet

Cremation prices do vary between cremation service providers, so it is important to compare costs from at least a few funeral homes.  Do ensure that you are comparing like-for-like in terms of the service package offered.  Some cremation providers may package together different services.  All funeral homes are required to provide you with a copy of their general price list (GPL) upon request to disclose their full pricing structure.

What is ‘direct cremation’?

A direct cremation is where the deceased is cremated but no services or ceremony is held. Minimal services are offered by the funeral director to collect the deceased, prepare the body for cremation, and process all the required paperwork.  The deceased is cremated in a simple cremation container and the remains are made available for the family to collect or have delivered to them.  No funeral home visit is required for a direct cremation service.  In many cases the funeral director will visit you at home to sign the paperwork and consult with you about arrangements.

Direct cremation is becoming very popular as a way in which the funeral home can assist in the immediate disposition of the deceased for an affordable fee, but leaves the family with the opportunity to conduct their own memorial ceremony once they have the cremated remains back.

How do I know I am getting the remains of my loved one back?

This is a question that concerns some families considering cremation.  You should be assured to know that strict legislation governs the cremation of human remains.  Only one body can be cremated at a time, and ID checks are in place through every step of the process.  It can help to visit a crematory to put your mind at rest.  Most reputable crematories are happy to arrange for you to view their facilities and explain their processes.

What can I do with the cremated remains?

You can inter cremated remains into a grave plot or niche at a cemetery, keep a cremation urn at home, or scatter the remains in a place of your choosing. Today there are many options for how we can memorialize a lost loved one and there are now a range of cremation artifacts that can be created to help us immortalize the memory of a loved one, from bird baths made with concrete infused with cremation ashes to memorial diamonds!  Other folks are choosing to scatter ashes in a memorable place for a loved one’s last resting place.  Read this section on Ash Scattering for more ideas.

Only a licensed funeral director can collect a body from the Medical Examiner or Coroner’s Office

If the deceased is at the Medical Examiner’s office, you need to appoint a funeral director to arrange the release of the body into their care. Only a licensed funeral director can collect a body from the county morgue.

What if the deceased had no life insurance?

More often these days family members are passing and we find out that they had no life insurance or funeral plan.  This can mean surviving family are burdened with a funeral bill that they cannot afford to pay.  There is very little financial support to assist families in this situation, and it varies significantly by state and county.  We would suggest you contact Will County Assistance Program on (815) 774-7489.

There is also a $255 lump-sum social security death benefit payment for those that qualify.  Your funeral director will assist you in claiming this.

We hope this short guide has answered some of your questions about how to save on funeral costs and will help you arrange a simple cremation at an affordable price. If you have any further questions about arranging a cremation in Joliet, please call your DFS Memorials provider on (815) 216-4601

* Funeral prices obtained from Parting website September 2018

How to arrange direct Cremation Services in Arlington Heights, IL – $995

Direct Cremation in Arlington HeightsCremation is now fast becoming a disposition choice for many families in Illinois.   If you do not want to overspend on a funeral, or simply do not have the funds for a costly funeral, cremation is a lower-cost alternative.

A simple direct cremation service can be arranged at-need for just $995 complete (including an engraved wooden urn).

What is the average cost of a funeral in Arlington Heights?

In today’s online consumer culture, we are discerning purchasers.  We shop around for ‘best’ prices, mindful of costs, so why should people not feel the same way about purchasing funeral services?  Why should we not ask how much it costs?  The average cost of a traditional funeral in Arlington Heights is $8,615*

So how do cremation costs compare in Arlington Heights?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.

No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

The average price for a cremation funeral service in Arlington Heights is $5,340*.

Direct cremation services in Arlington Heights, IL

Direct cremation is the industry term for a ‘simple cremation’.  Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home.  The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower cost funeral services and more control over the time and type of memorial ceremonial services they desire.  A memorial service can be held in a place of worship, a community venue or even outdoors.  The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Arlington Heights for $995, although the average price for a direct cremation is $3,025*.   To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $995.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $995.

