State Assistance for Funerals: What help is available from state budgets for funeral costs for those who cannot afford a funeral?

Posted on July 2, 2021 by Sara Marsden

The reality for many families in the United States today is that a funeral can mean a financial crisis. With 76% of Americans living paycheck to paycheck, 25% living below the poverty line, and 35% in debt recovery, these really are hard times for many average hard-working Americans! The story is a familiar one, working two jobs, juggling mortgage, utility, and car payments, seeking out deals wherever money can be saved, and hoping that nothing comes along unexpectedly to disrupt this fine balance!

In this guide, we have outlined what help is available, who qualifies for financial assistance, how to find out about indigent burial, how whole-body donation can be an option, how you may be able to claim for a COVID death, and other fund-raising options.

Visit How Much does Cremation Cost in 2021? for a breakdown of direct cremation costs.

Who is responsible for paying the funeral bill?

If the deceased died without a funeral plan, money in his/her estate, or a life insurance policy, then the immediate next of kin (and generally the person making the funeral arrangements) becomes responsible for paying the funeral home bill. In many cases, several family members may agree to share the costs.

If the funeral home has collected the deceased and arranged a funeral planning conference with the family, a ‘funeral contract’ will be drafted that outlines exactly what the costs are. Once signed this is a legally binding contract for services, and if you fail to honor this contract and pay for services as agreed, the funeral home can take you to court.

What responsibility does the state have to help families with funeral costs?

The state has responsibility for conducting the dispositions of those individuals who die within the care of the state. Primarily this means those who have been residents in state-owned institutions, such as those individuals who have been incarcerated in prisons, sectioned into mental institutions, in care in residential nursing homes, homeless individuals, and sometimes those who are a victim of a crime. These are referred to as “indigents”. The state only has a responsibility to perform the most basic of disposition services. Traditionally this was a very basic burial in a ‘pauper’ section of a local municipal cemetery. What could also be referred to as a “pauper burial”. Today, more counties are opting to use direct cremation as a cheaper and simpler alternative to burial. A direct cremation can be performed in most states (at a cost to the county) for around $300 – $500.

Unfortunately, more counties are finding their own budgets stretched as more families struggle financially. Where a county would maybe have to deal with 10 – 20 cases a year, numbers in 2018 began to inflate significantly. Several local news outlets have reported indigent cases rising by as much as 50%, as this recent story from Salt Lake County in Utah exposes.

What is an indigent burial?

Where a state has an ‘indigent burial assistance’ program, there may be some ascribed funding to support those on welfare with a basic disposition. The level of support varies tremendously by state and county, and in many areas has been axed as municipal budgets have been tightened. 25% of Americans may be below the poverty line, but in most cases, only 50% of those under the poverty line are considered indigent.¹

What financial help is there for low-income families with the cost of a funeral?

The Federal Poverty Level (FPL) is used to assess how an individual/family may qualify for many low-income assistance programs, and the same applies to fund funeral costs. Many families often misinterpret the phrase ‘indigent death’, believing it to mean an entitlement for a low-income stipend and assuming that the city will automatically take over the costs. If you are a low-income family or individual and wish to find out IF there is any financial support available to you to assist with funeral costs, you should consult your local county Human Services Department to ascertain what (if any) assistance there may be. Check out these state funeral planning guides for state-relevant information (if available).

indigent-cemetery You must be prepared for the fact that you WILL have to conform to rigid assessments for qualification, and if the state provides funding they will only offer basic services over which you will have very little control! The state is likely to offer a direct cremation or a basic funeral. Do bear in mind that in many areas now you can arrange a simple, basic and dignified cremation for between $500 – $995. This enables you to remain in control of the disposition process and provides the opportunity to conduct a family-led funeral by having the deceased immediately cremated and then conducting your own memorial or ash scattering services.

The DFS Memorials network of low-cost cremation providers can help you find your nearest and most affordable cremation provider.

If the deceased qualified – you may also be able to claim the $255 lump-sum death benefit payment that Social Security pays out. (The funeral director will assist you with submitting this claim) Another possibility that has more recently become available as an alternative for those families who cannot afford a funeral is whole body donation. This is where is the deceased’s body is donated to an institution for research, and the costs of cremation are covered by the institution or body donation organization. In some areas, funeral homes have affiliated with body donation organizations and can directly offer this to families. Some funeral homes refuse to on the grounds that it is not part of the level of funeral ‘service’ they wish to offer. You can, however, deal directly with a body donation organization to make a donation. You can read more about ‘Body Donation’ on US Funerals Online.

How does a family claim financial assistance from the county for a funeral?

Budgets are generally managed at a county or city level, and the Human Services (or sometimes Social Services) department handles these budgets and claims for assistance. The application process can be onerous and stringent and any assets, life insurance, and savings will be taken into account. In some areas, a county judge has the ultimate authority to decide whether to accept or decline applications for a burial assistance program. If funding is awarded for a low-income case, this will usually seal the cost that can be spent on a funeral. For example, in Massachusetts, a program offers burial support of costs up to $1,100 for a funeral that cannot exceed a total cost of $1,500, and in New York, a low-income family (if qualifying) can claim up to $900 towards the cost of a funeral, but it must not exceed a total cost of $1,700.

If you want to find out if funding is available in your county, check with your Human Services or Social Services department.

What if I don’t qualify for financial support and I still cannot afford a funeral?

Your best option is to arrange the least expensive disposition available to you. This is a direct cremation. You can generally arrange this for between $500 and $1,000 in most metro areas, and for under $1,500 in most other areas. This can still be a simple and yet dignified send-off. Once the direct cremation is conducted and you have the cremation ashes back, you can arrange a family gathering and a private memorial ceremony. Contact your nearest DFS Memorials provider to find a low-cost cremation.

Fund-raising to meet funeral expenses

More families are forced down this route today. If you opt for a simple, basic cremation this can be achieved for between $500 – $1000, and this is a more realistic amount to raise with some fund-raising activity. Be it car washes, BBQs, yard sales, or a community event – this can prove a means to help meet the full cost of a cremation.

‘No Cost’ cremation

If you absolutely have no funds to cover funeral expenses, and cannot raise funds to pay for a basic cremation or burial, then you may wish to consider a whole-body donation. This is not always the easy solution, as not every donation is accepted. However, it may be a solution if you cannot afford a funeral and you are willing to consider an anatomical donation. You can donate via a local medical school or through a national donation company. Many funeral homes now even liaise on your behalf.

