How much does direct cremation cost in 2022?

The last two years have brought significant changes to the funeral industry. Funeral homes were unexpectedly thrust into a crisis as COVID-19 deaths and restrictions on social gatherings forced the industry to adapt very quickly as last responders. So, here we review what we can expect for cremation costs in 2022.

The table below provides a breakdown of low-cost direct cremation costs in major cities and links to contact a local low-cost cremation provider if you have an immediate need for an affordable cremation service.

Change in the cremation rate 2021

Cremation was already a fast-growing trend that funeral homes were adapting to.  The National Funeral Directors Association (NFDA) Cremation & Burial Report projected the cremation rate at 56% for 2020.  But in the face of the pandemic, cremation became the only viable disposition option for many families, and funeral homes, faced with making funeral arrangements without holding a funeral service.

Although no data is yet available on the cremation rate for 2021, I expect it to be higher than projected as a result of the unprecedented crisis.

The shift to online cremation price comparison and arrangement

Arrange a cremation onlineAnother trend in funeral consumer behavior is the expectation to find cremation prices online.  According to The Foresight Company 2020 Funeral and Cemetery Consumer Study, 75% of people seeking cremation services want transparent online pricing.  With 52% claiming they only want to arrange services with a funeral home that provides clear online cremation pricing.  This consumer behavior trend could likely continue to impact cremation pricing into 2022, with more funeral homes adopting online price lists.  And, as cremation consumers continue to price-shop online, funeral homes will need to adapt their marketing strategies for online cremation consumers.

How 2021 has impacted cremation prices in 2022?

From our observations with the DFS Memorials low-cost cremation network, the impact we have observed is some fluctuation in direct cremation prices going into 2022.  With an increased volume of cremation cases and a competitive market for cremation services, I had anticipated the cost of cremation to remain static or even decrease.  We have seen prices increase in some cities and yet decrease in others.

So, why do cremation prices seem to be fluctuating in some areas?

This may be because there is still a comparative shortage of cremation retorts serving some areas.  Installing cremation equipment can be costly. Many small funeral homes could not afford to install their own cremation retort as the cremation rate grew. Instead, using the trade services of another local crematory.  Also, some funeral homes have faced zoning issues when trying to add crematory facilities. Especially as traditionally funeral homes were located in residential areas.  Funeral homes have encountered resistance from residents who have expressed concern about the potential emissions from a crematory nearby.

The rise in gas prices in 2022 is now affecting cremation costs across the country.  We are witnessing cremation package price increases to reflect the rising cost of transport charges and crematory gas supply.

2022 Breakdown of cremation costs

The price for a cremation service still varies considerably.  Even within the same area, you will find different funeral homes and cremation providers charging different prices for a similar service.  Therefore, it pays to shop around some. Below we have included a breakdown of the low and high cremation prices in the top most populated metropolitan areas in the United States to give you an idea of how much a cremation cost can vary in a city.

Click on a city to contact the DFS Memorials provider for the area.

City State DFS Memorials -Low-cost cremation price Most expensive cremation price
New York City NY $395 $10,200
Los Angeles CA $750 $4,450
Chicago IL $1,165 $4,600
Houston TX $640 $6,570
Phoenix AZ $725 $5,975
Philadelphia PA $1,095 $4,950
San Antonio TX $725 $3,875
San Diego CA $995 $2,790
Dallas TX $755 $6,300
Austin TX $725 $3,095
Jacksonville FL $695 $3,695
Fort Worth TX $795 $4,045
Columbus OH $650 $4,090
Charlotte NC $1,225 $4,400
San Francisco CA $995 $3,790
Indianapolis IN $650 $6,100
Seattle WA $1,050 $3,855
Denver CO $999 $4,012
Washington DC DC $1,645 $7,600
El Paso TX $925 $2,090
Nashville TN $995 $4,400
Las Vegas NV $795 $2,350
Atlanta GA $995 $4,590
Miami FL $696 $4,545

The prices quoted are for a direct cremation service.