Call now on (773) 901-1564 now to arrange a low-cost cremation

Cremation Service Arlington HeightsAre there are additional fees to the $995 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county.   Death certificates are an additional cost, as these are issued by the county, and are a third-party expense.  Death certificates cost $19 for the first certificate and $4 for each additional copy issued. 2 copies of the death certificate are included with the $995 direct cremation package.

How do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation.  Strict laws govern the cremation of human remains and identity checks must be made all along the way.  The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you.  Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it.  A Cremation Authorization Form must be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with the cremated remains?

The options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular.  You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home.  Keepsake urns even enable you to disperse the ashes between several family members, or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service.  This is generally funded through an insurance product that will cover this cost when the need arises.  All monies are secured in a trust fund.

How quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork and schedule the cremation.  However, expedited services can be arranged if required.  In Illinois there is a mandatory 24 hour wait period after death before a cremation can be conducted.

low cost cremationWhat do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs.   What is available is constantly changing due to budget constraints, and varies by county.  Some counties do have a provision to assist needy or low-income families.  Contact Cook county DFCS to find out what may be available to you locally.  Phone: (312) 443-5500.

There is also a $255 lump sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this.  So you may find that a low-cost cremation at $995 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

Selecting Affordable Cremation Services in Cicero, IL

Direct Cremation in CiceroDirect cremation is becoming the popular and affordable cremation service choice for more families today.  If you are seeking a simple cremation at a low cost, with no ceremony, then a direct cremation may be the alternative you seek.

A direct cremation service package is available at-need in Cicero for $995 complete, making funeral expenses more affordable.

How funeral choices are changing, and cremation becoming a ‘preferred’ option

Deciding whether to bury or cremate is a personal choice.  For some families the decision is dictated by the budget they have for a funeral and a cremation service will cost less than a traditional burial funeral.  On average a cremation service is going to save you at least 40% on  the cost of a burial, sometimes you can save as much as 60% on the cost of a burial service.  More families are choosing cremation as it does offer a greater flexibility. The funeral service does not have to go ahead immediately.  Instead a cremation can be performed and the immediate disposition of the body dealt with and then a service held at a later date convenient to the family.

The economy has definitely impacted on how we are changing our approach to death care today.  Many families simply cannot, or do not, want to spend unnecessarily on funeral costs. A cremation provides a simple, efficient and economical means to conduct a disposition.

How much does a funeral cost in Cicero?

This is not a simple question to answer as funeral costs can range significantly depending on the type of services and products selected, and the funeral services provider used.  The NFDA reported that the average cost of a burial funeral in 2017 was $8,755, and this is without any cemetery fees.

How much does a cremation cost in Cicero?

Firstly, a cremation WILL save you on funeral costs.  There is no requirement for a casket, cemetery plot or burial vault, which alone saves thousands of dollars.  Generally embalming is not required when a cremation is performed, so all-in-all you can save on many funeral expenses, meaning that a cremation will cost at least half, if not less, than the full cost of a burial funeral.  Typically, the average cremation funeral will cost around $3,300.

It is important to state that cremation prices in Cicero DO vary quite considerably between funeral homes, and depending what type of cremation service you opt for.  Not all funeral homes have their own crematory but will use the services of a local crematory.

Cremation costs in CiceroHow much is a direct cremation in Cicero, IL?

A basic cremation can be conducted in Cicero for as little as $995 complete.  This is what is known as a direct cremation”.  No services are performed, the deceased is collected, transported to the funeral facility, prepared for cremation and the cremation is conducted.  The cremated remains are returned to the family in a temporary plastic urn.  If desired the family can arrange a brief final goodbye viewing at the funeral home.

Call DFS Memorials now on (773) 901-1564 to arrange a low cost cremation for $995

What type of cremation services are available?

You can select from a range of cremation services and packages.  These will start with a basic cremation without any additional services, which is the cheapest type of cremation package.  You can have a full service funeral that is followed by the cremation, a cremation followed by a memorial service, or just a viewing followed by a cremation.  Cremation does offer versatility in what options you have, and when and where any services can be held.

How to compare cremation costs in Cicero, IL

As mentioned the cost of a cremation can vary enormously – for the exact same service – but from different cremation service providers.   Ensure that you compare like-for-like services.  Some cremation service providers include crematory fees and cremation container costs in a direct cremation package, and others do not always include these fees.  Death certificate fees and cremation permits are often additional ‘cash advance’ items.

