Arranging a low cost funeral or cremation in Atlanta

If paying for funeral costs is a concern for your family, then the DFS Memorials provider in Atlanta can help you save money on your funeral expenses.  The average cost of a funeral is $7,755* (without cemetery expenses), a cost that can seem overwhelming today if the deceased had no funeral plan.

Direct cremation Atlanta GAWe deal with families every day who turn to online tools to try and find out what the average cost of a cremation is in Atlanta.  The problem is that Atlanta cremation services can vary so much, and you can spend unnecessary time contacting funeral homes and gathering funeral prices.

You have to be sure you are comparing like-for-like as many funeral homes package their services differently.

Sometimes a funeral home can offer what they claim is an “affordable cremation service” but they have not included all costs, especially the crematory fee, which can be considered a cash disbursement if they do not own their own crematory.

At DFS Memorials, we want to take all that hassle and confusion away, and just help you quickly connect with a reputable, licensed funeral home in Atlanta that can provide you with a complete low-cost funeral price….with no hidden extras!  And remember, all our providers are family-owned funeral business, we do not work with death care corporations.    As you will see below, the funeral home in Atlanta we work with offers very inexpensive funeral and cremation packages.

Our provider of affordable cremations and funerals in Atlanta offers a basic cremation or burial package:

Direct Cremation $1,095  – – – Traditional Funeral $3,635 (Incl. casket)

Call (404) 445-0239 for immediate assistance, if you wish to preplan a funeral, or if you have any questions.

The $1,095 direct cremation package is available in the cities of Athens, Atlanta Metro, Columbus, Dalton & Gainesville and the counties of Fulton, Clayton, Fayette, Carroll, Paulding, Cobb, Douglas, Gwinnett, Rockdale, De Kalb, Walton, Henry, Newton, Oconee, Barrow, Cherokee, Forsyth, Harris, Talbot,  and Dawson.

What is a public assistance funeral?

The poor economy has taken its toll on many American families, and as many struggle just to put food on the table, a death can be but an additional financial strain.  Less and less people are investing in funeral plans or burial insurance, simply because savings and insurance policies are some of the first things to go when there is a financial crisis.

help-with-funeral-costsMore often today at DFS Memorials we are encountering distraught families who have found that a sudden bereavement has tipped them over the edge!  We are witnessing an increase in the number of folks seeking out financial help with funeral expenses, and answering questions about what help there is to pay funeral costs.

What kind of financial help there is varies considerably depending on where you live, what your personal circumstances are, and the circumstances of the deceased.  Some states/counties do still offer some public assistance with funeral costs, however, this is very limited these days.  A ‘public assistance’ funeral is where the state will contribute a fixed sum towards the cost of a funeral.  It is sometimes called a ‘welfare funeral’.

The state will pay a fixed amount, generally direct to the funeral director, that will enable a basic burial or cremation to be conducted.  In some cases the family can supplement the contribution.

If you are concerned about how you are going to pay for a funeral, you need to seek some guidance.  You may wish to consult your local county Human Services or Social Services department.  Sometimes they will have a list of funeral homes who will handle public assistance funerals.   The funeral director will complete the necessary forms with you and submit his fees to the county for payment.

public-assistance-funeral

Do be aware, that if for any reason the application for support is declined, you would be liable for the funeral costs your funeral home has incurred concerning the funeral contract you have signed.  You MUST ensure that you can raise the sufficient funds to cover the expenses you are arranging.

Due to the rise in bad debt for funeral expenses, and the reduction in county support, some funeral homes are less willing to accept deceased family members where it is apparent the family may lack funds.  However, there are still funeral homes who do their utmost to help families care for their lost loved ones, no matter the unfortunate circumstances.  It IS important to ensure you are dealing with reputable, funeral professionals who care about helping your family.

There are various financial support funds for deceased veterans and certain dependents, as well as victims of crime.

— Remember: If you have concerns about affording a funeral, try and keep your funeral costs to a minimum.  You can arrange a simple, dignified cremation and conduct your own family memorial, which can reduce your outlay to under $1,000 in many areas of the United States.

Sara Marsden [Google+]

 

Cremated ashes remain unclaimed as Social Security becomes responsible for more unclaimed bodies

The cost of death care can be crippling when you are already on the breadline.  More Americans are searching for help with funeral expenses from social security, and funeral directors are finding themselves supporting families with social security financial aid claims.

Who picks up the tab when no one has any money to pay?  The costs are adding up, both for county Social Security departments, and for funeral providers.  Most county welfare sections have some funds to defray funeral expenses for those on welfare and simply without any money to cover funeral costs.  Costs vary depending on state and county, but can usually be around the $500 mark, payable to a local funeral establishment to conduct a basic disposition on behalf of the family concerned.    The question is – who wants to handle these funerals?

Some funeral businesses are themselves already feeling the pinch, as they have to write off more debt to offset families who have been unable to pay in full for services provided.

Even the ‘lump-sum death payment’ paid out from Social Security for a person who has worked long enough to be covered is only $255.   When you consider that an average funeral today costs $7,300 (NFDA), then this amount does nothing to cover typical funeral costs.

So local county social security departments are finding themselves handling more cases of unclaimed bodies.  Someone may die in hospital or in a nursing home and no one comes forward to claim the body.  The cheapest and most common method of dealing with these unclaimed bodies is for the county to arrange a direct cremation.

And just like this story about unclaimed cremated remains from Cleveland County Department of Social Services where they now have a shelf of unclaimed ashes, other counties are reporting building additional budget columbarium’s as ‘pauper graves’.

It is tragic that the economic downturn is leaving so many without the simple dignity of looking after their lost loved ones.  Some are turning to body donation in a desperate attempt to obtain that promised “free cremation” otherwise called a “no cost cremation”.   But as with anything else in life…..nothing is ever free!  The body donation programs are selective about what donors they can accept, especially if the practicalities of an application have not already been arranged.  Overweight donors are generally not accepted – ruling out about 40% of the population.  And that ‘free’ cremation may mean a wait to get the cremated remains returned.  I have even heard instances of up to a year after the death occurred.

More budget and low cost cremation providers are emerging to meet the need for cheap funerals, but this still means that a family needs between $500 and $1400 in most areas to meet these basic cremation costs.

For those that can, finding a low cost cremation provider locally, and setting aside the funds for a direct cremation in a POD or Totten account, is probably to very good way to make sure you are assured of a basic send-off when the time comes.

If you want to know where your nearest low cost cremation provider is – contact us immediately.