FEMA Funeral Assistance Program

From April 2021, a new fund was made available via FEMA to help families who incurred funeral expenses as a result of losing a loved one to COVID. Up to $9,000 can be claimed for funeral costs, for deaths occurring after January 2020. Read our Guide to FEMA Funeral Assistance for full details on how to claim,

There are some other options you can consider to help you raise funds for a funeral. Reading ‘What are your options on how to pay for a funeral or cremation?’ and ‘Crowdfunding a Funeral’ may give you some further ideas.

Sources:

1 Abandoned Bodies on the Rise in Tom Green County

Arranging an affordable cremation service in Alpharetta, GA – Just $995

Posted on October 30, 2020 by Cremation Advisor

Want to know how to arrange a dignified funeral at an affordable cost? We have put together this guide to help you understand how you can save thousands by arranging a funeral. In fact, you can arrange a simple, direct cremation in Alpharetta for just $995!

The average cost of a traditional funeral in Alpharetta is $6,410, and this does not include cemetery costs, so it is understandable that many families today are looking to more affordable alternatives.

Cremation is now becoming the preferred, more affordable option to conduct a dignified, yet simple funeral service at a fraction of the full cost of a traditional funeral.

Why choose cremation services?

Cremation offers an inexpensive and flexible alternative to a burial service. Choosing cremation services can save you 40% to 60% (or sometimes more) on the cost of traditional burial services. This is because a casket is not required, or embalming (unless required) and there is no immediate need for a cemetery plot or burial vault. Eliminating these just these few products and services saves thousands of dollars alone.

A cremation can offer a more flexible alternative that can accommodate families who have moved from their home state, or when a funeral cannot be held straight away. Cremation also offers a greater range of personalization options with a whole array of ash-scattering ceremony possibilities, and various cremation artifact products.

What different cremation alternatives do I have?

You can choose between 3 main options for a cremation:

A cremation funeral – where the funeral service is held with the deceased present and a cremation is conducted after the service.

A cremation memorial – where the cremation is conducted before a memorial service is held. This can be with, or without, the cremated remains present and can often take the form of an ash-scattering ceremony.

A direct cremation – this is where the deceased is cremated with no services, and the remains given back to the family. There are some variances around these 3 main options, such as a private viewing before cremation, an observed cremation, or a graveside interment of a cremation urn.

How much does a cremation cost in Alpharetta?

The cost of a cremation can vary considerably. This will depend upon the type of cremation service you opt for and the cremation services provider you select. The average cost of a cremation memorial service is $3,465, depending upon the length of service held and what kind of casket you purchase or rent. The average cost of a direct cremation in Alpharetta is $1,841 (Funeralocity 2021), although a direct cremation package can be conducted for just $995 with DFS Memorials.

Direct cremation services in Alpharetta, GA

If you are working to a budget for your funeral expenses, you may wish to consider a direct cremation. A direct cremation is the cheapest cremation option. The funeral services provider does everything to take care of the immediate disposition of the deceased but no viewing or services are held. The deceased is cremated in a simple cremation container and then the cremated remains are made available for the family or collect (or if requested delivered/mailed). A direct cremation can be arranged online or by phone without any need for you to visit a funeral home. For your best price on a direct cremation contact your DFS Memorials provider in Alpharetta on (770) 954-6424 who offers a complete direct cremation package for just $995.

How do I choose a cremation services provider?

This can sometimes be a daunting task when there are several funeral homes to choose between. It may help to set yourself some clear criteria to help you select the provider that best suits your needs. Which funeral services provider you select can be influenced by what facilities and services they offer, or what budget you have.

As we have highlighted, costs can vary quite significantly between funeral homes for the exact same service. For this reason we would recommend you compare some costs before making a decision.

Comparing cremation costs in Alpharetta, GA

All funeral homes have a general price list (GPL) and this should itemize all services and charges. Legally a funeral home must provide you with a copy of their GPL if you request cremation price information, either in person or by phone.

According to funeral price research surveys in Alpharetta, the average cost of a direct cremation is $1,841, although a direct cremation can be arranged for less than this with some cremation providers. DFS Memorials offer a direct cremation service for $995.

The Neptune Society has a location in Atlanta and offer a direct cremation service for $1,962 (according to online funeral price website Parting).

When comparing costs and services check what IS included, especially with a budget direct cremation package. Is a copy of the death certificate included? Is the cremation permit an additional cash advance item or included? What about if an out-of-hours collection is required? Is there an additional daily refrigeration charge if the cremation does not proceed after 48-hours? Death certificates cost $25.00 for the first certificate and $5 for each additional death certificate required. You should also note that the county coroner may charge a fee if he is required to sign the death certificate.

What legally do I need to know about arranging a direct cremation in Alpharetta?

There are a few legal requirements that you need to be aware of if you are considering cremation. Firstly, the legal next-of-kin must all sign the ‘Cremation Authorization Form’ before a cremation can proceed.

In Georgia there is a mandatory 24-hour wait period after death before the cremation can proceed. Before a cremation can go ahead the doctor must sign and fill out the cause of death, and the county health department must issue a permit to cremate. The deceased will be refrigerated during this period, and longer if required, however you should be aware that many cremation packages will only include refrigeration for up to 5 days and will charge you a daily rate thereon.

Death certificates and permits are considered ‘cash advance’ items and not generally included in a quoted cremation price. The funeral director will generally obtain the death certificates on your behalf.

Can I preplan a cremation?

Yes you can prearrange a cremation. Advance planning can help to ensure you get the most appropriate services provider for your needs, and can save surviving family the financial and emotional burden at the time of death. There are various options open to you to plan ahead so consult with your preferred services provider. A pre-arranged direct cremation plan can be preplanned at a low cost to ensure your family do not have the burden about worrying about funeral costs.

What can we do with the cremated remains?

As I mentioned earlier there is a versatility on what you can do with cremated remains. You can inter a cremation urn in a cemetery plot or niche, keep an urn at home, scatter the remains or create a cremation artifact such as a cremation diamond, glass paperweight, bird bath or memorial reef ball to name but a few!

The deceased had no life insurance – is there any help with cremation costs?