How do I know that the cremated remains I get back are my loved one’s remains?

This is probably the most common cremation question we are asked.  Strict laws govern the cremation of human remains and identity checks have to be made along the way.  The cremation retort has to be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements etc) and then ground into the fine ‘dust’ that is returned as cremation ashes.

Understanding the legal requirements for cremation in Cicero

As mentioned above, there are laws in place regarding the cremation of human remains. A cremation cannot be performed until a cremation permit is issued by the medical examiner’s office.  The legal next of kin must sign a Cremation Authorization Form.  There is a mandatory wait period of 24 hours after death in Illinois before the cremation can proceed.

It is not necessary to embalm a body for cremation and refrigerated storage is used to preserve the body until the cremation is performed.  The funeral home will generally store the body for up to 5 days in refrigerated storage at no extra charge.  If the cremation does not go ahead within 5 days, an additional fee for storage may be incurred.

What can we do with the cremated remains?

Cremation offers some greater flexibility in what you can do with the cremated remains once you have them returned.  You can, of course, inter them in a grave plot or niche.  However, you can choose to store them in an urn at home or scatter the cremated remains.  There are also options such as having cremation artifacts made from cremated remains such as cremation diamonds, glass jewelry, bird baths and paintings.

Preplanning an affordable cremation service

If you wish to preplan a simple cremation you can lock in a low cost cremation price. This may depend upon your age at the time of setting up a prepaid cremation plan.  A cremation plan can be set up using an insurance policy where the funds are put into a trust.  You can also opt to preplan your cremation service without prepaying.  This ensures that your surviving family can proceed with arrangements at the time of need, without having to worry about completing the paperwork or making difficult decisions.  The money to pay for the cremation can be put aside in a POD account (Payable on Death) which your beneficiary can draw out upon death immediately without probate.

The deceased had no life insurance – is there any help with cremation costs?

It is sadly a reality that more folks are passing without leaving the means to pay for their funeral.  If you are faced with this situation, you need to explore what help may be available to you.  Social Security pay out a $255 lump sum death benefit (if you qualify) and your funeral director can assist you with this.

The support for indigent burials differs so much by state and county. Some counties do offer some financial assistance to low-income families, whereas in other counties only county indigent dispositions are conducted.  To find out what may be available you should contact Cook County Human Services Department at (312) 443-5500.

The deceased is at the Medical Examiner’s Office.  What do I do?

If the deceased was the victim of a crime, or there were unusual circumstances surrounding the death, the deceased’s body may be taken into the care of the coroner for an examination to determine the cause of death.  You will need to employ the services of a funeral director as soon as possible to coordinate the release of your loved one from the ME’s office.

A deceased person can only be released into the care of a licensed funeral director. Many funeral homes are familiar with the process to liaise with the ME to have the body released as quickly as possible.  You may also find that a simple, direct cremation can be arranged at a very low cost when the deceased is in the Coroner’s morgue as all the paperwork can be expedited quickly and the process to transfer the deceased to the funeral facility is simplified.

Address of county coroner’s office: Cook County Medical Examiner 2121 W Harrison St, Chicago, IL 60612

We hope this short guide has helped answer some of your immediate questions, and provided some help to understanding how you can arrange an affordable funeral or cremation service in Cicero, IL.  If you need to research more information on funeral-planning, please visit the Library section on US Funerals Online.

Save money using a rental casket for a cremation service

Renting an item or service, that we do not want to pay out the full expense for, is pretty standard these days.  We rent homes, cars, suits, tools and movies to name but a few.  So, why not rent a casket for a funeral instead of the huge cost of purchasing a casket?

Rental caskets are not a new phenomenon, they have been around for years.  Funeral homes offered them to families who could not afford (or did not want the expense) of purchasing an elaborate casket for a funeral.  A rental casket could be used for the purpose of the visitation and funeral, with the deceased later moved into a more basic casket for burial.