What is a direct cremation?

Direct cremation is sometimes referred to as low-cost cremation, basic cremation, or economical cremation.  No funeral services are provided as part of the service. The deceased is collected from the place of death, sheltered in refrigeration, the legal paperwork is completed, and then the cremation is conducted.  There is no viewing, embalming, or ceremony. Once the cremation is completed, the cremated remains are returned to the family.

It is a simple and direct service which is what keeps the costs down.  This simple, affordable, ‘no-fuss’ cremation option is proving a growth trend in the cremation sector. It had been a steadily growing trend, and the pandemic only exacerbated the demand.

In some states,t is even possible to arrange a direct cremation without needing the services of a funeral home.

Will cremation costs remain the same in 2022?

We would all love to be able to predict the future! But, alas, the best forecasts can be affected by unexpected events.  Last year proved that to us all.  Funeral homes and crematories in some cities witnessed overwhelming demand for cremations last year. In some cases, older crematories (such as in New York City) simply could not cope with the increased demand. Older equipment overheated trying to keep up with the capacity.  Newer cremation equipment can handle a higher capacity of cremations per day, but installing new equipment (or upgrading) is an overhead that a funeral home will need to recover in its costs.  Many small independent funeral homes, already coping with declining revenue due to the shift to cremation, cannot afford the overhead (or risk) to now add new cremation equipment.

How the rising costs of gas, cremation permits, and emission regulation may continue to affect cremation prices.

The cost of gas is another factor that could impact cremation prices in 2022.  According to a report from Met Group in 2020 forecasting natural gas prices from 2020 to 2025, we are likely to see a rise in price from 2022 due to a few factors.

  • The continuing coronavirus pandemic
  • The switch to greener, renewable energy sources
  • The Saudi Arabia-Russia price wars
  • Weather

Before a cremation can go ahead, the local county coroner must issue a cremation permit to the crematory or funeral home.  A few years ago, coroners often issued permits to the funeral director at no charge. Today, these permits vary in price depending on the county, and many have increased the charge for issuing a cremation permit significantly.  Most cremation permits range from $10.00 to $60.00, but Wisconsin has some of the highest charges in the country. A cremation permit in Milwaukee County costs $357.00.

With the current focus on renewable energy and reducing carbon emissions, it is quite possible that new legislation on monitoring and managing crematory emissions may affect existing crematories.  In some EU countries, where the cremation rate has been at 70% (or above) for some years, recent EU emissions legislation meant many crematories had to install new equipment to reduce their emissions.  The cost of this resulted in consumer cremation costs increasing.

Cremation funeralWhat alternatives to low-cost cremation may emerge?

Cremation has gained traction in the last decade most significantly because of cost.  Yes, there are other influencing factors. But, simply put, for many families, direct cremation became the only low-cost alternative to arrange a funeral.  Some counties even switched from indigent burial to direct cremation to reduce their budgets for indigent funerals.

However, with more focus on climate change and greener alternatives, new green funeral alternatives are emerging.  Water cremation and natural organic reduction (NOR) or human composting are two new greener disposition alternatives.  At the moment, both these options are still relatively costly compared to a low-cost direct cremation.  Similarly, natural green burial presents a more affordable and natural alternative to cremation but still costs more than a simple cremation.  If there is an increasing interest in natural burial, there is a chance the costs could decrease.  A 2019 survey by the NFDA found that almost 52% of Americans expressed an interest in green burial options.

In 2022, a green burial is still going to cost between $3,000 and $5,500 because it is a niche option, and there are limited green burial sites and providers.  Natural burial potentially could offer a long-term solution to addressing affordability and sustainability in the death care industry.  If natural burial could be offered at a comparative cost to cremation.

Pre-planning a direct cremation in 2022

2020 brought death to the forefront of our world. The fear of death shrouded us all for a period of time and still lurks in the corner.  The taboo subject of discussing death and dying was given a renewed life.