Sadly there is little financial aid that supports those families that find themselves struggling with funeral costs. Most counties do have a budget for indigent funerals but this is generally for those individuals who truly are indigent. Some counties do have limited funds to help low-income families with cremation costs but this can vary county by county. You would need to make inquiries with Fulton County Human Services Department at 115 M.L.K. Jr Dr NW, Atlanta, GA 30303, USA to find out if any assistance is available to you. In these cases often the most basic of funeral services will be supported, with limited control over what happens. A low cost direct cremation from DFS Memorials can be arranged for $895.

What is “no-cost cremation”?

Some funeral homes now offer this option in Alpharetta. This is referring to whole body donation whereby after the donation is complete the remains are cremated (free of charge) and then returned to the family or scattered. Generally funeral homes can get a referral fee from the whole body donation organization, plus they sometimes charge a transportation fee. So all-in-all they do still recoup their costs. As we all know, there really is nothing that is truly free!

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at: Fulton County Government Center 141 Pryor St SW, Suite 1029A · Atlanta, GA 30303 Phone: (404) 679-4702

What happens if the deceased is taken to the Coroner’s Office?

If there were circumstances surrounding the death that led to the deceased being taken to the County Coroner’s office, you will need to employ the services of a funeral director as soon as possible to liaise with the Coroner to have the body released into their care. Only a licensed funeral director can collect a body from the Coroner’s morgue.

Fulton County Medical Examiner, 430 Pryor Street SW, Atlanta, Georgia 30312

Hopefully this short guide to arranging an affordable cremation service in Alpharetta has answered some of your questions, and helped you understand how to save costs on a cremation. If you would like to read more extensively about cremation planning, please visit the library section on US Funerals Online.

*Prices obtained from online funeral price comparison survey 2020

How much does a direct cremation cost in Cleveland, OH?

Posted on October 28, 2020 by Cremation Advisor

The cremation trend is changing the way we think about arranging a funeral. Although the cremation rate in Ohio has typically been below the national rate, the demand for low cost funeral alternatives is changing the way many families today approach death care. With this in mind, this article will aim to answer some key questions you may have about arranging a direct cremation in Cleveland.

Changing death care rituals and economic reasons for choosing cremation

Deciding whether to bury or cremate is very much a personal choice. For some families, the decision is dictated by the budget they have for a funeral. A cremation service will cost much less than a traditional burial funeral. On average a cremation service is going to save you at least 40% on the cost of a burial, sometimes you can save as much as 60% on the cost of a burial service. More families are leaning towards cremation as it does offer greater flexibility. The funeral service does not have to go ahead immediately. A cremation can be performed and then a service held at a later date convenient to the family.

The economy and the Covid-19 pandemic have certainly impacted on how we manage death care today. Many families simply cannot, or do not, want to spend unnecessarily on funeral costs. A cremation provides a simple, efficient and economical means to conduct a disposition.

So how much does a cremation cost in Cleveland?

Firstly it is important to state that cremation prices in Cleveland DO vary quite considerably between funeral homes, and depending on what type of cremation service you opt for. Not all funeral homes have their own crematory but will use the services of a local crematory. The Cremation Association of North America (CANA) quotes the average cost of cremation at $3,200, however, it is possible to find much lower-priced cremation services in Cleveland.

A direct cremation can be conducted in Cleveland for as little as $625. This is what is known as a “direct cremation”. No services are performed, the deceased is collected, transported to the funeral facility, prepared for cremation and the cremation is conducted. The cremated remains are returned to the family in a temporary plastic urn. If desired the family can arrange a brief final goodbye viewing at the funeral home.

What type of cremation services are available?

direct-cremation You can select from a range of cremation services and packages. These will start with a basic cremation without any additional services, which is the cheapest type of cremation package. You can have a full-service funeral that is followed by the cremation, a cremation followed by a memorial service, or just a viewing followed by a cremation. What services you opt for will dictate cremation costs, and the change in the funeral industry today is a move towards ‘personalization’ and making a funeral service that fits the needs of the family, whatever they are.

Comparing cremation costs in Cleveland, OH

As mentioned the cost of a cremation can vary enormously – for the exact same service – but from different Cleveland cremation service providers. Ensure that you compare like-for-like services. Some cremation service providers include crematory fees and cremation container costs in a direct cremation package, and others do not always include these fees. Death certificate fees and cremation permits are often additional ‘cash advance’ items. A direct cremation in Cleveland can cost as little as $625 complete.

How do I know that the cremated remains I get back are my loved one’s remains?

This is probably the most common cremation question we are asked. Strict laws govern the cremation of human remains and identity checks have to be made along the way. The cremation retort has to be completely cleared following a cremation and only one cremation can be performed at a time. The remains are cleared into a machine that filters out any metal parts (tooth fillings, hip replacements, etc) and then ground into the fine ‘dust’ that is returned as cremation ashes.

Understanding the legal requirements for cremation in Cleveland

As mentioned above, there are laws in place regarding the cremation of human remains. A cremation cannot be performed until a cremation permit is issued by the medical examiner’s office. The legal next of kin must sign a Cremation Authorization Form. It is not necessary to embalm a body for cremation and refrigerated storage is used to preserve the body until the cremation is performed. The funeral home will generally store the body for up to 5 days in refrigerated storage at no extra charge. If the cremation does not go ahead within 5 days, an additional fee for storage may be incurred.

What can we do with the cremated remains?

Cremation offers some greater flexibility in what you can do with the cremated remains once you have them returned. You can, of course, inter them in a grave plot or niche. However, you can choose to store them in an urn at home or scatter the cremated remains. There are also options such as having cremation artifacts made from cremated remains such as cremation diamonds, glass jewelry, birdbaths, and paintings.

Preplanning an affordable direct cremation in Cleveland

If you wish to preplan a simple cremation you can lock in a low-cost cremation price now. This may depend upon your age at the time of setting up a prepaid cremation plan. A cremation plan can be set up using an insurance policy where the funds are put into a trust. You can also opt to preplan your cremation service without prepaying. This ensures that your surviving family can proceed with arrangements at the time of need, without having to worry about completing the paperwork or make difficult decisions. The money to pay for the cremation can be put aside in a POD account (Payable on Death) which your beneficiary can draw out upon death immediately without probate. Read “How to set up an Affordable Cremation Plan: Pre-arrange vs. Pre-pay” to find out more about pre-planning a cremation.

