Direct cremation cost in San Francisco – $995

Affordable cremation San Francisco California

Check out our guide to cremation costs in San Francisco. Cremation is not only a popular choice for families in the Bay Area, but it is also an affordable funeral option today. 

In some counties in California, particularly around the Bay Area, cremation accounts for over 90% of the funerals conducted.

California has always been a ‘progressive’ state, and it seems Californians’ attitudes towards death rituals adopt a modern, and maybe less traditionalist, approach. 

Still, what you can buy for your dollar in terms of cremation services can vary significantly. To help families understand cremation costs and services in San Francisco, we have put together this brief guide.

How much does a cremation cost in San Francisco/ the Bay Area?

Find affordable cremation

This is never a straightforward question, as cremation prices vary between different funeral homes in the Bay Area.  The average cost of a cremation is around $9,000 (NFDA), yet the cost of cremation can range from $995 to $6,000, depending on the type of cremation service and ancillary products. 

It is fair to say that even comparing the same cremation service can result in varying prices.

Understanding different cremation services in San Francisco, CA

You can customize your cremation service to fit your personal needs, but generally, there are three main types of cremation services.

  • Direct or immediate cremation (with no services or ceremony)
  • Cremation funeral services (ceremony held prior to cremation)
  • Cremation Memorial services (ceremony held after cremation)

It is not always easy to compare cremation services because funeral homes either offer a lengthy, itemized general price list (GPL) or package different services and merchandise together

It is essential to review precisely what is included in any cremation package carefully.

It is not uncommon to see a cremation service that appears to be affordable, only to discover that it is not an inclusive price.  A funeral home can add ‘cash advance’ items to a quoted cremation price, and these will be items that the funeral director has to pay out to a third party. 

This can include items such as the cremation permit, cremation fee (if the funeral home does not own its own crematory), and death certificates.

It is also wise to carefully check whether additional services, such as refrigerated storage, are included if the cremation cannot proceed within a specific timeframe, or if there are additional fees for transportation and collection.

Visit our Guide to Cremation – Everything from when the deceased is collected to the family receiving the cremated remains, to learn more about the process and steps.

Oversized cremation in the Bay Area

DFS cremation costs

With a growing obesity issue, we are asked about cremations for overweight people more often these days.  A standard cremation is generally suitable for a person weighing up to 250 pounds. 

For individuals weighing over 250 pounds, an additional fee may be required if the crematory is not equipped to handle individuals of this size.

Modern cremation services & life celebration services in San Francisco

Cremation allows for much greater flexibility in how we approach our death care ritual.  If gathering the family together immediately is difficult, a cremation memorial service can be held at a date and time that is convenient.

It also means that a ceremony can be held when the family has had a chance to recover from the immediate shock of the bereavement, allowing for time and reflection to plan a befitting ceremony. 

How to scatter cremation ashes in water

Today, we are moving into an era where a life celebration is replacing the traditional funeral – more of an upbeat celebration of a life lived than a somber mourning event.

Families often choose to have the cremation performed and use the services of a celebrant to lead a memorial service.  Some families even opt to arrange their own memorial service – making it totally personalized.

Cremated remains can be shipped relatively inexpensively anywhere, which also enables more flexibility in funeral services.  If Mom or Pop passes away in a state to which they retired, they can be easily and at minimal cost transported back to their home state for a service and/or interment.

A direct cremation: the lowest cost cremation option in San Francisco, CA

Cremation Memorial Service Different Options

If just a simple, low-cost cremation service is what you require – the no-frills cremation – then a direct cremation is for you. 

A direct cremation is a process where the cremation proceeds without any services, viewing, or other arrangements, and then the cremated remains are returned directly to the family.

It is also referred to as an immediate cremation, or many funeral homes in San Francisco will refer to it as a basic or simple cremation.  You can arrange a complete direct cremation within the Bay Area for $995

This includes the collection of the deceased, storage for the mandatory waiting period, completion of all necessary paperwork, a basic cremation container, the cremation process, and the return of the cremated remains to the family in a temporary urn.

Direct disposers in San Francisco

Cremation laws

California is one of the two states that licenses direct disposers.  A direct disposer is not a licensed funeral home, but they are licensed to conduct only direct cremations. 

As they do not have to operate a funeral home, they can operate with significantly reduced overhead, enabling them to offer direct cremations at a lower price. 

However, please note that the reduced price will reflect the level of service provided.  A direct disposer will not be able to offer any viewing and may add additional fees for incremental services.

How do I choose a cremation services provider in San Francisco?

cremation costs in San Francisco CA

Deciding which cremation provider to choose can be confusing.  There are approximately 30 funeral homes in San Francisco, so start by defining your specific criteria to narrow your selection process.

If cost and value are important to you, seek a low-cost cremation provider.  Generally, corporate funeral homes tend to be more expensive; however, even some family-owned funeral homes can be equally costly. 

Shop around a bit and compare costs and services.  Check for reviews and recommendations from family, co-workers, or support networks.

DFS Memorials does some of this for you.  We check around, compare cremation prices and reviews, and select only reputable funeral homes that offer the best value cremation services to work with in our network.

Call DFS Memorials NOW at (415) 286-9121

To arrange a Direct Cremation for $995

The deceased had no life insurance. Is there any help with cremation costs in San Francisco?

Cremation Authorizations & Requirements

Any financial assistance available for funerals varies so much by state and county that you really need to speak with your local county human services or social services to find out what, if any, public aid may be available. 

They can best advise on what is available and whether or not you would be eligible, depending on your personal circumstances.

There is a $255 Social Security death payment (if you qualify), and veterans are eligible for a free grave plot, marker, and flag.  If you have concerns about how you can afford a funeral, then a direct cremation is your cheapest option.

Our $995 direct cremation is available throughout Alameda, Contra Costa, Marin, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz & Stanislaus counties.

Sara Marsden

I have been researching and writing about the death care industry for the past fifteen years. End-of-life services and experiences are topics most people avoid thinking about until they must face them. My work provides comprehensive and independent resources for families, explaining the workings of the funeral industry, the laws governing funeral practices, and the death care trends that impact consumers. With a BA in Cultural Studies, I bring a unique perspective to analyzing cultural death care rituals, complemented by a career background in Business Management. The death care industry is undergoing significant changes, which I find fascinating. The shift towards cremation services and the emergence of sustainable alternatives like aquamation and human composting are of particular interest. I am also intrigued by how technology is reshaping the funeral planning process and experience. I write for US Funerals Online and DFS Memorials LLC, and contribute to various forums and publications within the death care industry.

Related Posts

Read more articles about cremations & funerals

5 of the Best Affordable Cremation Services in San Francisco, CA

San Francisco’s high cost of living extends to end-of-life services, making affordable direct cremation an attractive option for many families. Cremation rates in the Bay Area are significantly higher than the national average, which is now at around 62%. Direct…...

June 7, 2025
Sara Marsden
cremation with no service: save money

Direct cremation costs in Tucson, AZ

This article explains how arranging a cremation can save you money on funeral costs. Arranging a direct cremation is a simple and affordable funeral care solution. You can arrange an affordable direct cremation service for just $995. If you need…...

June 1, 2025
Sara Marsden
Why direct cremation?