Are you thinking about the benefits of establishing a cremation plan? Do you want to ensure you have a pre-need plan in place for your own peace of mind and your family?

Pre-arranging a cremation now is a great way to lock in prices.  But, do be aware that any plan or policy you take out now will include an incremental cost element to cover future cremation costs.

Another way to pre-plan is to document your final wishes, sign the authorizations, and secure the appropriate funds in a POD bank account.  You can adjust the funds annually to reflect the current direct cremation price in your area.

Final thoughts….

These last couple of years have reminded us that nothing endures and that we should make the most of what we have right now.  But, it also reminded us that we should be prepared for the unexpected.

As Benjamin Franklin famously quoted, “Nothing is certain except death and taxes” in this world.   It often seems to me that the people have been extorted by both for a century or so.  Funerals DO NOT need to be expensive.  A simple cremation, or simple burial, can be conducted for less than $1,500.  Hopefully, with the online tools we now have and a greater awareness of researching options, more families will access affordable funeral options in 2022.

The DFS Memorials affordable cremation network aims to help families connect with a local cremation option from an independent funeral home.

Funeral and Burial Resources for low-income and uninsured families

Funeral resources for low-income or uninsured

If you are in immediate need of the lowest cost funeral available, you need to consider arranging a simple direct cremation service.

CLICK HERE TO VISIT YOUR STATE & CITY TO FIND A CHEAP DIRECT CREMATION NEAR YOU.

Unfortunately, DFS Memorials is unable to offer any financial assistance, but we can help you connect with a local, low-cost cremation or funeral provider.  In most areas, a low-cost direct cremation can be arranged for between $600 to $900.

With very limited financial resources and support offered by a state or county, you may find yourself faced with the stress of arranging a funeral with very little money.  If this is the case then you may need to consider arranging a simple, low-cost direct cremation service.

The DFS Memorials network offers direct cremation service packages at a very low cost.  Prices vary by state and city, but a simple, direct cremation service is your most economical option.

Visit the DFS Memorials service location map now to find a provider near you.

If you are faced with the task and responsibility of arranging a funeral for a family member who has just died, and you are concerned about how you can afford the cost of the funeral, this guide can hopefully support you.

Today 76% of Americans coping paycheck to paycheck (CNN) and 25% below the poverty line, so there are many families who find themselves in the unfortunate position of having either no funds or very limited means, by which to pay for a funeral. Especially if the death of a family member was unexpected and sudden.

What low-cost funeral alternatives are there?

If you find yourself responsible for making funeral arrangements with no life insurance or burial insurance policy to help cover the costs, and you have little means to pay for a funeral, then you need to seek out the lowest cost funeral option.  Visit this Guide to What to do if You cannot Afford a Funeral.

There are significant ways that you can save on the expected cost of a full funeral service.  And there are also various resources that may help you reduce your funeral costs, or help contribute towards the overall funeral expenses.

What is the cheapest funeral alternative?

Cremation is certainly a lot cheaper than a burial, and direct cremation (otherwise referred to as an immediate cremation or basic cremation) is the least expensive disposition method.

This is where the cremation is conducted with no viewing, services, or ceremony, and the cremated remains are immediately returned to the family.  A simple cardboard cremation container is used, and the ashes are returned in a temporary container unless a cremation urn is selected.

You can arrange a direct cremation service in many areas of the United States for under $1,000, in fact in many metro areas the price can be as low as $500 – $700.  Check out your nearest DFS Memorials provider to find out the lowest direct cremation cost near you.

Is there Public Aid or State Assistance for a Funeral?

Whilst some states do provide some financial support with funeral expenses for families on a low income, disability, or SSI, this is NOT consistent across all states.  Budgets for public aid funerals have also unfortunately been cut back by municipalities where budget spend requiring constraining.

To find out if there is any financial support in your area, you would need to inquire with your local county human services or social services department.  I have noted below the states that DO offer some financial support and the links to further information.

Visit our page on State Assistance to find out more.

What is Indigent Burial Assistance?