The deceased had no life insurance – is there any help with cremation costs?

It is sadly a reality that more folks are passing without leaving the means to pay for their funeral. If you are faced with this situation, you need to explore what help may be available to you. Social Security payout a $255 lump sum death benefit (if you qualify) and your funeral director can assist you with this.

The support for indigent burials differs so much by state and county. To find out what may be available you should contact your County Human Services Department.

If the deceased is at the Cuyahoga County Medical Examiner, you will need to employ the services of a funeral director to collect your loved one and take him or her into their care for funeral services. Only a licensed funeral director can collect a body from the Medical Examiners’ office, once the deceased body is ready to be released by the coroner.

The ME for Cuyahoga County is located at 11001 Cedar Avenue, Cleveland, OH 44106
Phone (216) 721-5610

DFS Memorials’ low-cost cremation services are available to residents of Cleveland Heights, Detroit-Shoreway, Kamm’s Corners, Lakewood, Little Italy, Ohio City, Shaker Square & Larchmere, Tremont, University Circle, and Cuyahoga County, Geauga County, Lake County, Lorain County, and Medina County.

Low-cost simple cremation service $695 – Jonesboro, AR

Posted on August 14, 2020 by Sara Marsden

We aim to help families that want “just a simple cremation” in the Northeast Arkansas area.

We understand that today many families just want a simple and affordable funeral alternative.

A simple cremation, otherwise known as a direct cremation, can be conducted for as little as $695.

What is a direct cremation?

A direct cremation is when the deceased is cremated with no ceremony or services performed by the funeral home. The cremation is conducted and then the cremated remains returned to the family. This can enable a family to arrange a memorial service at a more convenient time and place. (And also save on the cost of a service).

How much is a direct cremation service in Jonesboro?

A direct cremation service costs $695. Additional fees may apply for a residential collection, removing a pacemaker or an oversize cremation. County fees are third-party fees and include the cost of death certificates and charges for cremation permits where applicable.

What laws do you need to consider when arranging a cremation service?

As cremation is a very final disposition, there are strict rules that funeral providers adhere to. The legal next of kin must all sign the Cremation Authorization Form to permit a cremation to be conducted. There is generally a mandatory wait period after the death of 24-48 hours before a cremation can be conducted. Although, it generally takes a few days anyway to file for the death certificate and obtain a cremation permit.

Is there any assistance with funeral expenses?

Unfortunately, there is very limited financial assistance for families to help with funeral expenses. The county is responsible for indigent funerals. But not many counties provide funds to help low-income families and those struggling as there was no life insurance or provision.

Social Security does offer a $255 lump-sum death benefit payment (if the deceased qualifies) and the funeral home will usually help you claim this.

What can we do with the cremated remains?

You have several options. You can arrange to inter the cremated remains in a niche, or inter them into an existing gravesite. However, both of these options will cost upwards of $500 in cemetery charges. You can opt to keep the ashes at home in a cremation urn or have the ashes made into a memorial keepsake. Scattering ashes is also becoming a popular choice. Although you must bear in mind this is a very final dispersing of your loved ones’ remains and consider it carefully.

Call us today on (870) 619-4828 if you need immediate assistance with cremation arrangements. Or feel free to call if you have further questions about cremation services. We are here to help in these difficult times.

Understanding funeral costs in Baltimore, MD

Posted on June 28, 2020 by Sara Marsden

The high cost of dying is becoming a concern for many families today. Not only can many of us not afford an elaborate and expensive funeral, but more people are deciding that they want something more simple and affordable that saves them spending thousands on funeral costs in Baltimore.

With over 70 funeral homes in Baltimore, it can be a minefield trying to identify exactly what a funeral will cost in Baltimore, and work out your options. So we have put together this guide to help you understand funeral costs in Baltimore and, more importantly, how to save money arranging a funeral or cremation.

How much does a funeral cost in Baltimore?

This is a question that funeral directors often seem to side-step answering! Instead they like to regale you with stories of how many generations they have been in business, or how excellent they are at providing ‘special’ ceremonies. I have no doubt that this is true BUT this still does not always justify their pricing. If a funeral director cannot simply answer a question about price…it should ring alarm bells!

The average cost of a funeral in Baltimore [a typical traditional burial] is $9,010*.

So how can you save money on funeral costs by arranging a cremation in Baltimore?

A cremation is likely to save you at least half the cost of a traditional burial funeral. You immediately save on some of the largest outlays associated with a funeral. With cremation there is no need for a casket, embalming, a burial vault, cemetery plot or full-size grave marker. Eliminating these funeral merchandise items/services can save you a few thousand dollars on funeral costs in Baltimore! Another way that a cremation can save money is that it is possible to hold a memorial service (with the cremated remains present) without having to go ahead with a funeral ceremony immediately. This can allow families time to make decisions. Often this can mean that money-saving options can be more thoroughly explored. Some families even choose to conduct their own memorial service, which can save on venue and staff costs, plus it also makes a service so much more personalized.

What is the average cost of a cremation in Baltimore?

The first thing to establish is that cremation prices do differ considerably between different funeral homes in Baltimore. For this reason an ‘average’ cremation cost has to be put into the perspective on what kind of cremation services are being assessed. The average cost of a cremation funeral is $3,942* for a cremation with a ceremony and a mid-range urn. This is above the national average cost for cremation services. However, cheaper cremation options are available as outlined below.

Call (410) 670-4730 now to arrange a direct cremation in Baltimore for just $1,365 complete.

Choosing a Cremation Package

cremation-cedar-rapids-iowa A funeral home must have a general price list (GPL) outlining their service charges but many funeral homes also offer cremation packages, where a price is offered for a complete cremation service. In comparing costs and services between funeral homes, it is important to ensure you are comparing like-for-like services, especially when it is a quoted cremation package price. Not all cremation providers quote a fully inclusive price when quoting a cremation package. There are generally 3 main types of cremation options – a direct cremation (a basic minimal cremation), a cremation with a funeral service, or a cremation with a memorial service. The difference is that with a direct cremation there is NO service or ceremony conducted by the funeral provider, although you can conduct your own memorial services afterwards. This is the best option to save on funeral costs in Baltimore. A cremation with a funeral service is generally where the deceased is present and the cremation is conducted after the service. A cremation with a memorial service is where the cremation is conducted first and a memorial service held with the cremation urn present.