With the shift towards cremation, there has been a growing demand for a ceremonial casket that can be used for a ceremony prior to a cremation.  Funeral homes may have used a standard casket as a rental casket, which required de-sanitization after each rental, and the deceased physically being moved in and out of the casket.  Today, a funeral home can purchase a bespoke ceremonial rental casket to offer their families more flexibility in their casket and ceremony choices.

What is a ceremonial rental casket?

Rental casket for cremationA ceremonial rental casket appears from the outside very like a standard casket.  The difference is that the casket is structured so that an inner cremation container is held as an ‘insert’ within the casket.  This can be easily slid out after the visitation or ceremony for the deceased to be cremated.

This means the deceased remains within the simple cremation container always, so there is no unnecessary physical man-handling of the deceased.  It also enables the funeral home to offer a ‘sanitized’ rental casket, as the body is always held within an inner insert.

What costs can be saved in opting to use a rental casket for a cremation?

A funeral casket generally costs around $2,000, but some models can cost as much as $10,000.

A rental casket will cost between $750 to $1,500 to rent for a funeral ceremony.  So, choosing to rent a ceremonial rental casket is likely to save you at least $1,250 or more on your casket expenses.

What are the benefits of choosing a rental casket?

The main benefit is the saving on costs for a casket.  It can also be easier for the family to decide about holding a visitation or ceremony before the cremation, if they do not have to make a decision about purchasing a casket.

This year (2018) the NFDA report that the cremation rate will reach 53.5%.  Families are often choosing cremation because it saves on funeral costs. Funeral homes and families can benefit from the reduced cost of using rental caskets.  The family save on casket costs, and the funeral home can generate some revenue from renting a ceremonial casket, as opposed to losing a casket sale altogether.  Renting a casket is more sustainable.

How do you obtain a cremation rental casket?

Ceremonial rental caskets are sold by casket wholesalers to funeral homes.  You would need to find a funeral home that has rental caskets available.  As more families show interest in renting a casket for a cremation service, then more funeral homes will see the advantage in offering the choice of a rental casket.

Ceremonial casket with insert

Arranging an affordable direct cremation in Vancouver – $694

If you are in need of a simple and affordable direct cremations service, then DFS Memorials can assist you.  Simple cremation services from $694.  For families in Vancouver who do not want to overspend on a funeral, or simply cannot afford a costly funeral, a direct cremation is a low-cost alternative.

Simple cremation Vancouver WAWhat is the average cost of a funeral in Vancouver?

These days we are discerning consumers, very mindful of costs, and people are now realizing they can price-shop for funeral services.  Why should we not ask how much it costs?  The Internet offers a great tool to research funeral costs from the comfort of your own home.

Unfortunately, not all funeral homes have websites, or put their prices online, so we have put this guide together to outline average funeral and cremation costs in Vancouver for you.

The average cost of a traditional funeral in Vancouver is $5,307*.

So how do cremation costs compare in Rockford?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.

No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

The average price for a cremation funeral service in Vancouver is $2,434*.

But the most economical and ‘no-fuss’ option is a direct cremation.

Direct cremation services in Vancouver, WA

Direct cremation is the industry term for a ‘simple cremation’.  Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home.  The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower cost funeral services and more control over the time and type of memorial ceremonial services they desire.  A memorial service can be held in a place of worship, a community venue or even outdoors.  The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Vancouver for $694, although the average price for a direct cremation is $1,137*.   To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $694.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $694.

Call now on (360) 218-7771 now to arrange a low-cost cremation

Cremation Service Vancouver WAAre there are additional fees to the $694 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county.  Death certificates are an additional cost, as these are issued by the county, and are a third-party expense.  Death certificates cost $20.00 each.  Further copies can be ordered from Clark county Community Health at: 1601 E 4th Plain Blvd, Building 17, 4th Floor, Vancouver, WA 98661  (360) 397-8092

Cremation planningHow do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation.  Strict laws govern the cremation of human remains and identity checks must be made all along the way.  The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation, or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you.  Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it.  A Cremation Authorization Form must be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with the cremated remains?

Cremation UrnsThe options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular.  You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home.  Keepsake urns even enable you to disperse the ashes between several family members, or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service.  This is generally funded through an insurance product that will cover this cost when the need arises.  All monies are secured in a trust fund.

How quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork and schedule the cremation.  However, expedited services can be arranged if required.  There is generally a mandatory wait period after the death before a cremation can proceed – 24-48 hours.

What do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs.   What is available is constantly changing due to budget constraints, and varies by county.  Some counties do have a provision to assist needy or low-income families.  You would need to make inquiries with Clark county Community Services to find out if there is any assistance available.

There is also a $255 lump sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this. So you may find that a low-cost cremation at $694 with DFS Memorials is a dignified yet, affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (360) 218-7771 and we will be happy to try and help you.

*funeral prices obtained from online funeral price survey website October 2018

How to arrange a direct cremation service in Peoria, AZ for $639

Direct Cremation in Peoria AZThe shift to cremation is sweeping across the nation as families demand more affordable death care alternatives.  The lower cost of cremation can make funeral costs significantly lower.

Cremation is now fast becoming a disposition choice for many families in Arizona.  For those families who do not want to overspend on a funeral, or simply do not have the funds for a costly funeral, cremation is a low-cost alternative.

What is the average cost of a funeral in Peoria?

These days we are discerning consumers, very mindful of costs, and people now feel the same way about purchasing funeral services.  Why should we not ask how much it costs?  The average cost of a traditional funeral in Athens is $5,517*

So how do cremation costs compare in Peoria?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.  No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

However, the price for a direct cremation will vary.  Prices differ between different cremation service providers in Peoria, so it is important to be aware of this, and consider doing some price-shopping.

The average price for a cremation funeral service in Peoria is $2,657*.

Direct cremation services in Peoria, AZ

Direct cremation is the industry term for a ‘simple cremation’.  Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home.  The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower cost funeral services and more control over the time and type of memorial ceremonial services they desire.  A memorial service can be held in a place of worship, a community venue or even outdoors.  The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Peoria for $639, although the average price for a direct cremation is $1,440*. To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $639.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $639.

Call now on (602) 638-1151 now to arrange a low-cost cremation

Green Burial ContainerAre there are additional fees to the $639 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county.  At present there is no charge for this.  Death certificates are an additional cost, as these are issued by the county, and are a third-party expense.  Death certificates cost $20 for the first certificate and $20 for each additional copy issued.

How do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation.  Strict laws govern the cremation of human remains and identity checks must be made all along the way.  The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you.  Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it.  A Cremation Authorization Form must be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with the cremated remains?

The options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular.  You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home.  Keepsake urns even enable you to disperse the ashes between several family members, or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service.  This is generally funded through an insurance product that will cover this cost when the need arises.  All monies are secured in a trust fund.

How quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork and schedule the cremation.  However, expedited services can be arranged if required.  In Arizona there is a mandatory 24 hour wait period after death before a cremation can be conducted.

Cremation Memorial ServiceWhat do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs.   What is available is constantly changing due to budget constraints, and varies by county.  Some counties do have a provision to assist needy or low-income families.  Contact Maricopa county DFCS to find out what may be available to you locally. Phone: (602) 506-5911

There is also a $255 lump sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this.  So you may find that a low-cost cremation at $639 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (602) 638-1151 and we will be happy to try and help you.

*funeral prices obtained from online funeral price survey website September 2018

Affordable direct cremation service in Long Island, NY

Simple cremation service Long Island NYDirect cremation offers families a simple and affordable alternative to the costs associated with a traditional funeral.  This guide should help you understand what options you have for a cremation service in Nassau county, how choosing cremation can save you on funeral costs, and answer some other questions about cremation.

If you have the immediate need of a low-cost cremation service, call your local DFS Memorials provider on (516) 406-8141.  Direct cremation service packages start at $895.

Why choose a cremation service?

The key reason more families are choosing a cremation service is cost.  A cremation service costs significantly less than a traditional burial.  There is no requirement for embalming, and a casket, burial vault and cemetery plot are not needed.  All of which reduce your overall cost for a funeral by at least half, if not two-thirds.

In addition to this, a cremation service offers greater flexibility as a service does not have to be held immediately, or remains can be transported back to a different state if necessary.

Can you still have a funeral service if you choose cremation?