The state is, of course, obligated to attend to indigent dispositions.  That is generally for those unfortunates who become the responsibility of the state and/or institutionalized.  Traditionally the state would arrange simple pauper burials in a designated area of a municipal cemetery.  Today these indigent burial assistance programs tend to offer direct cremation as a low-cost solution to dispose of these unclaimed dead.

Are there any Social Security Death Benefits to help cover the cost of a funeral?

There is a $255 lump sum Social Security death benefit that those who qualify can claim.  A funeral director can generally assist you to make a claim.  This one-off payment of $255 is made to a surviving spouse or child. Monthly benefits may be available if one meets eligibility requirements.  You can contact Social Security on 1-800-772-1213   www.socialsecurity.gov

What benefits do Veterans receive to assist with funeral costs?

A veteran is entitled to free burial in a national cemetery. This includes the gravesite, opening, and closing of the grave and perpetual care for an honorably discharged veteran, spouse, or dependent child and a free headstone or grave marker.

Contact the Veteran’s Affairs Office on 1-800-827-1000 for more information.

Is there help for victims of crime to cover funeral expenses?

In each state, there is a fund set up to financially assist the victims of crime to cover funeral expenses.

Contact your local Crime Victim Compensation Program to find out what help you can get.

What about Funeral financing?

Whilst we do not advocate that anyone should have to incur a debt to pay for a funeral, this is sadly an option that is being peddled to many families today.  Of course, as with any other financing, you must pass the credit check requirements.

There are generally two ways funeral finance is offered – firstly a funeral home may work with a funeral loan company and offer your finance terms, or there are a few finance companies that will work directly with a family to finance a funeral.

Finance for a funeral is NOT easy to come by, largely as it is not an appealing product/service for a finance house to offer credit on.  Once a funeral is complete, there is quite a high chance of families defaulting on their loan and it is not that easy to repossess a corpse!

Help from Charity Organizations to pay for a funeral

There are some charitable trusts that may offer a grant or some financial help with funeral expenses.  You can check this resource for searching a charity grants database.

Help from Trade Union Organizations to cover funeral expenses

Some Trade Union organizations will offer a financial contribution to assist a former member, or the spouse of a member, some assistance with meeting funeral expenses.  If you, or your spouse, were a member of a union, it would be well worth investigating if you can claim any assistance.

cremation-helpHow Fund-raising can help pay for funeral expenses

Fund-raising events to help a family pay for a funeral have long been a community way to rally together and help an unfortunate family pay to bury their lost loved one.  However, as more families have suffered hardship in recent years, there has not been as much disposable money to go around, even when families want to help out.

There are now a few online fund-raiser websites that will allow you to start a fund-raising campaign for a funeral.

Hopefully, the advice we have briefly outlined in this article will provide useful resources to help you find some help paying for a funeral.

State Assistance:  Contact departments

CT – Dept of Social Services

DC – Dept of Human Services

MA – The Commonwealth of MA

MD – Dept of Human Resources

ME – ME General Assistance Program

NH – NH Welfare Dept

NJ – Dept of Human Services

NY – Human Resources Dept

PA – Dept of Public Welfare

RI – RI General Public Assistance

VA – Health & Human Services

VT – Agency of Human Services

WV – Dept of Health & Human Resources

Affordable funeral or cremation in Biloxi, MS – $995

A funeral need not cost you an arm and a leg!  Although a traditional funeral can run into cost of thousands of dollars – there are more affordable options.  This article explores low cost cremation alternatives and how to find an affordable funeral services provider.

What is the average cost of a funeral in Biloxi?

direct cremation in Biloxi MSThe National Funeral Directors Association’s nationwide survey of 2012 evaluated the average cost of a traditional funeral at $7,045, without any cemetery costs.

This means that the average funeral costs in total can run to around $10,000 with burial vault and grave plot.  This is just an average figure and a funeral can cost you more, or less, than this depending upon the funeral service provider and the funeral merchandise you select.  A casket is one of the largest expenses of a funeral, and the cost of a casket can range from $995 to $9,000.