Arranging a direct cremation in Baltimore

A direct cremation is the least expensive cremation option. It is sometimes referred to as a simple or basic cremation, or called an immediate cremation. It means that just a basic disposition service is offered. The deceased is collected, prepared for cremation, all the necessary documentation completed, the cremation process goes ahead and then the cremated remains are returned to the family (generally in a temporary urn).

The average cost of a direct cremation in Baltimore is $2,327*. This reflects the huge range of pricing for a direct cremation in the city, starting from just over a $1,000 and going up to $6,120.

How do I choose a cremation provider in Baltimore?

Choosing a cremation provider can depend upon what kind of cremation services you require. If you are looking for a cremation with a ceremony or interment committal, then you will need a funeral home that offers the facilities for a ceremony and that is in a good location for your family.

If you have decided upon a simple direct cremation at the most affordable price, then you may consider the services of a provider who specifically offers a direct cremation at a low cost. The locale of the funeral home is not as essential if no services are being held. And many funeral homes have extended their service area for direct cremation services.

How do cremation providers compare in Baltimore

It is always wise to shop around and compare services and costs. We do it in any other large purchase we make – so why not when purchasing end of life services? You will no doubt be surprised by how much the cost of funeral services can vary between funeral homes in Baltimore.

What if the deceased had no life insurance? Is there any help with cremation costs in Baltimore?

An individual passing without any insurance, and family struggling to meet funeral costs, is becoming a more regular occurrence. Not surprising when we learn that 76% of American families are living paycheck to paycheck [CNN Oct 2013]. Public aid can be a little patchy depending upon where you are but you can consult your local county human services or social services to find out if there is any financial assistance near you. The state will meet indigent burials for those that become the responsibility of Maryland but there are generally eligibility requirements for any state funding for funeral expenses.

There is also the $255 Social Security lump sum death benefit for those that qualify, and various union, faith and charitable organizations may offer some support to families to assist with covering funeral costs.

DFS Memorials Baltimore serves families in Annapolis, Baltimore, Barnesville, Beltsville, Bethesda, Bowie, Brentwood, Charlott Hall, Clarksville, Clinton, Columbia, Damascus, Ellicott City, Gaithersburg, Gambrills, Hyattsville, La Plata, Laurel, Laytonsville, Owings, Oxon Hill, Rockville, Silver Spring, Suitland and throughout Baltimore, Howard, Anne Arundel and Harford Counties.

*efuneral Price Index January 2013

$695 Simple cremation in Henderson, NV

Posted on May 8, 2020 by Sara Marsden

If you have an immediate, or imminent, need for a low-cost direct cremation in Henderson then we can help you arrange everything for one low price of $695.

Our attitudes to death and funerals are changing and many families are finding that cremation offers a more simple and affordable option. More families are deciding they just want a simple, “no fuss” option, one that can be delivered at a low cost.

A direct cremation package can help you arrange a low-cost funeral. Direct cremation takes care of the immediate disposition of the deceased, and once the cremated remains are available, a memorial or ash-scattering service can be conducted.

When you can take care of everything for $695 and are dealing with a family-owned funeral business, why should you pay more than this?

What is included in the $695 Simple Cremation Package?

Our simple cremation service includes:

Collection of the deceased from the place of death
Transfer to the funeral facility*
Shelter of the deceased
Filing of the death certificate and cremation permit
A cardboard cremation container for the cremation process
The cremation process
Making available the cremated remains in a temporary cremation urn

*an additional mileage fee can apply if outside our basic service area

low price discounts apply to hospice patients and veterans

Are there any extra costs?

The only additional fees are county fees, which are subject to change and payable to the county in order to facilitate the cremation proceeding. Death certificate fees in Nevada are $33.00 for the first copy and $20.00 per additional copy at present.

Can we still have a funeral service if we arrange a direct cremation in Henderson?

Yes, of course. You can arrange a memorial service once you have the cremated remains returned. A memorial service is the type of funeral service where the deceased’s body is not present. You can hold a memorial service with, or without, the cremation urn present. A memorial funeral service can also take the shape of an ash scattering ceremony, or a candlelit vigil or tribute. We have some useful resources to help you plan and make your own memorial tributes in our Memorialization section.

Comparing cremation costs in Henderson, NV

Image credit: Parting.com

As cremation is becoming a popular choice for residents of Henderson, there are several cremation service providers serving Clark County. The cost of a cremation can vary significantly, for the exact same service, so it is wise to ensure you do compare cremation prices between a few providers to ensure you are benefitting from a value for money cremation service package. The average cost of a cremation memorial service in Henderson is $4,078*, and the average cost of a direct cremation is $1,441*. Yet, it is possible to arrange a simple, direct cremation from just $695 if you need to keep your funeral costs down. National Cremation Society (operated by Service Corporation International) charges $1,872* for a direct cremation in Henderson.

A cremation significantly reduces funeral costs. The average cost of a funeral in Henderson is $7,178.

How can you save money when arranging a direct cremation service in Henderson?

A direct cremation is the most economical means of disposition there is. In Henderson, a direct cremation can be conducted for $695 complete, making this a very affordable funeral option. If you need to keep funeral costs down, then a simple cremation arranged through a cremation provider is your lowest cost cremation option in Henderson, NV. You can then arrange your own memorial services once you have the cremated remains returned. This significantly cuts down on funeral expenses.

What do I need to know about arranging a cremation? What are the legal requirements?

A cremation authorization form must be signed by the legal next of kin for a cremation to proceed. If there are multiple siblings, all must sign and agree for a cremation to be carried out. There is a 24-hour mandatory wait period after death before the cremation can go ahead.

What help is there with cremation costs?

If qualifying for Social Security, you may be entitled to the lump-sum death benefit payment of $255. The funeral director will generally assist you with submitting the claim to Social Security. Of course, many people use life insurance policies to offset funeral costs, but with a direct cremation, the funeral provider will require payment upfront.

There is very limited public assistance support for funeral costs and this can vary by county. Check out Clark County Social Services. Phone: (702) 455-0000

Your best option for saving on cremation costs is to arrange an affordable direct cremation in Henderson for just $695 complete. Call (702) 323-4558 now to talk to our DFS Memorials provider.

How do I obtain a copy of a death certificate?