Yes, a cremation funeral is just the same as a traditional funeral, only the deceased is cremated following the service instead of interred.  If you opt to have a cremation conducted immediately, you can have a service after the cremation with the cremation urn present.  This is known as a Cremation Memorial.

If you opt for a direct cremation, you can choose to arrange your own memorial service, after the cremated remains are returned to the family.  A direct cremation service is a cremation without a ceremony.  The funeral services provider simply conducts everything to take care of the cremation disposition, and then returns your loved one’s ashes directly to you.

Questions about cremationWhat does a cremation cost?

This is not a simple question to answer.  The first thing to say is that the cost for a cremation will vary.  It will vary by cremation provider, by what type of cremation service option you select, and prices even vary by area. In NY state a funeral service provider is not allowed to operate a crematory, so the crematory fee is always considered a ‘third-party’ fee and will be added to your funeral home charge for a cremation.

To give you an idea of cremation costs, I can tell you that the average cost for a direct cremation in Nassau county will range from $895 to $2,800, depending on the funeral home you choose.

What legally do you need to know about cremation?

For a cremation to be legally conducted it must be authorized by the immediate next of kin.  The funeral director will ask the next of kin to sign a Cremation Authorization Form.  There is generally a 24-72 hour wait period after the death occurred before the cremation can go ahead, although this is mandated differently in different states.  The funeral director will need to obtain permission to cremate from the county coroner, and obtain a cremation permit.  Once the wait period has expired, the cremation authorization form is correctly signed and notarized by the next of kin, and the coroner has issued the cremation permit, the cremation can be scheduled.

It will usually take 7-10 days to arrange a cremation, and the deceased will be sheltered in the funeral home or crematory in refrigerated storage.  If there are delays completing all the legal paperwork, it can take a little longer.  If the immediate next of kin are siblings (and there is more than one sibling), then all siblings need to sign the authorization form for a cremation to proceed.  This tends to be one of the main reasons that a cremation gets delayed, as there is disagreement between siblings on authorizing the cremation.

What can you do with the cremated remains?

There is a whole realm of options for how to memorialize with cremated remains.  You can, of course, inter the remains in a cemetery plot or cremation niche…. similar to a burial interment. Other options include: keeping the cremation urn at home, performing an ash-scattering or having a cremation tribute made from some of the remains.  DFS Memorials offers an optional sea scattering with a direct cremation service for an additional $290.00.

A benefit of cremation, is that you do not need to make an immediate decision about the final disposition.  Sometimes it can be easier to hold onto the urn for a while whilst you have time to reflect and consider what is the most befitting disposition.

Is there any financial help for families who cannot afford a funeral?

Sadly, there is little financial support for those families who find themselves in the unfortunate position of losing a loved one and having no funds for a funeral.  What may be available varies so much by area.  You would need to consult with Nassau county Social Services department.  Therefore, a direct cremation can offer a simple and affordable solution to handling the unexpected disposition of a family member if finances are an issue.

A dignified direct cremation can be conducted for $1,135 (with all fees included), and then the family can arrange to hold their own memorial service.

There is the $255 lump-sum Social Services death benefit payment, if the deceased qualified, which can help towards the cremation cost.

If you need further assistance, check our our DFS Memorials Cremation Blog for more articles on cremation.  If you need to arrange a simple and affordable direct cremation, contact DFS Memorials on (516) 406-8141.

What does cremation cost in Palm Bay, FL – just $895

Cremation service Palm Bay FLFunerals do not need to be expensive affairs.  Cremation offers a simple, dignified and affordable alternative to a traditional burial.

If you need to arrange a funeral on a limited budget, then a direct cremation can offer a low-cost funeral option.

A direct cremation costs just $895 in Palm Bay.  This is a cremation service without any ceremony offered by the funeral service provider.  However, the family can choose to hold a memorial service after the cremated remains are returned.

What is the average cost of a funeral in Palm Bay?

These days we are discerning consumers, very mindful of costs, and people are now realizing they can price-shop for funeral services.  Why should we not ask how much it costs?  The Internet offers a great tool to research funeral costs from the comfort of your own home.  Unfortunately, not all funeral homes have websites, or put their prices online, so we have put this guide together to outline average funeral and cremation costs in Palm Bay for you.