What is the average cost of a cremation in Biloxi?

Cremation can offer a much cheaper alternative to a full traditional burial.  A cremation eliminates the need for a casket, possibly embalming, and the cemetery charges.  How much a cremation service will cost largely depends upon the type of service you select.  A cremation with a service beforehand (very similar to a traditional funeral service) will cost in the region of $3,000 – $6,000.  Again much depends upon whether you purchase or rent a casket and how elaborate a service is held.

Different Cremation Packages

There are other, and generally more affordable, cremation options.  A cremation memorial service is where the cremation is performed and a service is held afterwards, either with, or without, the cremated remains present.  There are also options such as a private family farewell cremation.  This is where the funeral home facilitates the opportunity for close family to have visitation with the deceased prior to the cremation.  The cheapest cremation option is a direct cremation.

Direct cremation in Biloxi

A direct cremation is sometimes referred to as an immediate cremation.  It simply means that a cremation is carried out immediately and with no services at all.  It is the most affordable way that a family can conduct a disposition.  Once the family has the cremated remains returned (usually with a few days), a memorial service, or ash scattering ceremony can be held.  A direct cremation allows family to take care of the process of the cremation at a minimal cost.  Memorial services can be organized by the family and/or church and held at a location of the family’s choice.  A direct cremation can cost between $995 and $2,895, depending on the funeral home selected.

How do I choose a cremation provider in Biloxi?

Choosing a funeral or cremation provider is not always an easy task.  As we have outlined above, the range of services and prices for funeral and cremations, can vary considerably between providers.  It is essential to be aware of this, and to consider shopping around to compare cremation packages from more than one funeral home, to ensure the cremation services provider you select can meet the needs of your family.

How can you save money by arranging a cremation?

A cremation will generally save you around 40 – 50% on the cost of a traditional burial.  But you can also save further by considering a direct cremation and coordinating your own memorial services.  Your church and other support networks may assist you with this.  It is possible to make your own memorial products for a service, which can save you further expenditure.

Low cost cremation in Biloxi

If you are interested in a low cost cremation in Biloxi, we would suggest you may wish to contact the DFS memorial provider.  They cover the Gulf Coast region from Bay St. Louis through to Pascagoula / Moss Point.

We can’t afford a funeral.  Is there any help with cremation costs in Biloxi?

cremation-costs-biloxi-gulf-coastSadly more families than ever are finding themselves struggling to make ends meet, and unexpected funeral expenses can be a crisis!  If the deceased had made no provision for his/her funeral costs, then the responsibility falls to the next of kin.  Limited financial assistance is available.  There is the $255 Social Security death benefit (if qualifying), and veterans are entitled to some benefits.  Failing that it is largely down to the family to raise the funds to cover disposition arrangements.

Each state does have its own budget to cover indigent burials but this is now almost entirely allocated to covering the costs only for those who become a responsibility of the state.  Sometimes there is some public aid and you would need to make inquiries to your local county Social Services.  There are also union, faith and charity groups that support the bereaved with funeral expenses.  You can read further in this article ‘What are your options on how to pay for a funeral or cremation?’.

Serving families in George, Hancock, Harrison, Jackson, and Stone Counties and throughout Long Beach, Mississippi City, Handsboro, Beauvoir, St. Martin, D’Iberville, Ocean Springs, Gulf Hills, Cedar Lake, Wool Market, Popps Ferry Rd, Saint Martin, W Gay Rd N / Whetston, Van Buren Ave, Pass Rd / Fernwood Rd, Irish Hill Dr, Rodenberg Ave / Pass Rd.

13+ Things that a Funeral Director Won’t Tell You

This neat slideshow from Michelle Crouch on Reader’s Digest gives us the low-down on some of the money-saving aspects of arranging a funeral.  Aspects that the funeral director may not always willingly divulge!

13+ Things That Can Save You Money on a Funeral