You can obtain copies of a death certificate from the Vital Records office at Southern Nevada Health District, 280 S. Decatur Blvd, Las Vegas. Phone: (702) 759-1010

What happens if the deceased is taken to the Coroner’s Office?

As funeral directors are familiar with the process, and the body is released with a death certificate & cremation permit, it is generally easy to maintain a low cost to offer a direct cremation service for an individual that has been in the care of the Medical Examiner. The County Coroner’s office is at 1704 Pinto Ln, Las Vegas, NV 89106

Please contact your local DFS Memorials cremation services provider on (702) 323-4558 with any further questions you have, or to make immediate arrangements for a low-cost cremation service.

*Cost data obtained from funeral price comparison website 2019

How to arrange a low cost cremation in Baton Rouge, LA?

Posted on January 8, 2020 by Cremation Advisor

If you are worried about funeral costs a simple cremation is a low-cost funeral alternative. It offers a simple and affordable solution for families seeking to arrange a disposition on a budget. You can arrange a low cost cremation in Baton Rouge for just $1,450.

If you are considering cremation and want to find out more about your options, and how much cremation costs in Baton Rouge, this brief article should help you.

How can I save money by arranging a cremation?

A cremation works out much cheaper than a traditional burial. There is no need for a casket, embalming, or cemetery fees, and this alone can save you thousands of dollars. It is also possible to arrange a basic cremation with a funeral home in Baton Rouge, and then conduct your own memorial services once you have the cremated remains returned. This can be another way to save money and also make the tribute so much more personal.

What is the average cost of a cremation in Baton Rouge?

According to the Cremation Association of North America CANA, the average cost of a cremation is $3,200. This is, of course, a national average cost, and the average cost of cremation also depends, not only upon where you live but also exactly what services are included with any cremation package. It is possible to arrange a direct cremation in Baton Rouge for just $1,450 complete.

Comparing cremation costs in Baton Rouge

Cremation prices do vary by provider, even within Baton Rouge, so it is important to shop around and compare cremation prices between funeral homes today to ensure that you have obtained the best price cremation possible. Telephoning around, or conducting online research on cremation pricing can be time-consuming and quite an overwhelming task. That is why we have conducted our own cremation cost research so you don’t have to! The funeral services provider we work within Baton Rouge offers an exceptional value cremation package.

The DFS Memorials provider offers a direct cremation for $1,450 and a complete traditional funeral for just $3,495, including a casket. Providing affordable funeral options for families in Baton Rouge.

Direct cremation in Baton Rouge

A direct cremation is the lowest cost cremation option. The deceased is cremated without any ceremony and/or services, and the cremated remains returned to the family in a temporary urn. This enables the family to ensure that their loved one’s disposition is handled in a simple, dignified, and timely way, whilst not overspending on funeral costs. The family can gather for a memorial service at a later date if they so choose, or arrange a simple ash scattering ceremony.

To arrange a low-cost cremation in Baton Rouge you can contact your local DFS Memorials provider.

DFS Memorials Baton Rouge (225) 224-0966 – Direct cremation $1,450

Is there any help with funeral costs in Baton Rouge?

Unfortunately, more families are finding themselves struggling to meet funeral expenses today. Any financial assistance with cremation costs is managed at the Parish level and differs by state and Parish. You need to consult your local Parish human services or social services to find out if there is any support. There is the $255 Social Security death benefit if you qualify and certain benefits for veterans. Other than that, you can try local charitable organizations, unions, and faith groups who may be able to assist you in raising funds for a funeral.

Serving families in W. Baton Rouge Parish, E. Baton Rouge Parish, Ascension Parish, Iberville Parish, St. James Parish and Livingston Parish and Port Allen, Scotlandville, Westminster, Inniswold, Shenandoah, Park Forest, & South Baton Rouge

Direct cremation costs in Tucson, AZ

Posted on November 11, 2019 by Cremation Advisor

Arizona has one of the highest cremation rates in the U.S., with over 65% of families now choosing cremation for their final disposition. This has made cremation much more competitive in the Tucson, and helped to bring the cost of a cremation down. This article runs through how arranging a cremation can save you money on your funeral costs, how arranging a direct cremation is a simple and affordable funeral care solution and compares cremation costs in Tucson.

How can you save money by arranging a cremation?

The traditional funeral is dying, to be replaced by a modern life celebration and a lean towards cremation services. Although changing attitudes in culture are acknowledged for this change, one of the biggest factors is COST. A traditional funeral can cost upwards of $10,000 (when you include cemetery fees). The National Funeral Directors Association’s survey of 2019 posited the average cost of a funeral in the U.S. at around $9,000 (without any cemetery charges). Yet a cremation service will cost in the region of $3,000 – $4,000. It doesn’t take much to work out why our nation is turning to cremation!

Indeed direct cremation is becoming the new ‘vogue’ on the cremation scene. Why? Because it presents the most cost-effective way to conduct a funeral and can put control of memorialization back in the realm of the family. A direct cremation simply ensures the disposition element is taken care of by a professional. Once the family has the cremated remains returned, they can conduct memorial services as, when and if they see fit. For many families, it is a case of need – in tough financial times – they just need the most affordable funeral option. For other families it has become a decision of choice and principle – why spend thousands of dollars when a funeral can be conducted for a fraction of that cost!

Low cost cremation in Tucson

Low cost cremation is available in Tucson for between $550 and $995. Cremation prices do vary considerably between providers, so it is important to check around and ensure that the cremation price quoted for a low cost cremation equitably compares. Check exactly what is included. Death certificates and state filings are often an additional ‘cash advance’, but check that the cremation container and cremation fee are included in any low cost price advertised. Too often we have found what appeared to be a low cost cremation option, only to discover that the hidden charges can bump the price up!

Cash Advance items: A death certificate in Tucson is $20.00 – Pima County Medical Examiners fee is $30.00

How do I choose a cremation provider in Tucson?

with cremation costs in Tucson varying so much choosing a cremation services provider is not always easy. As cremation becomes more popular, more funeral homes are installing their own crematories, so this can give a family an assurance about their loved one’s care. If you are researching because you do not have a provider in mind, or because you need to find the most affordable cremation option in your area – then DFS Memorials can help direct you. We do the research to help save families the stress and time, we ONLY work with reputable, local family-owned funeral homes.