The average cost of a traditional funeral in Palm Bay is $5,862*

So how do cremation costs compare in Palm Bay?

Cremation offers a cheaper and more flexible alternative to a traditional burial, and can therefore significantly reduce funeral costs.

No casket, cemetery plot or burial vault is required, immediately reducing some of the most expensive purchases related to funeral expenses.

The average price for a cremation funeral service in Palm Bay is $2,715*.

Direct cremation services in Palm Bay, FL

Direct cremation is the industry term for a ‘simple cremation’.  Only the cremation service is provided by the funeral home. No ceremony or funeral services are provided by the funeral home.  The deceased is collected, cremated and the remains returned to the family in a basic urn.

Direct cremation offers families lower cost funeral services and more control over the time and type of memorial ceremonial services they desire.  A memorial service can be held in a place of worship, a community venue or even outdoors.  The service can be conducted with, or without, the cremation urn present, and can even take the form of an ash-scattering ceremony or interment in a cremation niche or scattering garden.

A basic direct cremation is available in Palm Bay for $895, although the average price for a direct cremation is $1,790.   To help families arrange affordable cremation services we have selected only family-owned cremation services providers who can offer a basic cremation package for just $895.

Direct cremation means a family can manage to conduct dignified funeral services for as little as $895.

Call now on (321) 215-4844 now to arrange a low-cost cremation

Direct cremation Palm BayAre there are additional fees to the $895 cremation package?

In order for a cremation to be conducted a ‘disposition permit’ must be issued by the county.  At present there is no charge for this.  Death certificates are an additional cost, as these are issued by the county, and are a third-party expense.  Death certificates cost $5 for the first certificate and $4 for each additional copy issued.

How do I know that I am getting the remains of my loved one back?

This is one of the most frequent questions families ask about cremation.  Strict laws govern the cremation of human remains and identity checks must be made all along the way.  The cremation retort must be completely cleared following a cremation and only one cremation can be performed at a time.  The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements) and then ground into the fine ‘dust’ that is returned as cremation ashes.

What if I am not sure about cremation or the family cannot agree about cremation?

Cremation is such a final disposition, you do need to ensure that you are completely sure that this IS the ‘right’ disposition choice for you.  Certain laws are in place to ensure this final disposition can only proceed if the legal next of kin has authorized it.  A Cremation Authorization Form must be signed by the legal next of kin, and in the case of children, many funeral directors will require all children sign.

You can authorize an agent for your final disposition or sign the authorization when you preplan a cremation.

What can you do with the cremated remains?

The options of what you can do with the cremated remains of your loved one are one of the reasons cremation is becoming more popular.  You can, of course, just choose to inter the remains in a cemetery plot. You can inter the remains in a niche or columbarium, or you can keep the ashes at home.  Keepsake urns even enable you to disperse the ashes between several family members, or choose to scatter some and retain a ‘keepsake’ memorial.

Ash scattering is also more common these days and there are many options for how you can create a befitting ash scattering ceremony.

Can I preplan a direct cremation at an affordable cost?

Yes. You can preplan a simple direct cremation service.  This is generally funded through an insurance product that will cover this cost when the need arises.  All monies are secured in a trust fund.

cremation servicesHow quickly can a cremation be performed?

It generally takes a few days to make the necessary arrangements, complete all the legal paperwork and schedule the cremation.  However, expedited services can be arranged if required.  In Florida there is a mandatory 24 hour wait period after death before a cremation can be conducted.

What do I do if I cannot even afford a cremation?

There is very little ‘free’ money to help families with funeral costs.   What is available is constantly changing due to budget constraints, and varies by county.  Some counties do have a provision to assist needy or low-income families.  Contact Brevard county DFCS to find out what may be available to you locally at: (321) 633-2007.

There is also a $255 lump sum social security death benefit payment if the deceased qualifies, and your funeral director can help you claim this.  So you may find that a low-cost cremation at $895 with DFS Memorials is a dignified, yet affordable, disposition alternative if your family is struggling financially.

If you have further questions about cremation, feel free to call us on (321) 215-4844 and we will be happy to try and help you.

*funeral prices obtained from online funeral price survey website September 2018