How to save money arranging a direct cremation in Sioux City, Iowa

The high cost of traditional funerals has led many families to seek more affordable alternative services, such as direct cremation.

Cremation is now the nation’s preferred death care choice, with the cremation rate reaching 60%.  Cremation offers a simple, no-fuss, and affordable disposition.

Direct cremation, where a cremation is conducted, but no ceremony or services are provided by the funeral home, is the most inexpensive way to conduct an affordable funeral.

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What is the average cost of a funeral in Sioux City?

According to SmartAsset and an analysis of the funeral industry, the National Funeral Directors Association reports that the average cost for a funeral is $7,484.  This does not include cemetery fees.

What is the average cost of a cremation?

The Cremation Association of North America (CANA), the largest trade organization for cremation practitioners, states that the national average cremation cost is $1,650. However, the average cost will depend on the kind of cremation service selected. A cremation with a funeral or memorial service costs more than direct cremation.

How much is a direct cremation?

The cost of direct cremation varies by area and provider. In Sioux City, it can be arranged for $1,505.

How can you save money by arranging a direct cremation?

A direct cremation is when the funeral services provider does not provide a ceremony or funeral service. The deceased is cremated, and the cremated remains are returned to the family.

This means the funeral home can offer a direct cremation at a much lower price, and the family can save money on funeral costs.  It is still possible to conduct a memorial service at a later date with the cremated remains, so this can be a way to save costs or even split the cost between an immediate cremation and a later memorial service.

Can I preplan a direct cremation?

Yes, you can preplan a direct cremation.  Most funeral service providers offer cremation plans where the funds are put in trust or into an insurance product.

Are there additional costs when arranging a basic direct cremation?

Generally, the additional fees will be county fees, such as the death certificate and cremation permit. Other additional fees to consider are if a barometric cremation or a 2-man collection is required from a residential address.  Most direct cremation providers include a basic cremation container if their package fee, but some do not.

The deceased had no life insurance. What help is available towards funeral expenses?

Sadly, this is happening more frequently, and families find themselves responsible for finding the funds to pay for a funeral.  This is where a direct cremation can be a simple, low-cost solution. Limited financial assistance is available to help families without the funds to pay for a funeral.

If the deceased qualifies, a $255 Social Security Lump Sum Death Benefit payment will be made. The funeral director will usually help you claim this. Regarding any other assistance, you would need to explore any programs the Iowa Department of Human Services offers. The level of support can vary.

It is difficult to determine exactly what level of financial support Woodbury or Plymouth counties offer, but we have included a link below to the Department of Human Services claim form, which includes contact details for the Department.

Here is a link to the Burial Benefits Claim Form.

What if the deceased is at the Medical Examiners?

This can often expedite the funeral process, as the coroner will release the deceased with all the required paperwork ready. Only a licensed funeral director can collect a body from the ME and transfer the remains to a funeral establishment.

If you have more questions about arranging a funeral or cremation, please visit our Resources or the US Funerals Online Resources section. You can find a catalog of articles and guides covering many funeral and cremation topics.