Alternatively, you can check out this directory listing of all funeral homes in Tucson in zip code order.

How do providers compare in Tucson?

The cost of a direct cremation varies considerably. This can depend on the cremation services provider selected, and the type of cremation service chosen. It is always wise to compare prices. A basic direct cremation in Tucson can be conducted from around $585 with a local, family-owned funeral home.

Is there any help with cremation costs in Tucson?

Sadly we are asked this question all too often these days! With more families struggling financially, it can be crippling to be faced with unexpected funeral expenses. If qualifying, there is a $255 Social Security death benefit payment, and there are benefits for veterans. Each state has its own budget and governance for dealing with indigent funerals, although much funding has been axed in recent years. You can try contacting your local county Social or Human Services to inquire if any financial aid is available locally. This article on ‘How to Pay for a Funeral’ also covers some of the other ways that you can gain support towards funeral costs.

DFS Memorials Tucson serves families in Cochise, Graham, Pima, Pinal & Santa Cruz Counties and Armory Park, Avondale, Barrio Viejo, Central, Civano, Congress Street, Convention, Cragin-Keeling, Downtown, Eastside, El Encanto, El Presidio, Fairgrounds, Fourth Avenue, Menlo Park, Northwest, Old Fort Lowell, Old Pascua, Pullman, Sam Hughes, Santa Cruz Southwest, South Tucson, Sunnyside, Western Hills, & Winter-haven

Funeral and Burial Resources for low-income and uninsured families

Posted on September 30, 2019 by Cremation Advisor

Funeral resources for low-income or uninsured

If you are in immediate need of the lowest cost funeral available, you need to consider arranging a simple direct cremation service.

CLICK HERE TO VISIT YOUR STATE & CITY TO FIND A CHEAP DIRECT CREMATION NEAR YOU.

Unfortunately, DFS Memorials is unable to offer any financial assistance, but we can help you connect with a local, low-cost cremation or funeral provider. In most areas, a low-cost direct cremation can be arranged for between $600 to $900.

With very limited financial resources and support offered by a state or county, you may find yourself faced with the stress of arranging a funeral with very little money. If this is the case then you may need to consider arranging a simple, low-cost direct cremation service.

The DFS Memorials network offers direct cremation service packages at a very low cost. Prices vary by state and city, but a simple, direct cremation service is your most economical option.

Visit the DFS Memorials service location map now to find a provider near you.

If you are faced with the task and responsibility of arranging a funeral for a family member who has just died, and you are concerned about how you can afford the cost of the funeral, this guide can hopefully support you.

Today 76% of Americans coping paycheck to paycheck (CNN) and 25% below the poverty line, so there are many families who find themselves in the unfortunate position of having either no funds or very limited means, by which to pay for a funeral. Especially if the death of a family member was unexpected and sudden.

What low-cost funeral alternatives are there?

If you find yourself responsible for making funeral arrangements with no life insurance or burial insurance policy to help cover the costs, and you have little means to pay for a funeral, then you need to seek out the lowest cost funeral option. Visit this Guide to What to do if You cannot Afford a Funeral.

There are significant ways that you can save on the expected cost of a full funeral service. And there are also various resources that may help you reduce your funeral costs, or help contribute towards the overall funeral expenses.

What is the cheapest funeral alternative?

Cremation is certainly a lot cheaper than a burial, and direct cremation (otherwise referred to as an immediate cremation or basic cremation) is the least expensive disposition method.

This is where the cremation is conducted with no viewing, services, or ceremony, and the cremated remains are immediately returned to the family. A simple cardboard cremation container is used, and the ashes are returned in a temporary container unless a cremation urn is selected.

You can arrange a direct cremation service in many areas of the United States for under $1,000, in fact in many metro areas the price can be as low as $500 – $700. Check out your nearest DFS Memorials provider to find out the lowest direct cremation cost near you.

Is there Public Aid or State Assistance for a Funeral?

Whilst some states do provide some financial support with funeral expenses for families on a low income, disability, or SSI, this is NOT consistent across all states. Budgets for public aid funerals have also unfortunately been cut back by municipalities where budget spend requiring constraining.

To find out if there is any financial support in your area, you would need to inquire with your local county human services or social services department. I have noted below the states that DO offer some financial support and the links to further information.

Visit our page on State Assistance to find out more.

What is Indigent Burial Assistance?

The state is, of course, obligated to attend to indigent dispositions. That is generally for those unfortunates who become the responsibility of the state and/or institutionalized. Traditionally the state would arrange simple pauper burials in a designated area of a municipal cemetery. Today these indigent burial assistance programs tend to offer direct cremation as a low-cost solution to dispose of these unclaimed dead.

Are there any Social Security Death Benefits to help cover the cost of a funeral?

There is a $255 lump sum Social Security death benefit that those who qualify can claim. A funeral director can generally assist you to make a claim. This one-off payment of $255 is made to a surviving spouse or child. Monthly benefits may be available if one meets eligibility requirements. You can contact Social Security on 1-800-772-1213 www.socialsecurity.gov

What benefits do Veterans receive to assist with funeral costs?

A veteran is entitled to free burial in a national cemetery. This includes the gravesite, opening, and closing of the grave and perpetual care for an honorably discharged veteran, spouse, or dependent child and a free headstone or grave marker.

Contact the Veteran’s Affairs Office on 1-800-827-1000 for more information.

Is there help for victims of crime to cover funeral expenses?

In each state, there is a fund set up to financially assist the victims of crime to cover funeral expenses.

Contact your local Crime Victim Compensation Program to find out what help you can get.

What about Funeral financing?

Whilst we do not advocate that anyone should have to incur a debt to pay for a funeral, this is sadly an option that is being peddled to many families today. Of course, as with any other financing, you must pass the credit check requirements.

There are generally two ways funeral finance is offered – firstly a funeral home may work with a funeral loan company and offer your finance terms, or there are a few finance companies that will work directly with a family to finance a funeral.

Finance for a funeral is NOT easy to come by, largely as it is not an appealing product/service for a finance house to offer credit on. Once a funeral is complete, there is quite a high chance of families defaulting on their loan and it is not that easy to repossess a corpse!

Help from Charity Organizations to pay for a funeral

There are some charitable trusts that may offer a grant or some financial help with funeral expenses. You can check this resource for searching a charity grants database.

Help from Trade Union Organizations to cover funeral expenses

Some Trade Union organizations will offer a financial contribution to assist a former member, or the spouse of a member, some assistance with meeting funeral expenses. If you, or your spouse, were a member of a union, it would be well worth investigating if you can claim any assistance.

How Fund-raising can help pay for funeral expenses

Fund-raising events to help a family pay for a funeral have long been a community way to rally together and help an unfortunate family pay to bury their lost loved one. However, as more families have suffered hardship in recent years, there has not been as much disposable money to go around, even when families want to help out.

There are now a few online fund-raiser websites that will allow you to start a fund-raising campaign for a funeral.

Hopefully, the advice we have briefly outlined in this article will provide useful resources to help you find some help paying for a funeral.

State Assistance: Contact departments

CT – Dept of Social Services

DC – Dept of Human Services

MA – The Commonwealth of MA

MD – Dept of Human Resources

ME – ME General Assistance Program

NH – NH Welfare Dept

NJ – Dept of Human Services

NY – Human Resources Dept

PA – Dept of Public Welfare

RI – RI General Public Assistance

VA – Health & Human Services

VT – Agency of Human Services

WV – Dept of Health & Human Resources

Simple and affordable cremation services in Macon, GA

Posted on September 25, 2019 by Cremation Advisor

Funerals need not be as expensive as many of us have been led to believe. Although the National Funeral Directors Association (NFDA) surveyed the average cost of a funeral at $7,360 in 2017, without any cemetery fees included; in reality, a simple funeral service can be arranged for half this amount, or even less. If you want to arrange an affordable cremation service in Macon, this guide should help you understand how to save on your funeral expenses.

How much can I expect to pay for a funeral service in Macon?

The cost of a funeral can vary quite significantly. This will depend upon the type of funeral service you opt for and the funeral service provider you select. If you do any research with local funeral homes you will discover that the price for a funeral package will vary from different providers, even for the exact same services! Whilst the NFDA can quote the average cost of a funeral at $7,360, it is absolutely possible to arrange a funeral for considerably less than this.

How much does a cremation cost in Macon?

Cremation services in Macon range from $995 to $2,895, again depending on the type of cremation service chosen. A full-service cremation costs more than a simple direct cremation. The lowest cost option is a direct cremation which costs $995 and includes:

Professional services of our highly trained funeral directors and staff
Transportation of your loved one from the location of death (additional fee if over 40 miles)
Alternative cremation container and temporary box
Preparation of all required documents and authorizations
Coordination with the cemetery for burial, if desired.

How do I select a funeral services provider?

cremation-services-macon-ga If you have no prior experience with a funeral services provider this can seem an overwhelming task. Consult with friends and associates and seek recommendations. If you are using the Internet to research funeral services and prices in Macon, be sure to check the ownership of who you are dealing with. Some funeral companies have set up online budget cremation businesses, and some corporate groups also trade as low-cost cremation companies. If you are in doubt, ask if they are independently-owned. DFS Memorials only work with reputable, licensed and independently-owned funeral homes.

How can I save money when arranging a funeral or cremation?

These days many of us are concerned about having the necessary funds to conduct funeral services for a loved one if no provision was made. Let’s face it…not many folks can just produce thousands of dollars at the drop of a hat! There are ways that you can ensure you keep your funeral expenses to a minimum.

Generally, a cremation will work out less expensive than a burial, namely as no immediate cemetery fees are required for cremation. However, a dignified burial can be achieved at a very affordable cost. Immediate burial with no services costs far less than a traditional burial. This is where the deceased is transferred immediately to the cemetery for burial.

Opting for cremation means that there is no need for a casket, burial vault or cemetery plot. And eliminating these costs alone can save you several thousand dollars.

What is ‘direct cremation’?

A direct cremation is where the deceased is cremated but no services or ceremony is held. Minimal services are offered by the funeral director to collect the deceased, prepare the body for cremation, and process all the required paperwork. The deceased is cremated in a simple cremation container and the remains are made available for the family to collect or have delivered to them. No funeral home visit is required for a direct cremation service. In many cases, the funeral director will visit you at home to sign the paperwork and consult with you about arrangements.

A direct cremation is becoming very popular as a way in which the funeral home can assist in the immediate disposition of the deceased for an affordable fee but leaves the family with the opportunity to conduct their own memorial ceremony once they have the cremated remains back.

How do I know I am getting the remains of my loved one back?

cremation-costs-macon This is one question that a lot of families ask. There are strict laws governing how human cremation is conducted. Operatives are trained in the processes and only one body can be cremated in a retort at any one time. The retort chamber is then fully cleared before another cremation proceeds. A body is tagged the minute it is logged into the funeral home or crematory and ID checks are done at each step of the process.

What can I do with the cremated remains?

You can inter cremated remains into a grave plot or niche at a cemetery, keep a cremation urn at home, or scatter the remains in a place of your choosing. Today there are many options for how we can memorialize a lost loved one and there is now a range of cremation artifacts that can be created to help us immortalize the memory of a loved one, from birdbaths made with concrete infused with cremation ashes to memorial diamonds! Other folks are choosing to scatter ashes in a memorable place for a loved one’s last resting place. Read this section on Ash Scattering for more ideas.

What if the deceased had no life insurance & I do not have the money to pay for a funeral?

Sadly more folks are passing today without life insurance or having put in place the provision or plans for their funeral care. If this happens the responsibility falls to the next of kin to make funeral arrangements and pay for funeral expenses.

You should avoid incurring debt to cover funeral costs, so it is essential to minimize whatever expense your family has to pay out. A simple direct cremation is the lowest cost option, and once you have the cremated remains back you can always conduct your own memorial service (or ash scattering) which saves you the cost of paying a funeral services provider for their services and chapel.

There is the $255 lump sum death benefit from Social Security if you qualify to claim this and the funeral director will generally assist you with this.

What if the deceased is at the Medical Examiners?

If the deceased is held in the custody of the County Coroner at Bibb county Medical Examiners office, you will need the services of a licensed funeral director. The Medical Examiner can only release the body to a licensed funeral director. The funeral home will ask you to sign an authorization to release form stating that said funeral home is authorized by the legal next of kin to collect the body. Most funeral homes are familiar with the process (and the staff) at Bibb county coroners’ office and can arrange a prompt release of your loved one.